| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 16 THOMPSON PARK HATTIESBURG, MS 39401 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $55K | $55K | 5.26% |
| TURNER III, THOMAS A3 | PO BOX 14207 JACKSON, MS 39236 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 4.86% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | PO BOX 250 2909 13TH STREET FLOOR 4 GULF PORT, MS 39502 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 1.25% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | — | UNITED CONCORDIA INSURANCE COMPANY | $5K | — | $5K | 9.22% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | PO BOX 250 2909 13TH STREET FLOOR 4 GULF PORT, MS 39502 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $521 | $4K | 8.76% |
| ANGELA LOUISE SMITH3 | 1220 EAST NORTHSIDE DRIVE SUITE 170 JACKSON, MS 39211 | AFLAC | $4K | $92 | $4K | 14.19% |
| LACY JUANITA LOCKHART3 | 1655 PARKWOOD DRIVE LAUREL, MS 39440 | AFLAC | $4K | — | $4K | 12.75% |
| CASEDRA T EUELL3 | 221 HIGHLEADON DRIVE MADISON, MS 39110 | AFLAC | $780 | $22 | $802 | 2.64% |
| E SPEED INC3 | 129 GLENWOOD BEND MADISON, MS 39110 | AFLAC | $561 | $22 | $583 | 1.92% |
| J NELSON LLC3 | 112 HICKORY HILLS LOOP PURVIS, MS 39475 | AFLAC | $483 | — | $483 | 1.59% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY ROAD SUITE D BRANDON, MS 39047 | AFLAC | $212 | — | $212 | 0.70% |
| GARY C COULTER3 | 1015 SUMRALL ROAD BRASSFIELD, MS 39421 | AFLAC | $108 | — | $108 | 0.36% |
| KYMBERLY CAMILLIA JORDAN3 | 62 COUNTY ROAD 195 STRINGER, MS 39481 | AFLAC | $103 | — | $103 | 0.34% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $102 | — | $102 | 0.34% |
| KENT G ALEXANDER3 | 11158 ALDEN DRIVE GULFPORT, MS 39503 | AFLAC | $101 | — | $101 | 0.33% |
| JOSEPH Y STINGLEY3 | 1929 SPILLWAY ROAD SUITE D AND E BRANDON, MS 39047 | AFLAC | $88 | — | $88 | 0.29% |
| LINDSEY MARIE DUFEK3 | 1009 PELICAN COVE OCEAN SPRINGS, MS 39564 | AFLAC | $31 | — | $31 | 0.10% |
| LARRY E REXFORD3 | 130 BRENTWOOD BOULEVARD GULFPORT, MS 39503 | AFLAC | $24 | — | $24 | 0.08% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $14 | — | $14 | 0.05% |
| LYNN C WENTWORTH3 | 164 ASHTON PARK BOULEVARD MADISON, MS 39110 | AFLAC | $14 | — | $14 | 0.05% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $11 | — | $11 | 0.04% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DRIVE MADISON, MS 39110 | AFLAC | $10 | — | $10 | 0.03% |
| MARK BUTLER INC3 | 747 HOLLY HILLS DRIVE BILOXI, MS 39532 | AFLAC | $10 | — | $10 | 0.03% |
| J STANLEY JAMES3 | PO BOX 309 MOSELLE, MS 39459 | AFLAC | $9 | — | $9 | 0.03% |
| KIMBERLY J BURNHAM3 | 3343 LANELL LANE PEARL, MS 39208 | AFLAC | $8 | — | $8 | 0.03% |
| MICHAEL ANDREW PETTY3 | 205 PECAN TERRACE PETAL, MS 39465 | AFLAC | $7 | — | $7 | 0.02% |
| DOROTHY WADE3 | 35 CHARLIE GREEN ROAD LOT 4 LAUREL, MS 39443 | AFLAC | $6 | — | $6 | 0.02% |
| TAMMY LYNN AINSWORTH3 | 650 PECAN GROVE ROAD ELLISVILLE, MS 39437 | AFLAC | $5 | — | $5 | 0.02% |
| MARK BUTLER INC3 | 204 BENACHI AVENUE BILOXI, MS 39530 | AFLAC | $4 | — | $4 | 0.01% |
| GARY L THORNTON3 | PO BOX 8173 LAUREL, MS 39441 | AFLAC | $4 | — | $4 | 0.01% |
| NICHOLE RENEE LEVERN3 | 109 MILLCREEK CORS SUITE D BRANDON, MS 39047 | AFLAC | $4 | — | $4 | 0.01% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVENUE WOLFFORTH, TX 79382 | AFLAC | $4 | — | $4 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 202 DUBLIN COURT BRANDON, MS 39047 | AFLAC | $4 | — | $4 | 0.01% |
| VICKI M BUTLER3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $4 | — | $4 | 0.01% |
| TANYA R SKIPPER3 | 915 BEAT 4 SHUBUTA ROAD SHUBUTA, MS 39360 | AFLAC | $3 | — | $3 | 0.01% |
| NICHOLE R HUFFMAN3 | 106 EAST CRANFORD AVENUE VALDOSTA, GA 31602 | AFLAC | $1 | — | $1 | 0.00% |
| JOSEPH E PARKER JR3 | 6668 US HIGHWAY 98 SUITE A HATTIESBURG, MS 39402 | AFLAC | $1 | — | $1 | 0.00% |
| DAWN T SUCHECKI3 | 225 SOUTH WATER STREET WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $1 | — | $1 | 0.00% |
| ANGELA LOUISE SMITH3 | 1220 EAST NORTHSIDE DRIVE SUITE 170 JACKSON, MS 39211 | AFLAC | $748 | — | $748 | 4.55% |
| KENT G ALEXANDER3 | 11158 ALDEN DRIVE GULFPORT, MS 39503 | AFLAC | $430 | — | $430 | 2.62% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DRIVE MADISON, MS 39110 | AFLAC | $142 | — | $142 | 0.86% |
| LYNN C WENTWORTH3 | 164 ASHTON PARK BOULEVARD MADISON, MS 39110 | AFLAC | $107 | — | $107 | 0.65% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $99 | — | $99 | 0.60% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY ROAD SUITE D BRANDON, MS 39047 | AFLAC | $47 | — | $47 | 0.29% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $30 | — | $30 | 0.18% |
| JACK E LEE II3 | 502 TREELINE DRIVE BRANDON, MS 39042 | AFLAC | $21 | — | $21 | 0.13% |
| KIMBERLY J BURNHAM3 | 3343 LANELL LANE PEARL, MS 39208 | AFLAC | $15 | — | $15 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER BROWN BOTTRELL INC | PO BOX 1490 JACKSON, MS 39215 | AFLAC | $11 | — | $11 | 0.07% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $10 | — | $10 | 0.06% |
| NICHOLE RENEE LEVERN3 | 109 MILLCREEK CORS SUITE D BRENDON, MS 39047 | AFLAC | $8 | — | $8 | 0.05% |
| JENNIFER MARIE MALLEY3 | 420 SOUTH CHURCH STREET FLORENCE, MS 39073 | AFLAC | $6 | — | $6 | 0.04% |
| DAWN T SUCHECKI3 | 225 SOUTH WATER STREET WILMINGTON, NC 28401 | AFLAC | $4 | — | $4 | 0.02% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $2 | — | $2 | 0.01% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVENUE WOLFFORTH, TX 79382 | AFLAC | $1 | — | $1 | 0.01% |
| VICKI M BUTLER3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 230 | $1.0M |
| Dental(3 contracts, 2 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 97 | $97K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 150 | $42K |
| Short-term disability(2 contracts) | AFLAC | 47 | $47K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 154 | $104K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 150 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.