| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORKPLACE SOLUTIONS, INC.3 Filed as: THE WORKPLACE BENEFITS INC | 6465 POND APPLE ROAD BOCA RATON, FL 33433 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | — | $4K | 1.45% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: THE WORKPLACE BENEFITS INC | 6465 POND APPLE ROAD BOCA RATON, FL 33433 | STANDARD INSURANCE COMPANY | $4K | $730 | $5K | 11.89% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | STANDARD INSURANCE COMPANY | — | $581 | $581 | 1.50% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: THE WORKPLACE BENEFITS INC | 6465 POND APPLE ROAD BOCA RATON, FL 33433 | STANDARD INSURANCE COMPANY | $2K | $553 | $3K | 18.36% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | STANDARD INSURANCE COMPANY | — | $493 | $493 | 3.00% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: THE WORKPLACE BENEFITS INC | 6465 POND APPLE ROAD BOCA RATON, FL 33433 | STANDARD INSURANCE COMPANY | $9K | $583 | $10K | 73.23% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | STANDARD INSURANCE COMPANY | — | $694 | $694 | 5.31% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: THE WORKPLACE BENEFITS INC | 6465 POND APPLE ROAD BOCA RATON, FL 33433 | STANDARD LIFE INSURANCE | $2K | $375 | $2K | 18.55% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | STANDARD LIFE INSURANCE | — | $321 | $321 | 3.01% |
| NATIONAL AGENCY SOLUTIONS LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $826 | — | $826 | 7.99% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: THE WORKPLACE BENEFITS INC | 6465 POND APPLE ROAD BOCA RATON, FL 33433 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $826 | — | $826 | 7.99% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS AND FINANCIAL | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $206 | — | $206 | 1.99% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: THE WORKPLACE BENEFITS INC | 6465 POND APPLE ROAD BOCA RATON, FL 33433 | STANDARD INSURANCE COMPANY | $696 | $268 | $964 | 13.85% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | STANDARD INSURANCE COMPANY | — | $104 | $104 | 1.49% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: THE WORKPLACE BENEFITS INC | 6465 POND APPLE ROAD BOCA RATON, FL 33433 | STANDARD INSURANCE COMPANY | $769 | $170 | $939 | 18.32% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | STANDARD INSURANCE COMPANY | — | $154 | $154 | 3.00% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: THE WORKPLACE BENEFITS INC | 6465 POND APPLE ROAD BOCA RATON, FL 33433 | SOLTICE BENEFITS INC | $515 | — | $515 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 83 | $263K |
| Dental(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 40 | $42K |
| Vision | STANDARD INSURANCE COMPANY | 51 | $7K |
| Life insurance | STANDARD LIFE INSURANCE | 128 | $11K |
| Short-term disability | STANDARD INSURANCE COMPANY | 26 | $16K |
| Long-term disability | STANDARD INSURANCE COMPANY | 15 | $5K |
| Other | AMERICAN PUBLIC LIFE INSURANCE COMPANY | 18 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 128 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.