| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $22K | — | $22K | 2.50% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $7K | — | $7K | 10.00% |
| BEAN HAMILTON & ASSOCIATES3 Filed as: BEAN HAMILTON & ASSOCIATES INC | PROSPECT BLDG, #900, 1501 N. UNIVER LITTLE ROCK, AR 72207 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.73% |
| BEAN HAMILTON & ASSOCIATES3 Filed as: BEAN HAMILTON & ASSOCIATES INC | 1501 N UNIVERSITY #900 LITTLE ROCK, AR 72207 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 8.52% |
| BEAN HAMILTON & ASSOCIATES3 Filed as: BEAN HAMILTON & ASSOCIATES INC | PROSPECT BLDG, #900, 1501 N. UNIVER LITTLE ROCK, AR 72207 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 13.11% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | VISION SERVICE PLAN | $1K | — | $1K | 5.69% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $391 | — | $391 | 3.97% |
| KYLE HARDING3 | 105 EAST BROAD ST TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $3 | $19 | 0.19% |
| KELSI KONECNY3 | PO BOX 80 STUTTGART, AR 72160 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 205 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 205 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 279 | $893K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 219 | $72K |
| Vision | VISION SERVICE PLAN | 111 | $18K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 131 | $51K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 20 | $10K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 126 | $24K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 279 | $893K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 131 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 279 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.