| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENTENTE ADMINISTRATORS, LLC3 | 1210 ROBBIE LANE GALLATIN, TN 370665218 | KAISER FOUNDATION HEALTH PLAN, INC | $27K | $0 | $27K | 3.60% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE, STE 1950 ATLANTA, GA 303395946 | KAISER FOUNDATION HEALTH PLAN, INC | $10K | $0 | $10K | 1.38% |
| ENTENTE ACDMINISTRATORS, LLC3 | 1210 ROBBIE LANE GALLATIN, TN 37066 | UNITED CONCORDIA INSURANCE COMPANY | $5K | $0 | $5K | 5.61% |
| ENTENTE ADMINISTRATORS, LLC3 | 1210 ROBBIE LANE GALLATIN, TN 37066 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | $0 | $7K | 8.24% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD, STE 200 HAUPPAUGE, NY 11788 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 4.95% |
| DIGITAL INSURANCWE INC.3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $0 | $2K | 2.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC | 104 | $751K |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 106 | $97K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 119 | $88K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 119 | $88K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN, INC | 104 | $751K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 119 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 119 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.