| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OLLIS & COMPANY INC3 Filed as: OLLIS & CO INC | 2274 EAST SUNSHINE SPRINGFIELD, MO 65804 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 7.62% |
| OLLIS & COMPANY INC3 Filed as: OLLIS & CO INC | 2274 EAST SUNSHINE SPRINGFIELD, MO 65804 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 12.46% |
| OLLIS & COMPANY INC3 | PO BOX 10346 SPRINGFIELD, MO 65808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 4.76% |
| GINGER MULLINS & COMPANY INC3 | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $94 | $1K | 3.71% |
| THE TODD GROUP3 Filed as: THE TODD AGENCY INC | 10411 WEST MARKHAM STREET LITTLE ROCK, AR 72205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 3.48% |
| ROBERT W ALLEN3 | 39 SUNCREST DRIVE CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $559 | $34 | $593 | 1.85% |
| BARNETT BENEFITS GROUP INC3 | 101 BARNETT ROAD LONOKE, AR 72086 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $498 | $61 | $559 | 1.75% |
| J&K DOUGLAS SALES INC3 | 150 CRYSTAL LAKE ROAD AUSTIN, AR 72007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $463 | $1 | $464 | 1.45% |
| LISA MARIE KLEIN3 | 1732 OAK PARK LANE HELENA, AL 35080 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $330 | $105 | $435 | 1.36% |
| KYLE HARDING3 | 520 WEST 12TH STREET TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $38 | $59 | 0.18% |
| MCFADDEN BENEFIT MANAGEMENT INC3 | 5852 KENNEDY DRIVE FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $24 | $45 | 0.14% |
| NIKGREJESKEN INC3 | 120 SHELBY ROAD SHERWOOD, AR 72120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.12% |
| RICHARD ALAN GARRETT3 | 11608 GERMANIA ALEXANDER, AR 72120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.06% |
| JAMIE MORGAN3 | 1303 HIGHWAY 163 WYNNE, AR 72396 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| KRISTY M ZULPO-FORRESTER3 | 2 PERCH STREET PERRYVILLE, AR 72126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| OLLIS & COMPANY INC3 Filed as: OLLIS & CO INC | 2274 EAST SUNSHINE SPRINGFIELD, MO 65804 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 13.55% |
| OLLIS & COMPANY INC3 Filed as: OLLIS AND COMPANY DBA OLLIS/ARKERS | 2274 EAST SUNSHINE STREET SPRINGFIELD, MO 65804 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 10.00% |
| OLLIS & COMPANY INC3 Filed as: OLLIS & CO INC | 2274 EAST SUNSHINE SPRINGFIELD, MO 65804 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $299 | — | $299 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 144 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 123 | $721K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 165 | $13K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 147 | $43K |
| Short-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 147 | $70K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 148 | $34K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 123 | $721K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 147 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 165 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.