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Sponsor portfolioWelfare / HealthEIN 71-0203044

THE FARMERS & MERCHANTS BANK

708 SOUTH MAIN STREET · STUTTGART, AR 72160
8706736911
Plans filed
2
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$3.4M
No prior year
Persons covered
487
No prior year
Total participants
222
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$3.7M
THE FARMERS AND MERCHANTS BANK SECTION 125 PLAN
Fully insured587 covered·3 carriers
Primary: ARKANSAS BLUE CROSS AND BLUE SHIELD
Plan #502$3.4M
FARMERS & MERCHANTS BANK HEALTH & WELFARE PLAN
Fully insured487 covered·3 carriers
Primary: ARKANSAS BLUE CROSS AND BLUE SHIELD

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$3.0M43.8%
Prescription drug$3.0M43.8%
Short-term disability$168K2.5%
Dental$164K2.4%
Life$157K2.3%
Long-term disability$157K2.3%
Other$157K2.3%
Vision$38K0.6%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 710226428
HRxDV
$3.2M95.0%13487
AMERICAN UNITED LIFE INSURANCE COMPANY
EIN 350145825
LSTDLTDOth
$157K4.7%11222
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
STD
$11K0.3%1114

Broker overview

12 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
UNKNOWN—ARKANSAS BLUE CROSS AND BLUE SHIELD$4K$0$4K44.8%1
AVANT SPECIALTY BENEFITS LLCKANSAS CITY, MOAMERICAN UNITED LIFE INSURANCE COMPANY$0$3K$3K37.2%1
STEPHENS INSURANCE LLCLITTLE ROCK, ARAMERICAN UNITED LIFE INSURANCE COMPANY, COLONIAL LIFE & ACCIDENT INSURANCE COMPANY$509$89$5987.1%1
GINGER MULLINS & COMPANY INCLITTLE ROCK, ARCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$274$46$3203.8%1
DESTINIE N BORENBAUXITE, ARCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$211$7$2182.6%1
KONECNY INSURANCE SERVICESSTUTTGART, ARCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$153$0$1531.8%1
ROBERT W ALLENEL PASO, ARCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$108$0$1081.3%1
BARNETT BENEFITS GROUP INCLONOKE, ARCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$102$0$1021.2%1
GRA GULL ADVISORS LLCHATTIEVILLE, ARCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$9$1$100.1%1
KYLE HARDINGNASHVILLE, ARCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$3$0$30.0%1
MARKS BENEFIT MANAGEMENT LLCFAYETTEVILLE, ARCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$1$0$10.0%1
MCFADDEN BENEFIT MANAGEMENT INCFAYETTEVILLE, ARCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$0$0$00.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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