| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KONECNY INSURANCE SERVICES3 | P.O. BOX 80 STUTTGART, AR 72160 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $53K | — | $53K | 1.65% |
| KONECNY INSURANCE SERVICES3 | P.O. BOX 80 STUTTGART, AR 72160 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $21K | — | $21K | 10.76% |
| KONECNY INSURANCE SERVICES3 | P.O. BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $13K | $983 | $14K | 12.93% |
| WILLIAM BUCKNER3 | 4816 KENYON DRIVE LITTLE ROCK, AR 72205 | USABLE LIFE | $405 | — | $405 | 0.38% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $197 | — | $197 | 0.19% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $81 | — | $81 | 0.08% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $22 | — | $22 | 0.02% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $18 | — | $18 | 0.02% |
| KONECNY INSURANCE SERVICES3 | P.O. BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $11K | $1K | $13K | 13.16% |
| WILLIAM BUCKNER3 | 4816 KENYON DRIVE LITTLE ROCK, AR 72205 | USABLE LIFE | $3K | — | $3K | 3.24% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $2K | — | $2K | 1.76% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $619 | $9 | $628 | 0.66% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $185 | — | $185 | 0.19% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $152 | — | $152 | 0.16% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $0 | $5 | $5 | 0.01% |
| KONECNY INSURANCE SERVICES3 | P.O. BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $7K | $534 | $7K | 12.93% |
| WILLIAM BUCKNER3 | 4816 KENYON DRIVE LITTLE ROCK, AR 72205 | USABLE LIFE | $393 | — | $393 | 0.68% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $196 | — | $196 | 0.34% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $79 | — | $79 | 0.14% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $22 | — | $22 | 0.04% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $18 | — | $18 | 0.03% |
| KONECNY INSURANCE SERVICES3 | P.O. BOX 80 STUTTGART, AR 72160 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $5K | — | $5K | 10.00% |
| KONECNY INSURANCE SERVICES3 | P.O. BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $6K | $477 | $7K | 12.92% |
| WILLIAM BUCKNER3 | 4816 KENYON DRIVE LITTLE ROCK, AR 72205 | USABLE LIFE | $295 | — | $295 | 0.57% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $187 | — | $187 | 0.36% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $59 | — | $59 | 0.11% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $21 | — | $21 | 0.04% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $17 | — | $17 | 0.03% |
| KONECNY INSURANCE SERVICES3 | P.O. BOX 80 STUTTGART, AR 72160 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $225 | — | $225 | 3.60% |
| KYLE HARDING3 | 520 W 12TH STREET TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 270 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 270 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 587 | $3.2M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 534 | $196K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 517 | $53K |
| Life insurance(2 contracts) | USABLE LIFE | 432 | $202K |
| Short-term disability(2 contracts, 2 carriers) | USABLE LIFE | 178 | $58K |
| Long-term disability | USABLE LIFE | 261 | $58K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 587 | $3.2M |
| Other | USABLE LIFE | 270 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 587 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.