| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE TODD GROUP3 Filed as: THE TODD AGENCY INC | PO BOX 56166 LITTLE ROCK, AR 72215 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 6.43% |
| OLLIS & COMPANY INC3 Filed as: OLLIS & CO INC | 2274 EAST SUNSHINE SPRINGFIELD, MO 65804 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $593 | — | $593 | 1.55% |
| THE TODD GROUP3 Filed as: THE TODD AGENCY INC | 10411 WEST MARKHAM STREET LITTLE ROCK, AR 72205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 12.65% |
| GINGER MULLINS & COMPANY INC3 | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $195 | $2K | 5.51% |
| BARNETT BENEFITS GROUP INC3 | 101 BARNETT ROAD LONOKE, AR 72086 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $200 | $2K | 4.60% |
| ROBERT W ALLEN3 | 39 SUNCREST DRIVE CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $871 | $338 | $1K | 3.46% |
| RICHARD ALAN GARRETT3 | 11608 GERMANIA ALEXANDER, AR 72002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $482 | — | $482 | 1.38% |
| J&K DOUGLAS SALES INC3 | 150 CRYSTAL LAKE ROAD AUSTIN, AR 72007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $425 | $8 | $433 | 1.24% |
| NIKGREJESKEN INC3 | 120 SHELBY ROAD SHERWOOD, AR 72120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | — | $55 | 0.16% |
| KRISTY M ZULPO-FORRESTER3 | 2 PERCH STREET PERRYVILLE, AR 72126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | — | $36 | 0.10% |
| JAMIE MORGAN3 | 1303 HIGHWAY 163 WYNNE, AR 72396 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 0.08% |
| ROBIN NICOLE WILLIAMS3 | PO BOX 2481 CONWAY, AR 72033 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| THE TODD GROUP3 Filed as: THE TODD AGENCY INC | PO BOX 56166 LITTLE ROCK, AR 72215 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 10.90% |
| OLLIS & COMPANY INC3 Filed as: OLLIS & CO INC | 2274 EAST SUNSHINE SPRINGFIELD, MO 65804 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $792 | — | $792 | 2.52% |
| THE TODD GROUP3 Filed as: THE TODD AGENCY INC | PO BOX 56166 LITTLE ROCK, AR 72215 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 12.18% |
| OLLIS & COMPANY INC3 Filed as: OLLIS & CO INC | 2274 EAST SUNSHINE SPRINGFIELD, MO 65804 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $708 | — | $708 | 2.59% |
| THE TODD GROUP3 Filed as: THE TODD AGENCY INC | 10411 WEST MARKHAM STREET LITTLE ROCK, AR 72205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 11.51% |
| GINGER MULLINS & COMPANY INC3 | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $119 | $1K | 4.99% |
| ROBERT W ALLEN3 | 39 SUNCREST DRIVE CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $548 | $203 | $751 | 3.16% |
| BARNETT BENEFITS GROUP INC3 | 101 BARNETT ROAD LONOKE, AR 72086 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $634 | $87 | $721 | 3.03% |
| J&K DOUGLAS SALES INC3 | 150 CRYSTAL LAKE ROAD AUSTIN, AR 72007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $570 | $11 | $581 | 2.44% |
| RICHARD ALAN GARRETT3 | 11608 GERMANIA ALEXANDER, AR 72002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $219 | — | $219 | 0.92% |
| NIKGREJESKEN INC3 | 120 SHELBY ROAD SHERWOOD, AR 72120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | — | $37 | 0.16% |
| JAMIE MORGAN3 | 1303 HIGHWAY 163 WYNNE, AR 72396 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.12% |
| KRISTY M ZULPO-FORRESTER3 | 2 PERCH STREET PERRYVILLE, AR 72126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.07% |
| THE TODD GROUP3 Filed as: THE TODD AGENCY, INC. | PO BOX 56166 LITTLE ROCK, AR 72215 | DELTA DENTAL PLAN OF ARKANSAS | $786 | — | $786 | 7.49% |
| OLLIS & COMPANY INC3 Filed as: OLLIS AND COMPANY DBA OLLIS/ARKERS | 2274 EAST SUNSHINE STREET SPRINGFIELD, MO 65804 | DELTA DENTAL PLAN OF ARKANSAS | $263 | — | $263 | 2.51% |
| THE TODD GROUP3 Filed as: THE TODD AGENCY INC | PO BOX 56166 LITTLE ROCK, AR 72215 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $450 | — | $450 | 8.37% |
| OLLIS & COMPANY INC3 Filed as: OLLIS & CO INC | 2274 EAST SUNSHINE SPRINGFIELD, MO 65804 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $88 | — | $88 | 1.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | USABLE MUTUAL INSURANCE COMPANY | 107 | $666K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 73 | $10K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 140 | $44K |
| Short-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 140 | $66K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 141 | $31K |
| Prescription drug | USABLE MUTUAL INSURANCE COMPANY | 107 | $666K |
| Other(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 140 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.