| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE, INC. | PO BOX 1139 JACKSON, MS 39215 | COMPANION LIFE INSURANCE COMPANY | $23K | — | $23K | 15.00% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE, INC. | PO BOX 1139 JACKSON, MS 39215 | AFLAC | $3K | — | $3K | 2.33% |
| WALLACE B SANDERS JR3 Filed as: WALLACE BRISTER SANDERS JR | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $2K | $69 | $2K | 1.35% |
| THE SANDERS GROUP INC3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $2K | — | $2K | 1.33% |
| MICHAEL BERRY BREWTON3 | 116 KILGORE RD STE 3 RUSTON, LA 71270 | AFLAC | $2K | — | $2K | 1.26% |
| ADAM I SANDERS3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $1K | $109 | $1K | 1.16% |
| KEVIN RALPH HOPPER3 | 1103 ROYAL AVENUE MONROE, LA 71201 | AFLAC | $1K | — | $1K | 1.10% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $1K | $35 | $1K | 1.05% |
| THOMAS WAYNE FARMER3 | 1810 GLENMAR AVE MONROE, LA 71201 | AFLAC | $940 | — | $940 | 0.74% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $803 | $35 | $838 | 0.66% |
| JANSEN PARKS HARVEY3 | 113 COUNTRY CLUB RD MONROE, LA 71201 | AFLAC | $606 | — | $606 | 0.48% |
| JAMES GREG HOGUE3 | PO BOX 2301 MONROE, LA 71207 | AFLAC | $506 | — | $506 | 0.40% |
| PAUL G BOWDEN III3 | PO BOX 13647 JACKSON, MS 39236 | AFLAC | $432 | — | $432 | 0.34% |
| ROBERT M LYMAN3 | 1145 SPARKLING CRYSTAL AVE HENDERSON, NV 89015 | AFLAC | $318 | — | $318 | 0.25% |
| WILLIAM D SIKES3 | 1320 MEMORIAL DR CLEVELAND, MS 38732 | AFLAC | $304 | — | $304 | 0.24% |
| AON CONSULTING INC3 Filed as: EMILY SPEED | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $220 | — | $220 | 0.17% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $163 | — | $163 | 0.13% |
| ELIZABETH KATHLEEN SIKES3 | 352 HAWTHORNE RIDGE CIR DALLAS, GA 30132 | AFLAC | $153 | — | $153 | 0.12% |
| CARLA VINKLER3 | 837 POWERS BLVD WAVERLY, TN 37185 | AFLAC | $148 | — | $148 | 0.12% |
| RORY G CRUSER3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $140 | — | $140 | 0.11% |
| RICHARD RUSSELL HOGAN3 | 406 TREMONT DR RUSTON, LA 71270 | AFLAC | $121 | — | $121 | 0.10% |
| SKYE A VERGENAL3 | 715 MALLARD CV NEW IBERIA, LA 70560 | AFLAC | $115 | — | $115 | 0.09% |
| D AND V BUTLER INC3 | 601 CRESENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $114 | — | $114 | 0.09% |
| TERESA KILPATRICK SHAW3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $94 | — | $94 | 0.07% |
| LINDSAY A LIJEWSKI3 | 9034 E EASTER PLACE, STE 202 CENTENNIAL, CO 80112 | AFLAC | $80 | — | $80 | 0.06% |
| AON CONSULTING INC3 Filed as: CLAUDE H HEWITT | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $68 | — | $68 | 0.05% |
| BLAZE J FREMIN3 | P O BOX 53871 LAFYETTE, LA 70505 | AFLAC | $64 | — | $64 | 0.05% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $60 | — | $60 | 0.05% |
| BARBARA CAMPBELL MCCORD3 | 26620 WILSON CEMETARY RD VANCLEAVE, MS 39565 | AFLAC | $54 | — | $54 | 0.04% |
| J DAVID BUTLER3 | 601 CRESENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $52 | — | $52 | 0.04% |
| PETER B WILKINSON JR3 | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $46 | — | $46 | 0.04% |
| ROBERT M LYMAN3 Filed as: ROBERT M LYMAN JR | 410 PEREGRINE AVE HENDERSON, NV 89002 | AFLAC | $44 | — | $44 | 0.03% |
| EMILY INGRAM3 | 309 NEW POINTE DR STE B RIDGELAND, MS 39157 | AFLAC | $44 | — | $44 | 0.03% |
| ROBERT L GOBLE3 | 1410 4TH STREET DR NW UNIT 208 HICKORY, NC 28601 | AFLAC | $37 | — | $37 | 0.03% |
| FRANCES SANDRA BOND3 | 480 HOLLY SPRINGS CHURCH RD INMAN, SC 29349 | AFLAC | $35 | — | $35 | 0.03% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $35 | — | $35 | 0.03% |
| V L MONTGOMERY INC3 | 6373 RED OAK DR BAILEY, MS 39320 | AFLAC | $34 | — | $34 | 0.03% |
| KANDI M MCINTYRE3 | 200 MALLORY LANE SUITE 130-378 FRANKLIN, TN 37067 | AFLAC | $26 | — | $26 | 0.02% |
| LARMON M PESCHKA3 | 16748 E SMOKY HILL RD UNIT 9C AURORA, CO 80015 | AFLAC | $26 | — | $26 | 0.02% |
| BARBARA R SANTELLA3 | 22344 E PYLMOUTH CIR AURORA, CO 80016 | AFLAC | $23 | — | $23 | 0.02% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $21 | — | $21 | 0.02% |
| LISA MCDANIEL3 Filed as: LISA F MCDANIEL | 5010 HAWKS RIDGE DRIVE COLUMBUS, GA 31904 | AFLAC | $19 | — | $19 | 0.02% |
| CW MCDANIEL INC3 Filed as: CW MCDANIEL, INC. | 1224 PEACOCK AVE SUITE 205A COLUMBUS, GA 31906 | AFLAC | $19 | — | $19 | 0.02% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $19 | — | $19 | 0.02% |
| KEITH A PHILLIPS3 | 312 E ROOSEVELT AVE MUSCLE SHOALS, AL 35661 | AFLAC | $17 | — | $17 | 0.01% |
| LINDA M WALLACE-PESCHKA3 Filed as: LINDA WALLACE-PESCHKA | 16748 E SMOKY HILL RD UNIT 9C CENTENNIAL, CO 80015 | AFLAC | $17 | — | $17 | 0.01% |
| BETTY JEAN GAMACHE3 | 136 CHARLESTON CT N MONTGOMERY, AL 36117 | AFLAC | $17 | — | $17 | 0.01% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $15 | — | $15 | 0.01% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $13 | — | $13 | 0.01% |
| MICHAEL HUNTER3 Filed as: MICHAEL F HUNTER | P O BOX 2826 MUSCLE SHOALS, AL 35662 | AFLAC | $12 | — | $12 | 0.01% |
| VICKI M BUTLER3 | 601 CRESENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $9 | — | $9 | 0.01% |
| PAMELA W EZZELL3 | 4066 HIGHLAND RIDGE RD BIRMINGHAM, AL 35242 | AFLAC | $9 | — | $9 | 0.01% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31906 | AFLAC | $8 | — | $8 | 0.01% |
| PHILLIP RAY WHITEHEAD3 | 111 GRANTS FERRY RD BRANDON, MS 39402 | AFLAC | $8 | — | $8 | 0.01% |
| BETTY JEAN GAMACHE3 Filed as: BETTY JANE LITTLE | 481 TOWNE LAKE PLACE MONTGOMERY, AL 36117 | AFLAC | $8 | — | $8 | 0.01% |
| JAMES STANLEY ALLEN3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $7 | — | $7 | 0.01% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $7 | — | $7 | 0.01% |
| JOHN P THOMPSON3 | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $7 | — | $7 | 0.01% |
| JANELL M ANDERSON3 | PO BOX 163 BAY SPRINGS, MS 39422 | AFLAC | $7 | — | $7 | 0.01% |
| R AND L SUPPLEMENTAL BENEFITS INC3 | P O BOX 893 FLORENCE, AL 35631 | AFLAC | $6 | — | $6 | 0.00% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN SHELBY AMOS | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $6 | — | $6 | 0.00% |
| JOHN BECK3 | P O BOX 5386 COLUMBUS, GA 31906 | AFLAC | $5 | — | $5 | 0.00% |
| KEITH BELICH3 | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $4 | — | $4 | 0.00% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $3 | — | $3 | 0.00% |
| BARBARA N KEMP3 | P O BOX 454 QUITMAN, MS 39355 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT T GRIFFIN3 | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $2 | — | $2 | 0.00% |
| CAREY H MCALEXANDER3 | 2997 MONROE RD SEMINARY, MS 39479 | AFLAC | $1 | — | $1 | 0.00% |
| GARTH KEMP3 | 21 MOSS FOREST CIR JACKSON, MS 39211 | AFLAC | $1 | — | $1 | 0.00% |
| AMY B CITRON3 | 1024 GRANADA AVE NASHVILLE, TN 37206 | AFLAC | $1 | — | $1 | 0.00% |
| LAWRENCE A ELMORE3 | PO BOX 244 MORRISON, CO 80465 | AFLAC | $1 | — | $1 | 0.00% |
| TANYA L MARTINSON3 | 6395 S KEWAUNEE WAY AURORA, CO 80016 | AFLAC | $1 | — | $1 | 0.00% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | PO BOX 1139 JACKSON, MS 39215 | CIGNA GROUP INSURANCE | $4K | $211 | $4K | 15.75% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | P O BOX 1139 JACKSON, MS 39215 | CIGNA GROUP INSURANCE | $363 | $24 | $387 | 15.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 196 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | CIGNA GROUP INSURANCE | 194 | $28K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 194 | $156K |
| Other(2 contracts, 2 carriers) | AFLAC | 194 | $129K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.