| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE, INC. | PO BOX 1139 JACKSON, MS 39215 | COMPANION LIFE INSURANCE COMPANY | $26K | — | $26K | 15.00% |
| WALLACE B SANDERS JR3 Filed as: WALLACE BRISTER SANDERS JR | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $3K | $72 | $3K | 2.50% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE, INC. | PO BOX 1139 JACKSON, MS 39215 | AFLAC | $3K | $0 | $3K | 2.43% |
| ADAM I SANDERS3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $3K | $73 | $3K | 2.25% |
| MICHAEL BERRY BREWTON3 | 116 KILGORE RD STE 3 RUSTON, LA 71270 | AFLAC | $2K | $0 | $2K | 1.41% |
| PAUL G BOWDEN III3 | PO BOX 13647 JACKSON, MS 39236 | AFLAC | $2K | $0 | $2K | 1.32% |
| KEVIN RALPH HOPPER3 | 1103 ROYAL AVENUE MONROE, LA 71201 | AFLAC | $2K | $0 | $2K | 1.26% |
| E INGRAM INC3 | 455 PEBBLE CREEK DRIVE SUITE D MADISON, MS 39110 | AFLAC | $1K | $20 | $1K | 1.11% |
| THOMAS WAYNE FARMER3 | 1810 GLENMAR AVE MONROE, LA 71201 | AFLAC | $1K | $0 | $1K | 0.87% |
| JANSEN PARKS HARVEY3 | 113 COUNTRY CLUB RD MONROE, LA 71201 | AFLAC | $676 | $0 | $676 | 0.53% |
| JAMES GREG HOGUE3 | PO BOX 2301 MONROE, LA 71207 | AFLAC | $594 | $0 | $594 | 0.46% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEW POINTE DR STE B RIDGELAND, MS 39157 | AFLAC | $410 | $0 | $410 | 0.32% |
| EMILY INGRAM3 | 455 PEBBLE CREEK DRIVE SUITE D MADISON, MS 39110 | AFLAC | $360 | $8 | $368 | 0.29% |
| ROBERT M LYMAN3 | 1145 SPARKLING CRYSTAL AVE HENDERSON, NV 89015 | AFLAC | $318 | $0 | $318 | 0.25% |
| WILLIAM D SIKES3 | 1320 MEMORIAL DR CLEVELAND, MS 38732 | AFLAC | $281 | $0 | $281 | 0.22% |
| CARLA VINKLER3 | 837 POWERS BLVD WAVERLY, TN 37185 | AFLAC | $238 | $0 | $238 | 0.19% |
| ELIZABETH KATHLEEN SIKES3 | 4493 DUNMOVIN DR NW KENNESAW, GA 30144 | AFLAC | $233 | $0 | $233 | 0.18% |
| TERESA KILPATRICK SHAW3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $165 | $25 | $190 | 0.15% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $177 | $0 | $177 | 0.14% |
| RORY G CRUSER3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $167 | $0 | $167 | 0.13% |
| D AND V BUTLER INC3 | 601 CRESENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $140 | $20 | $160 | 0.12% |
| SKYE A VERGENAL3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $157 | $0 | $157 | 0.12% |
| RICHARD RUSSELL HOGAN3 | 406 TREMONT DR RUSTON, LA 71270 | AFLAC | $145 | $0 | $145 | 0.11% |
| AON CONSULTING INC3 Filed as: CLAUDE H HEWITT | 309 NEW POINTE DR STE B RIDGELAND, MS 39157 | AFLAC | $88 | $0 | $88 | 0.07% |
| LINDSAY A LIJEWSKI3 Filed as: LINDSAY A HANSEN | 9034 E EASTER PLACE, STE 202 CENTENNIAL, CO 80112 | AFLAC | $80 | $0 | $80 | 0.06% |
| FRANCES SANDRA BOND3 | 480 HOLLY SPRINGS CHURCH RD INMAN, SC 29349 | AFLAC | $78 | $0 | $78 | 0.06% |
| BLAZE J FREMIN3 | P O BOX 53871 LAFYETTE, LA 70505 | AFLAC | $73 | $0 | $73 | 0.06% |
| J DAVID BUTLER3 | 601 CRESENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $63 | $8 | $71 | 0.06% |
| ROBERT L GOBLE3 | 6008 NC HWY 16S TAYLORSVILLE, NC 28681 | AFLAC | $52 | $0 | $52 | 0.04% |
| BARBARA CAMPBELL MCCORD3 | 26620 WILSON CEMETARY RD VANCLEAVE, MS 39565 | AFLAC | $52 | $0 | $52 | 0.04% |
| ROBERT M LYMAN3 Filed as: ROBERT M LYMAN JR | 410 PEREGRINE AVE HENDERSON, NV 89002 | AFLAC | $44 | $0 | $44 | 0.03% |
| KANDI M MCINTYRE3 | 200 MALLORY LANE SUITE 130-378 FRANKLIN, TN 37067 | AFLAC | $42 | $0 | $42 | 0.03% |
| ALBERT WELCH III3 Filed as: ALBERT J WELCH III | 4209 LAKELAND DR 369 FLOWOOD, MS 39232 | AFLAC | $32 | $0 | $32 | 0.02% |
| LARMON M PESCHKA3 | 16748 E SMOKY HILL RD UNIT 9C AURORA, CO 80015 | AFLAC | $26 | $0 | $26 | 0.02% |
| LISA MCDANIEL3 Filed as: LISA F MCDANIEL | 5010 HAWKS RIDGE DRIVE COLUMBUS, GA 31904 | AFLAC | $25 | $0 | $25 | 0.02% |
| CW MCDANIEL INC3 Filed as: CW MCDANIEL, INC. | 1224 PEACOCK AVE SUITE 205A COLUMBUS, GA 31906 | AFLAC | $25 | $0 | $25 | 0.02% |
| BARBARA R SANTELLA3 | 22344 E PYLMOUTH CIR AURORA, CO 80016 | AFLAC | $23 | $0 | $23 | 0.02% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $21 | $0 | $21 | 0.02% |
| KEITH A PHILLIPS3 | P O BOX 187 MISSION, KS 66201 | AFLAC | $17 | $0 | $17 | 0.01% |
| LINDA M WALLACE-PESCHKA3 Filed as: LINDA WALLACE-PESCHKA | 16748 E SMOKY HILL RD UNIT 9C CENTENNIAL, CO 80015 | AFLAC | $17 | $0 | $17 | 0.01% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $15 | $0 | $15 | 0.01% |
| JANELL M ANDERSON3 | PO BOX 163 BAY SPRINGS, MS 39422 | AFLAC | $14 | $0 | $14 | 0.01% |
| MICHAEL HUNTER3 Filed as: MICHAEL F HUNTER | P O BOX 2826 MUSCLE SHOALS, AL 35662 | AFLAC | $12 | $0 | $12 | 0.01% |
| JAMES STANLEY ALLEN3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $9 | $0 | $9 | 0.01% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $9 | $0 | $9 | 0.01% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31906 | AFLAC | $8 | $0 | $8 | 0.01% |
| JOHN BECK3 | P O BOX 5386 COLUMBUS, GA 31906 | AFLAC | $7 | $0 | $7 | 0.01% |
| JOHN P THOMPSON3 | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $7 | $0 | $7 | 0.01% |
| PHILLIP RAY WHITEHEAD3 | 111 GRANTS FERRY RD BRANDON, MS 39402 | AFLAC | $7 | $0 | $7 | 0.01% |
| R AND L SUPPLEMENTAL BENEFITS INC3 | P O BOX 893 FLORENCE, AL 35631 | AFLAC | $6 | $0 | $6 | 0.00% |
| MICHAEL L HENDERSON3 | PO BOX 1039 CLINTON, AR 72031 | AFLAC | $6 | $0 | $6 | 0.00% |
| BARBARA N KEMP3 | P O BOX 454 QUITMAN, MS 39355 | AFLAC | $2 | $0 | $2 | 0.00% |
| CAREY H MCALEXANDER3 | 2997 MONROE RD SEMINARY, MS 39479 | AFLAC | $1 | $0 | $1 | 0.00% |
| SKYE A VERGENAL3 | 1810 GLENMAR AVE MONROE, LA 71201 | AFLAC | — | — | $0 | 0.00% |
| RICHARD RUSSELL HOGAN3 | 2629 HIGHWAY 822 RUSTON, LA 71270 | AFLAC | — | — | $0 | 0.00% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | PO BOX 1139 JACKSON, MS 39215 | CIGNA GROUP INSURANCE | $3K | $414 | $4K | 16.84% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | P O BOX 1139 JACKSON, MS 39215 | CIGNA GROUP INSURANCE | $377 | $46 | $423 | 16.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 206 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 207 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | CIGNA GROUP INSURANCE | 206 | $23K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 206 | $170K |
| Other(2 contracts, 2 carriers) | AFLAC | 206 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 206 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.