| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $51K | — | $51K | 2.50% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $14K | — | $14K | 9.99% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $8K | — | $8K | 12.00% |
| CHRISTOPHER SHUMAKE3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $480 | — | $480 | 0.69% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $44 | — | $44 | 0.06% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DR NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $30 | — | $30 | 0.04% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $7K | — | $7K | 12.00% |
| CHRISTOPHER SHUMAKE3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $3K | — | $3K | 5.00% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $374 | — | $374 | 0.64% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $152 | — | $152 | 0.26% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $4K | — | $4K | 10.02% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $4K | — | $4K | 12.00% |
| SHUMAKE, CHRISTOPHER3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $510 | — | $510 | 1.36% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $88 | — | $88 | 0.23% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DR NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $10 | — | $10 | 0.03% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $4K | — | $4K | 12.00% |
| SHUMAKE, CHRISTOPHER3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $309 | — | $309 | 0.91% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $50 | — | $50 | 0.15% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DR NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $8 | — | $8 | 0.02% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $312 | — | $312 | 4.03% |
| STEPHANIE D FREEMAN3 Filed as: STEPHANIE FREEMAN | 5003 OLD GREENWOOD RD FT SMITH, AR 72903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.32% |
| KELSI KONECNY3 | PO BOX 80 STUTTGART, AR 72160 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.31% |
| KYLE HARDING3 | 520 W. 12 ST. TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $5 | $22 | 0.28% |
| MARKS BENEFIT MANAGEMENT LLC3 | 4257 N GABEL DR FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $2 | $17 | 0.22% |
| MCFADDEN BENEFIT MANAGEMENT INC3 | 5852 KENNEDY DR FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $1 | $8 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 281 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 281 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 641 | $2.0M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 589 | $142K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 524 | $39K |
| Life insurance(2 contracts) | USABLE LIFE | 414 | $128K |
| Short-term disability(2 contracts, 2 carriers) | USABLE LIFE | 201 | $42K |
| Long-term disability | USABLE LIFE | 292 | $37K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 641 | $2.0M |
| Other | USABLE LIFE | 316 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 641 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.