| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE, INC. | PO BOX 1139 JACKSON, MS 39215 | COMPANION LIFE INSURANCE COMPANY | $36K | — | $36K | 15.00% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE, INC. | PO BOX 1139 JACKSON, MS 39215 | AFLAC | $5K | — | $5K | 4.99% |
| THE SANDERS GROUP INC3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $3K | — | $3K | 3.14% |
| ADAM I SANDERS3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $2K | — | $2K | 2.01% |
| MICHAEL BERRY BREWTON3 | 500 TOMA LODGE DR RUSTON, LA 71270 | AFLAC | $1K | — | $1K | 0.99% |
| KEVIN RALPH HOPPER3 | 425 MCHENRY GIN RD MONROE, LA 71202 | AFLAC | $855 | — | $855 | 0.83% |
| J LEE & ASSOCIATES INC4 | 120 GREENVIEW PL RICHLAND, MS 39218 | AFLAC | $697 | $25 | $722 | 0.70% |
| CHRISTIAN ANDRE LEVERN4 | 1929 SPILLWAY RD STE D BRANDON, MS 39047 | AFLAC | $585 | $52 | $637 | 0.62% |
| WALLACE B SANDERS JR3 Filed as: WALLACE BRISTER SANDERS JR | 15 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $569 | — | $569 | 0.55% |
| THOMAS WAYNE FARMER3 | 2501 ARCADIA DR RUSTON, LA 71270 | AFLAC | $425 | — | $425 | 0.41% |
| JANSEN PARKS HARVEY3 | 113 COUNTRY CLUB RD MONROE, LA 71201 | AFLAC | $394 | — | $394 | 0.38% |
| THE SANDERS GROUP INC4 | 14 NORTHTOWN DR STE 202 STE C JACKSON, MS 39211 | AFLAC | $378 | — | $378 | 0.37% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $377 | — | $377 | 0.37% |
| WORTHAM SAN ANTONIO INC4 Filed as: JOHN LEE | 120 GREENVIEW PL STE 3 RICHLAND, MS 39218 | AFLAC | $343 | $28 | $371 | 0.36% |
| JAMES GREG HOGUE3 | 218 ASHLEY AVE RAYVILLE, LA 71269 | AFLAC | $342 | — | $342 | 0.33% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $297 | — | $297 | 0.29% |
| PAUL G BOWDEN III3 | PO BOX 13647 JACKSON, MS 39236 | AFLAC | $260 | — | $260 | 0.25% |
| ROBERT M LYMAN3 | 229 PARADISE BIRD ST HENDERSON, NV 89074 | AFLAC | $203 | — | $203 | 0.20% |
| WILLIAM D SIKES3 | PO BOX 1628 CLEVELAND, MS 38732 | AFLAC | $162 | — | $162 | 0.16% |
| AON CONSULTING INC3 Filed as: EMILY HEWITT SPEED | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $140 | — | $140 | 0.14% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $110 | — | $110 | 0.11% |
| SKYE A VERGENAL3 | 516 CEDAR LAKE DR YOUNGSVILLE, LA 70592 | AFLAC | $96 | — | $96 | 0.09% |
| ELIZABETH KATHLEEN BLAIR3 | 3179 CLUBVIEW CV N LAKELAND, TN 38002 | AFLAC | $86 | — | $86 | 0.08% |
| RICHARD RUSSELL HOGAN3 | 119 RIDGEDALE LAKE RD WEST MONROE, LA 71291 | AFLAC | $84 | — | $84 | 0.08% |
| LINDSAY A LIJEWSKI3 | 5445 OTC PKWY STE 1036 GREENWOOD VILLAGE, CO 80111 | AFLAC | $80 | — | $80 | 0.08% |
| RORY G CRUSER3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $79 | — | $79 | 0.08% |
| ALISON HINTON DAVIS4 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $69 | — | $69 | 0.07% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $47 | — | $47 | 0.05% |
| ROBERT M LYMAN3 Filed as: ROBERT M LYMAN JR | 229 PARADISE BIRD ST HENDERSON, NV 89074 | AFLAC | $44 | — | $44 | 0.04% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $39 | — | $39 | 0.04% |
| CARLA VINKLER3 Filed as: CARLA J. VINKLER | 837 POWERS BLVD WAVERLY, TN 37185 | AFLAC | $37 | — | $37 | 0.04% |
| V L MONTGOMERY INC3 | 6373 RED OAK DR BAILEY, MS 39320 | AFLAC | $34 | — | $34 | 0.03% |
| JOAN M MCSWAIN3 | 744 CLOVER RIDGE WAY BRANDON, MS 39047 | AFLAC | $29 | — | $29 | 0.03% |
| BLAZE J FREMIN3 | P O BOX 53871 LAFYETTE, LA 70505 | AFLAC | $28 | — | $28 | 0.03% |
| LARMON M PESCHKA3 | 16748 E SMOKY HILL RD UNIT 9C AURORA, CO 80015 | AFLAC | $26 | — | $26 | 0.03% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $24 | — | $24 | 0.02% |
| BARBARA R SANTELLA3 | 8864 WAGNER CT HIGHLANDS RANCH, CO 80126 | AFLAC | $23 | — | $23 | 0.02% |
| AON CONSULTING INC3 Filed as: CLAUDE H HEWITT | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $22 | — | $22 | 0.02% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $22 | — | $22 | 0.02% |
| ROBERT L GOBLE3 | 250 34TH AVE NE HICKORY, NC 28601 | AFLAC | $18 | — | $18 | 0.02% |
| LINDA M WALLACE-PESCHKA3 | 16748 E SMOKY HILL RD UNIT 9C CENTENNIAL, CO 80015 | AFLAC | $17 | — | $17 | 0.02% |
| BETTY JEAN GAMACHE3 | 136 CHARLESTON CT N MONTGOMERY, AL 36117 | AFLAC | $17 | — | $17 | 0.02% |
| TERESA KILPATRICK SHAW3 | 6498 ATTALA ROAD 4116 SALLIS, MS 39160 | AFLAC | $16 | — | $16 | 0.02% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $15 | — | $15 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 3343 LANELL LN PEARL, MS 39208 | AFLAC | $15 | — | $15 | 0.01% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $8 | — | $8 | 0.01% |
| BETTY JEAN GAMACHE3 Filed as: BETTY JANE LITTLE | 481 TOWNE LAKE PLACE MONTGOMERY, AL 36117 | AFLAC | $8 | — | $8 | 0.01% |
| KANDI M MCINTYRE3 | 8429 LORRAINE RD 385 LAKEWOOD RANCH, FL 34202 | AFLAC | $7 | — | $7 | 0.01% |
| JOHN P THOMPSON3 | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $7 | — | $7 | 0.01% |
| PHILLIP RAY WHITEHEAD3 | 111 GRANTS FERRY RD BRANDON, MS 39047 | AFLAC | $7 | — | $7 | 0.01% |
| SAIC INC3 | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $6 | — | $6 | 0.01% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $5 | — | $5 | 0.00% |
| PAMELA W EZZELL3 | 2947 CHERRYBARK CT HERMITAGE, TN 37076 | AFLAC | $5 | — | $5 | 0.00% |
| KEITH LIN BELICH3 | 8408 TIMBER CREEK DR PIKE ROAD, AL 36064 | AFLAC | $4 | — | $4 | 0.00% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $3 | — | $3 | 0.00% |
| TANYA L MARTINSON3 | 6395 S KEWAUNEE WAY AURORA, CO 80016 | AFLAC | $1 | — | $1 | 0.00% |
| LAWRENCE A ELMORE3 | PO BOX 244 MORRISON, CO 80465 | AFLAC | $1 | — | $1 | 0.00% |
| AMY B CITRON3 | 1024 GRANADA AVE NASHVILLE, TN 37206 | AFLAC | — | — | $0 | 0.00% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | PO BOX 1139 JACKSON, MS 39215 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $716 | $5K | 18.85% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | P O BOX 1139 JACKSON, MS 39215 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $390 | $61 | $451 | 18.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 177 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 169 | $28K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 180 | $241K |
| Other(2 contracts, 2 carriers) | AFLAC | 169 | $105K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 180 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.