| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 | 16 THOMPSON PARK HATTIESBURG, MS 39401 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $35K | $35K | 5.23% |
| TURNER III, THOMAS A3 | PO BOX 14207 JACKSON, MS 39236 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 4.91% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC | PO BOX 250 2909 13TH STREET FLOOR 4 GULF PORT, MD 39502 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 1.25% |
| TURNER III, THOMAS A3 | PO BOX 14207 JACKSON, MS 39236 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 6.28% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC | PO BOX 250 2909 13TH STREET FLOOR 4 GULF PORT, MS 39502 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $813 | $813 | 1.25% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | — | UNITED CONCORDIA INSURANCE COMPANY | $3K | — | $3K | 10.45% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC | PO BOX 250 2909 13TH STREET FLOOR 4 GULF PORT, MS 39502 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $399 | $3K | 8.15% |
| ANGELA LOUISE SMITH3 | 1220 EAST NORTHSIDE DRIVE SUITE 170-1948 JACKSON, MS 39211 | AFLAC | $3K | $214 | $3K | 9.16% |
| KENT G ALEXANDER3 | 118 HALEY CREEK DRIVE MADISON, MS 39110 | AFLAC | $1K | $177 | $2K | 5.03% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DRIVE MADISON, MS 39110 | AFLAC | $467 | $67 | $534 | 1.73% |
| LACY JUANITA LOCKHART3 | 1655 PARKWOOD DRIVE LAUREL, MS 39440 | AFLAC | $241 | $50 | $291 | 0.94% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY ROAD SUITE D BRANDON, MS 39047 | AFLAC | $169 | — | $169 | 0.55% |
| CHRISTIAN ANDRE LEVERN3 | 109 MILLCREEK CORS SUITE D BRANDON, MS 39047 | AFLAC | $169 | — | $169 | 0.55% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $168 | — | $168 | 0.54% |
| JOAN M MCSWAIN3 | 744 CLOVER RIDGE WAY BRANDON, MS 39047 | AFLAC | $108 | — | $108 | 0.35% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PLACE BRANDON, MS 39047 | AFLAC | $83 | — | $83 | 0.27% |
| LINDSEY MARIE DUFEK3 | 1009 PELICAN COVE OCEAN SPRINGS, MS 39564 | AFLAC | $73 | $10 | $83 | 0.27% |
| LYNN C WENTWORTH3 | 164 ASHTON PARK BOULEVARD MADISON, MS 39110 | AFLAC | $59 | — | $59 | 0.19% |
| JOSEPH Y STINGLEY3 | 155 READ ROAD BRANDON, MS 39042 | AFLAC | $54 | — | $54 | 0.17% |
| JOSEPH Y STINGLEY3 | PO BOX 2336 BRANDON, MS 39043 | AFLAC | $53 | — | $53 | 0.17% |
| MARK BUTLER INC3 | 13155 SHRINERS BOULEVARD SUITE A BILOXI, MS 39532 | AFLAC | $39 | $10 | $49 | 0.16% |
| TAMMY HOLLINGSWORTH3 Filed as: TAMMY J HOLLINGSWORTH | 1841 CHARLOTTE DRIVE HOOVER, AL 35226 | AFLAC | $44 | — | $44 | 0.14% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $31 | — | $31 | 0.10% |
| ROBERT EDWARD HARDWICK3 | 120 LAKEWOOD DRIVE CROSSVILLE, TN 38558 | AFLAC | $24 | — | $24 | 0.08% |
| TERESA A GRYDER3 | 3312 SHALLOWFORD CIRCLE BIRMINGHAM, AL 35216 | AFLAC | $24 | — | $24 | 0.08% |
| WILLIAM E TYNER3 | PO BOX 1206 TRUSSVILLE, AL 35173 | AFLAC | $24 | — | $24 | 0.08% |
| KELLIE ANGLIN ZIMMERMAN3 | 1115 BENBROOK DRIVE MADISON, MS 39110 | AFLAC | $20 | — | $20 | 0.06% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $18 | — | $18 | 0.06% |
| NICHOLE RENEE LEVERN3 | 109 MILLCREEK CORS SUITE D BRANDON, MS 39047 | AFLAC | $15 | — | $15 | 0.05% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $14 | — | $14 | 0.05% |
| D AND V BUTLER INC3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $11 | — | $11 | 0.04% |
| ANDREW ROBINSON GOWDEY3 | PO BOX 392 MADISON, MS 39130 | AFLAC | $11 | — | $11 | 0.04% |
| MARVIN FORE3 Filed as: MARVIN K FORE | 300 CAHABA PARK CIRCLE SUITE 133 BIRMINGHAM, AL 35242 | AFLAC | $11 | — | $11 | 0.04% |
| AON CONSULTING INC3 Filed as: CLAUDE H HEWITT | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $10 | — | $10 | 0.03% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVENUE WOLFFORTH, TX 79382 | AFLAC | $9 | — | $9 | 0.03% |
| KIMBERLY J BURNHAM3 | 3343 LANELL LANE PEARL, MS 39208 | AFLAC | $8 | — | $8 | 0.03% |
| VICKI M BUTLER3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $7 | — | $7 | 0.02% |
| J DAVID BUTLER3 | 404 A WEST PARKWAY PLACE RIDGELAND, MS 39157 | AFLAC | $6 | — | $6 | 0.02% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BOULEVARD SUITE 102 RIDGELAND, MS 39157 | AFLAC | $4 | — | $4 | 0.01% |
| MARK BUTLER INC3 | 15095 WOODWIND COVE BILOXI, MS 39532 | AFLAC | $3 | — | $3 | 0.01% |
| DAWN T SUCHECKI3 | 225 SOUTH WATER STREET WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| ANGELA LOUISE SMITH3 | 1220 EAST NORTHSIDE DRIVE SUITE 170-1948 JACKSON, MS 39211 | AFLAC | $2K | — | $2K | 14.13% |
| KENT G ALEXANDER3 | 118 HALEY CREEK DRIVE MADISON, MS 39110 | AFLAC | $2K | — | $2K | 13.35% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DRIVE MADISON, MS 39110 | AFLAC | $503 | — | $503 | 3.07% |
| LYNN C WENTWORTH3 | 164 ASHTON PARK BOULEVARD MADISON, MS 39110 | AFLAC | $134 | — | $134 | 0.82% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $99 | — | $99 | 0.61% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $30 | — | $30 | 0.18% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY ROAD SUITE D BRANDON, MS 39047 | AFLAC | $27 | — | $27 | 0.17% |
| JACK E LEE II3 | 502 TREELINE DRIVE BRANDON, MS 39042 | AFLAC | $21 | — | $21 | 0.13% |
| CHRISTIAN ANDRE LEVERN3 | 109 MILLCREEK CORS SUITE D BRANDON, MS 39047 | AFLAC | $20 | — | $20 | 0.12% |
| KIMBERLY J BURNHAM3 | 3343 LANELL LANE PEARL, MS 39208 | AFLAC | $15 | — | $15 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER BROWN BOTTRELL INC | PO BOX 1490 JACKSON, MS 39215 | AFLAC | $11 | — | $11 | 0.07% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $10 | — | $10 | 0.06% |
| NICHOLE RENEE LEVERN3 | 109 MILLCREEK CORS SUITE D BRANDON, MS 39047 | AFLAC | $8 | — | $8 | 0.05% |
| D AND V BUTLER INC3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $6 | — | $6 | 0.04% |
| JENNIFER MARIE MALLEY3 | 420 SOUTH CHURCH STREET FLORENCE, MS 39073 | AFLAC | $6 | — | $6 | 0.04% |
| DAWN T SUCHECKI3 | 225 SOUTH WATER STREET WILMINGTON, NC 28401 | AFLAC | $4 | — | $4 | 0.02% |
| J DAVID BUTLER3 | 404 A WEST PARKWAY PLACE RIDGELAND, MS 39157 | AFLAC | $3 | — | $3 | 0.02% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $2 | — | $2 | 0.01% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVENUE WOLFFORTH, TX 79382 | AFLAC | $1 | — | $1 | 0.01% |
| VICKI M BUTLER3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 62 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 62 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 68 | $669K |
| Dental(3 contracts, 2 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 79 | $79K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 57 | $32K |
| Short-term disability(2 contracts) | AFLAC | 11 | $47K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 124 | $167K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 57 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 124 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.