| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 | 16 THOMPSON PARK HATTIESBURG, MS 39401 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $32K | $32K | 5.66% |
| TURNER III, THOMAS A3 | PO BOX 14207 JACKSON, MS 39236 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 7.40% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC | PO BOX 250 2909 13TH STREET FLOOR 4 GULF PORT, MS 39502 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $893 | $893 | 1.25% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC | PO BOX 250 2909 13TH STREET FLOOR 4 GULF PORT, MS 39502 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $397 | $3K | 9.90% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | — | UNITED CONCORDIA INSURANCE COMPANY | $2K | — | $2K | 7.95% |
| ANGELA LOUISE SMITH3 | 1220 EAST NORTHSIDE DRIVE SUITE 170 JACKSON, MS 39211 | AFLAC | $825 | $139 | $964 | 6.45% |
| KENT G ALEXANDER3 | 118 HALEY CREEK DRIVE MADISON, MS 39110 | AFLAC | $285 | $140 | $425 | 2.84% |
| KENT G ALEXANDER3 | 11158 ALDEN DRIVE GULFPORT, MS 39503 | AFLAC | $345 | — | $345 | 2.31% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DRIVE MADISON, MS 39110 | AFLAC | $161 | $58 | $219 | 1.46% |
| LYNN C WENTWORTH3 | 164 ASHTON PARK BOULEVARD MADISON, MS 39110 | AFLAC | $98 | — | $98 | 0.66% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $90 | — | $90 | 0.60% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY ROAD SUITE D BRANDON, MS 39047 | AFLAC | $43 | — | $43 | 0.29% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $27 | — | $27 | 0.18% |
| JACK E LEE II3 | 502 TREELINE DRIVE BRANDON, MS 39042 | AFLAC | $19 | — | $19 | 0.13% |
| KIMBERLY J BURNHAM3 | 3343 LANELL LANE PEARL, MS 39208 | AFLAC | $13 | — | $13 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER BROWN BOTTRELL INC | PO BOX 1490 JACKSON, MS 39215 | AFLAC | $10 | — | $10 | 0.07% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $9 | — | $9 | 0.06% |
| NICHOLE RENEE LEVERN3 | 109 MILLCREEK CORS SUITE D BRANDON, MS 39047 | AFLAC | $7 | — | $7 | 0.05% |
| JENNIFER MARIE MALLEY3 | 420 SOUTH CHURCH STREET FLORENCE, MS 39073 | AFLAC | $5 | — | $5 | 0.03% |
| DAWN T SUCHECKI3 | 225 SOUTH WATER STREET WILMINGTON, NC 28401 | AFLAC | $4 | — | $4 | 0.03% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $2 | — | $2 | 0.01% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVENUE WOLFFORTH, TX 79382 | AFLAC | $1 | — | $1 | 0.01% |
| VICKI M BUTLER3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $1 | — | $1 | 0.01% |
| ANGELA LOUISE SMITH3 | 1220 EAST NORTHSIDE DRIVE SUITE 170 JACKSON, MS 39211 | AFLAC | $807 | — | $807 | 6.90% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY ROAD SUITE D BRANDON, MS 39047 | AFLAC | $193 | — | $193 | 1.65% |
| KENT G ALEXANDER3 | 11158 ALDEN DRIVE GULFPORT, MS 39503 | AFLAC | $98 | — | $98 | 0.84% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $94 | — | $94 | 0.80% |
| LACY JUANITA LOCKHART3 | 1655 PARKWOOD DRIVE LAUREL, MS 39440 | AFLAC | $65 | — | $65 | 0.56% |
| E SPEED INC3 | 129 GREENWOOD BEND MADISON, MS 39110 | AFLAC | $64 | — | $64 | 0.55% |
| JOSEPH Y STINGLEY3 | 1929 SPILLWAY ROAD SUITE D AND E BRANDON, MS 39047 | AFLAC | $51 | — | $51 | 0.44% |
| CASEDRA T EUELL3 | 211 HIGHLEADON DRIVE MADISON, MS 39110 | AFLAC | $43 | — | $43 | 0.37% |
| LINDSEY MARIE DUFEK3 | 1009 PELICAN COVE OCEAN SPRINGS, MS 39564 | AFLAC | $35 | — | $35 | 0.30% |
| JOSEPH Y STINGLEY3 | 155 READ ROAD BRANDON, MS 39042 | AFLAC | $29 | — | $29 | 0.25% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DRIVE MADISON, MS 39110 | AFLAC | $24 | — | $24 | 0.21% |
| KENT G ALEXANDER3 | 118 HALEY CREEK DRIVE MADISON, MS 39110 | AFLAC | $21 | — | $21 | 0.18% |
| MARK BUTLER INC3 | 204 BENACHI AVENUE BILOXI, MS 39530 | AFLAC | $16 | — | $16 | 0.14% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $13 | — | $13 | 0.11% |
| LYNN C WENTWORTH3 | 164 ASHTON PARK BOULEVARD MADISON, MS 39110 | AFLAC | $12 | — | $12 | 0.10% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $10 | — | $10 | 0.09% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PLACE BRANDON, MS 39047 | AFLAC | $8 | — | $8 | 0.07% |
| JOAN M MCSWAIN3 | 744 CLOVER RIDGE WAY BRANDON, MS 39047 | AFLAC | $7 | — | $7 | 0.06% |
| KIMBERLY J BURNHAM3 | 3343 LANELL LANE PEARL, MS 39208 | AFLAC | $7 | — | $7 | 0.06% |
| NICHOLE RENEE LEVERN3 | 109 MILLCREEK CORNERS SUITE D BRANDON, MS 39047 | AFLAC | $4 | — | $4 | 0.03% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 202 DUBLIN COURT BRANDON, MS 39047 | AFLAC | $4 | — | $4 | 0.03% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVENUE WOLFFORTH, TX 79382 | AFLAC | $3 | — | $3 | 0.03% |
| VICKI M BUTLER3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $3 | — | $3 | 0.03% |
| KELLIE ANGLIN ZIMMERMAN3 | 1115 BENBROOK DRIVE MADISON, MS 39110 | AFLAC | $3 | — | $3 | 0.03% |
| KELLIE ANGLIN ZIMMERMAN3 | 1021 HIGHWAY 433 SOUTH BENTONIA, MS 39040 | AFLAC | $2 | — | $2 | 0.02% |
| DAWN T SUCHECKI3 | 225 SOUTH WATER STREET WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.01% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 208 | $562K |
| Dental(3 contracts, 2 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 73 | $58K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 118 | $32K |
| Short-term disability(2 contracts) | AFLAC | 12 | $27K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 118 | $71K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 118 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 208 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.