| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WURTZ AGENCY DBA MWA3 Filed as: WURTZ AGENCY INC | 1501 N UNIVERSITY AVE SUITE 340 LITTLE ROCK, AR 72207 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $23K | $23K | 2.56% |
| WURTZ AGENCY DBA MWA3 | 1501 N UNIVERSITY AVE SUITE 340 LITTLE ROCK, AR 72207 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 1.81% |
| OLLIS & COMPANY INC3 | 2274 E SUNSHINE ST SPRINGFIELD, MO 65804 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 32.71% |
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD WURTZ AGENCY INC | 1501 N UNIVERSITY AVE SUITE 340 LITTLE ROCK, AR 72207 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $2K | $6K | 14.95% |
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD WURTZ AGENCY INC | 1501 N UNIVERSITY AVE SUITE 340 LITTLE ROCK, AR 72207 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $599 | $16K | 62.04% |
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD WURTZ AGENCY INC | 1501 N UNIVERSITY AVE SUITE 340 LITTLE ROCK, AR 72207 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $437 | $12K | 61.81% |
| WURTZ AGENCY DBA MWA3 | 1501 N UNIVERSITY AVE SUITE 340 LITTLE ROCK, AR 72207 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $366 | $2K | 11.36% |
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD WURTZ AGENCY INC | 1501 N UNIVERSITY AVE SUITE 340 LITTLE ROCK, AR 72207 | METRO | $8K | $296 | $8K | 62.07% |
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD WURTZ AGENCY INC | 1501 N UNIVERSITY AVE SUITE 340 LITTLE ROCK, AR 72207 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $164 | $4K | 62.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 159 | $965K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 233 | $75K |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 148 | $55K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 148 | $38K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 148 | $38K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 148 | $38K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 148 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.