| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TURNKEY BENEFIT INSURANCE SERVICES3 Filed as: TURNKEY BENEFIT INSURANCE | 8330 ALLISON POINTE TRAIL INDIANAPOLIS, IN 46250 | DELTA DENTAL | $14K | — | $14K | 2.50% |
| LC BENEFITS BY DESIGN3 | P.O. BOX 263 MERIDIAN, MS 39302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $104K | — | $104K | 23.08% |
| MICHELLE B RILEY3 Filed as: MICHELLE MURPHY | P.O. BOX 263 MERIDIAN, MS 39302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 2.23% |
| MICHELLE B RILEY3 Filed as: MICHELLE MURPHY | P.O. BOX 263 MERIDIAN, MS 39302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 1.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: SOUTHEAST, INC WILLIS TOWERS WATERS | 2101 6TH AVENUE STE 1200 BIRMINGHAM, AL 35203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.40% |
| V L MONTGOMERY INC3 | 6373 RED OAK DRIVE BAILEY, MS 39320 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.28% |
| BARBARA WILLIAMS3 | 29 WAVERLY CT HATTIESBURG, MS 39402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $768 | — | $768 | 0.17% |
| L CHRIS LINK3 Filed as: CHRIS LEVERN | 109 MILLCREEK CORNERS STE D BRANDON, MS 39047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $450 | — | $450 | 0.10% |
| E INGRAM INC3 Filed as: E INGRAM, INC | 501 COBBLESTONE CT STE A MADISON, MS 39110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $361 | — | $361 | 0.08% |
| CHRISTIE MARZARI3 | 601 CRESCENT BLVD STE 102 JACKSON, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $270 | — | $270 | 0.06% |
| STAN A SHERLIN3 Filed as: STAN SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | CONTINENTAL AMERICAN INSURANCE COMPANY | $189 | — | $189 | 0.04% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| WILLIAM C ATKINS3 Filed as: WILLIAM ATKINS | 3399 HARRELL DRIVE WEST POINT, MS 39773 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| KEY BENEFIT ADMINISTRATORS, INC5 | 8330 ALLISON POINTE TRAIL INDIANAPOLIS, IN 46250 | LIBERTY INSURANCE UNDERWRITERS | $8K | — | $8K | 3.50% |
| MICHELLE B RILEY3 Filed as: MICHELLE RILEY | 3558 OLD HIGHWAY 19 SE MERIDIAN, MS 39301 | AFLAC | $10K | $101 | $10K | 6.98% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC | 2101 6TH AVE N STE 1200 BIRMINGHAM, AL 35203 | AFLAC | $4K | — | $4K | 3.19% |
| BENEFITS BY DESIGN INC3 Filed as: BENEFITS BY DESIGN LLC | 3558 OLD HIGHWAY 19 SE MERIDIAN, MS 39301 | AFLAC | $4K | — | $4K | 2.93% |
| V L MONTGOMERY INC3 | 6373 RED OAK DRIVE BAILEY, MS 39320 | AFLAC | $1K | — | $1K | 0.80% |
| J NELSON LLC3 | 112 HICKORY HILLS LOOP PURVIS, MS 39475 | AFLAC | $676 | $23 | $699 | 0.50% |
| BARBARA WILLIAMS3 Filed as: BARBARA WILLIAMS INC | 29 WAVERLY CT HATTIESBURG, MS 39402 | AFLAC | $596 | — | $596 | 0.42% |
| TANYA R SKIPPER3 Filed as: TANYA SKIPPER | 915 BEAT 4 SHUBUTA ROAD SHUBUTA, MS 39360 | AFLAC | $508 | $18 | $526 | 0.37% |
| THE BLUE ORANGE SOLUTIONS, LLC3 Filed as: THE BLUE ORGANE SOLUTIONS | 2435 N CENTRAL EXPY 12TH FL RICHARDSON, TX 75080 | AFLAC | $310 | — | $310 | 0.22% |
| CHRISTIAN ANDRE LEVERN3 Filed as: CHRISTIAN LEVERN | 1929 SPILLWAY RD STE D BRANDON, MS 39047 | AFLAC | $277 | — | $277 | 0.20% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $256 | — | $256 | 0.18% |
| STAN A SHERLIN3 Filed as: STAN SHERLIN | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $126 | — | $126 | 0.09% |
| CHRISIIE MARZARI3 | 3343 LANELL LN PEARL, MS 39208 | AFLAC | $126 | — | $126 | 0.09% |
| WILLIAM C ATKINS3 Filed as: WILLIAM ATKINS | 891 HARRELL DR WEST POINT, MS 39773 | AFLAC | $96 | — | $96 | 0.07% |
| JILLIAM C NELSON3 Filed as: JILLIAM NELSON | 112 HICKORY HILLS LOOP PURVIS, MS 39475 | AFLAC | $80 | — | $80 | 0.06% |
| RICHARD TYLER AKERS3 Filed as: RICHARD AKERS | 4190 WAVERLY RD WEST POINT, MS 39773 | AFLAC | $75 | — | $75 | 0.05% |
| V L MONTGOMERY INC3 | 6373 RED OAK DRIVE BAILEY, MS 39320 | AFLAC | $54 | — | $54 | 0.04% |
| MICHAEL R MEREDITH3 Filed as: MICHAEL MEREDITH | 11921 ROYCE WATERFORD CIR TAMPA, FL 33626 | AFLAC | $36 | — | $36 | 0.03% |
| CHRISTOPHER S HARDY3 Filed as: CHRISTOPHER HARDY | 113 CLARK ST STE 3 TUPELO, MS 38802 | AFLAC | $33 | — | $33 | 0.02% |
| ANITA WARE3 | 2881A WIRE RD E PERKINSTON, MS 39573 | AFLAC | $32 | — | $32 | 0.02% |
| MELISSA SPEARS3 | 39 KNIGHT ST PHILADELPHIA, MS 39350 | AFLAC | $30 | — | $30 | 0.02% |
| WAYNE C KIM3 Filed as: WAYNE KIM | 15043 SAGEWOOD ST GULFPORT, MS 39503 | AFLAC | $17 | — | $17 | 0.01% |
| MATTHEW SWAIN3 | 8 PARK PL APT 343P HATTIESBURG, MS 39402 | AFLAC | $17 | — | $17 | 0.01% |
| ROBERT LOVERN3 | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $13 | — | $13 | 0.01% |
| MARK BUTLER INC3 | 747 HOLLY HILLS DR BILOXI, MS 39532 | AFLAC | $9 | — | $9 | 0.01% |
| SCOTTI MADISON3 | 3330 COBB PKWY NW STE 324-3 ACWORTH, GA 30101 | AFLAC | $9 | — | $9 | 0.01% |
| RAYMOND L MELVIN3 Filed as: RAYMOND MELVIN | 1553 NAVIGATOR CIR DACULA, GA 30019 | AFLAC | $7 | — | $7 | 0.00% |
| MICHELLE B RILEY3 Filed as: MICHELLE RILEY | 3558 OLD HIGHWAY 19 SE MERIDIAN, MS 39301 | AFLAC | $11K | $570 | $11K | 8.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 2101 6 TH AVE STE 1200 BIRMINGHAM, AL 35203 | AFLAC | $5K | — | $5K | 3.91% |
| BENEFITS BY DESIGN INC3 Filed as: BENEFITS BY DESIGN LLC | 3558 OLD HIGHWAY 19 SE MERIDIAN, MS 39301 | AFLAC | $2K | — | $2K | 1.50% |
| V L MONTGOMERY INC3 | 6373 RED OAK DRIVE BAILEY, MS 39320 | AFLAC | $1K | — | $1K | 0.93% |
| J NELSON LLC3 | 112 HICKORY HILLS LOOP PURVIS, MS 39475 | AFLAC | $643 | $105 | $748 | 0.54% |
| BARBARA WILLIAMS3 | 29 WAVERLY CT HATTIESBURG, MS 39402 | AFLAC | $688 | — | $688 | 0.49% |
| CHRISTIAN ANDRE LEVERN3 Filed as: CHRISTIAN LEVERN | 1929 SPILLWAY RD STE D BRANDON, MS 39047 | AFLAC | $459 | $106 | $565 | 0.40% |
| WAYNE C KIM3 Filed as: WAYNE KIM | 15043 SAGEWOOD ST GULFPORT, MS 39503 | AFLAC | $360 | — | $360 | 0.26% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $268 | — | $268 | 0.19% |
| MELISSA SPEARS3 | 39 KNIGHT ST PHILADELPHIA, MS 39350 | AFLAC | $121 | $13 | $134 | 0.10% |
| STAN A SHERLIN3 Filed as: STAN SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | AFLAC | $134 | — | $134 | 0.10% |
| CHRISTIE MARZARI3 | 3343 LANELL LN MONTGOMERY, AL 39208 | AFLAC | $134 | — | $134 | 0.10% |
| WILLIAM C ATKINS3 Filed as: WILLIAM ATKINS | 891 HARRELL DR WEST POINT, MS 39773 | AFLAC | $129 | — | $129 | 0.09% |
| JILLIAN C NELSON3 Filed as: JILLIAN NELSON | 110 MESSEMORE ROAD ELLISVILLE, MS 39437 | AFLAC | $45 | $14 | $59 | 0.04% |
| RICHARD TYLER AKERS3 Filed as: RICHARD AKERS | 4190 WAVERLY ROAD WEST POINT, MS 39773 | AFLAC | $50 | — | $50 | 0.04% |
| HARDY INSURANCE INC3 | P.O. BOX 872 TUPELO, MS 38802 | AFLAC | $43 | — | $43 | 0.03% |
| CHRISTOPHER S HARDY3 Filed as: CHRISTOPHER HARDY | 113 CLARK ST STE 3 TUPELO, MS 38804 | AFLAC | $43 | — | $43 | 0.03% |
| MICHAEL R MEREDITH3 Filed as: MICHAEL MEREDITH | 11921 ROYCE WATERFORD CIR TAMPA, FL 33626 | AFLAC | $36 | — | $36 | 0.03% |
| ROBERT LOVERN3 | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $34 | — | $34 | 0.02% |
| TOMMY FOX MATHIS3 | 1950 COUNTY ROAD 450 QUITMAN, MS 39355 | AFLAC | $25 | — | $25 | 0.02% |
| ROBERT LOVERN3 | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $23 | — | $23 | 0.02% |
| RICHARD TYLER AKERS3 Filed as: RICHARD AKERS | 109 MILLCREEK CORS BRANDON, MS 39047 | AFLAC | $17 | — | $17 | 0.01% |
| MATTHEW SWAIN3 | 1202 62ND CT MERIDIAN, MS 39305 | AFLAC | $10 | — | $10 | 0.01% |
| RAYMOND L MELVIN3 Filed as: RAYMOND MELVIN | 1553 NAVIGATOR CIR DACULA, GA 30019 | AFLAC | $8 | — | $8 | 0.01% |
| ANITA WARE3 | 2881A WIRE RD E PERKINSTON, MS 39573 | AFLAC | $7 | — | $7 | 0.01% |
| SCOTTI MADISON3 | 3330 COBB PKWY NW STE 324-3 ACWORTH, GA 30101 | AFLAC | $7 | — | $7 | 0.01% |
| MATTHEW SWAIN3 | 8 PARK PL APT 343P HATTIESBURG, MS 39402 | AFLAC | $5 | — | $5 | 0.00% |
| SCOTTI MADISON3 | 3330 COBB PKWY NW STE 324-354 ACWORTH, GA 30101 | AFLAC | $4 | — | $4 | 0.00% |
| THOMAS ROBERT GIDDENS3 | P.O. BOX 2517 KENNESAW, GA 30156 | AFLAC | $3 | — | $3 | 0.00% |
| MICHELLE B RILEY3 Filed as: MICHELLE RILEY | 3558 OLD HIGHWAY 19 SE MERIDIAN, MS 39301 | AFLAC | $9K | $17 | $9K | 7.26% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST. INC | 2101 6TH AVE STE 1200 BIRMINGHAM, AL 35203 | AFLAC | $4K | — | $4K | 3.40% |
| BENEFITS BY DESIGN INC3 Filed as: BENEFITS BY DESIGN | 3558 OLD HIGHWAY 19 SE MERIDIAN, MS 39301 | AFLAC | $3K | — | $3K | 2.60% |
| V L MONTGOMERY INC3 | 6373 RED OAK DRIVE BAILEY, MS 39320 | AFLAC | $1K | — | $1K | 0.90% |
| J NELSON LLC3 | 112 HICKORY HILLS LOOP PURVIS, MS 39475 | AFLAC | $556 | $4 | $560 | 0.47% |
| BARBARA WILLIAMS3 Filed as: BARBARA WILLIAMS INC | 29 WAVERLY CT HATTIESBURG, MS 39402 | AFLAC | $547 | — | $547 | 0.46% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY RD STE D BRANDON, MS 39047 | AFLAC | $262 | — | $262 | 0.22% |
| STAN A SHERLIN3 Filed as: STAN SHERLIN | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $114 | — | $114 | 0.09% |
| CHRISTIE MARZARI3 | 3343 LANELL LANE PEARL, MS 39208 | AFLAC | $114 | — | $114 | 0.09% |
| VAL MONTGOMERY3 Filed as: VAL L MONTGOMERY | 6373 RED OAK DRIVE BAILEY, MS 39320 | AFLAC | $111 | — | $111 | 0.09% |
| WILLIAM C ATKINS3 Filed as: WILLIAM ATKINS | 891 HARRELL DR WEST POINT, MS 39773 | AFLAC | $96 | — | $96 | 0.08% |
| JILLIAN C NELSON3 Filed as: JILLIAN NELSON | 110 MESSEMORE ROAD ELLISVILLE, MS 39437 | AFLAC | $66 | — | $66 | 0.05% |
| TANYA R SKIPPER3 Filed as: TANYA SKIPPER | 915 BEAT 4 SHUBUTA ROAD SHUBUTA, MS 39360 | AFLAC | $61 | — | $61 | 0.05% |
| RICHARD TYLER AKERS3 | 4190 WAVERLY ROAD WEST POINT, MS 39773 | AFLAC | $56 | — | $56 | 0.05% |
| CHRISTOPHER S HARDY3 Filed as: CHRISTOPHER HARDY | 113 CLARK ST STE 3 TUPELO, MS 38804 | AFLAC | $32 | — | $32 | 0.03% |
| MICHAEL R MEREDITH3 Filed as: MICHAEL MEREDITH | 11921 ROYCE WATERFORD CIR TAMPA, FL 33626 | AFLAC | $31 | — | $31 | 0.03% |
| ROBERT LOVERN3 | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $28 | — | $28 | 0.02% |
| ANITA WARE3 | 2881A WIRE ROAD E PERKINSTON, MS 39573 | AFLAC | $25 | — | $25 | 0.02% |
| HARDY INSURANCE INC3 | P.O. BOX 872 TUPELO, MS 38802 | AFLAC | $24 | — | $24 | 0.02% |
| ROBERT LOVERN3 | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $19 | — | $19 | 0.02% |
| MATHEW SWAIN3 | 8 PARK PL APT 343P HATTIESBURG, MS 39402 | AFLAC | $14 | — | $14 | 0.01% |
| WAYNE C KIM3 Filed as: WAYNE KIM | 15043 SAGEWOOD ST GULFPORT, MS 39503 | AFLAC | $13 | — | $13 | 0.01% |
| JILLIAN C NELSON3 Filed as: JILLIAN NELSON | 112 HICKORY HILLS LOOP PURVIS, MS 39475 | AFLAC | $8 | — | $8 | 0.01% |
| CHRISTOPHER S HARDY3 Filed as: CHRISTOPHER HARDY | P.O. BOX 872 TUPELO, MS 38802 | AFLAC | $8 | — | $8 | 0.01% |
| RAYMOND L MELVIN3 Filed as: RAYMOND MELVIN | 1553 NAVIGATOR CIR DACULA, GA 30019 | AFLAC | $7 | — | $7 | 0.01% |
| SCOTTI MADISON3 | 3330 COBB PKWY NW STE 324-354 ACWORTH, GA 30101 | AFLAC | $4 | — | $4 | 0.00% |
| MARK BUTLER INC3 Filed as: MARK BUTLER | 747 HOLLY HILLS DR BILOXI, MS 39532 | AFLAC | $4 | — | $4 | 0.00% |
| THOMAS ROBERT GIDDENS3 | P.O. BOX 2517 KENNESAW, GA 30156 | AFLAC | $2 | — | $2 | 0.00% |
| MARK BUTLER INC3 Filed as: MARK BUTLER | 204 BENACHI AVE BILOXI, MS 39530 | AFLAC | $2 | — | $2 | 0.00% |
| SCOTTI MADISON6 | 3330 COBB PKWY NW STE 324-3 ACWORTH, GA 30101 | AFLAC | — | — | $0 | 0.00% |
| INSURANCE ADVISORY GROUP, LLC3 | 900 20TH AVE MERIDIAN, MS 39301 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG | $9K | — | $9K | 10.00% |
| BAFFIN BAY MARKETING GROUP, LLC3 Filed as: BAFFIN BAY MARKETING GROUP, INC. | P.O. BOX 161690 AUSTIN, TX 78716 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG | $3K | — | $3K | 3.00% |
| EDWIN DEREK PEARCE3 | 623 PICKETTS MILL DR SHREVEPORT, LA 71115 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG | $1K | — | $1K | 1.53% |
| RAMONA S PEARCE3 | 432 GULDE ROAD BRANDON, MS 39042 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG | $1K | — | $1K | 1.47% |
| ASPEN REINSURANCE GROUP, INC.3 Filed as: ASPEN REINSURANCE GROUP, INC | 6900 S MCCARRAN BLVD STE 1010 RENO, NV 89509 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURG | $905 | — | $905 | 1.00% |
| KEY BENEFIT ADMINISTRATORS, INC5 | 8330 ALLISON POINTE TRAIL INDIANAPOLIS, IN 46250 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY | $4K | — | $4K | 6.24% |
| FLEMING, ROBINSON, PARKER & GOFORTH3 | P.O. BOX 5364 MERIDIAN, MS 39302 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $5K | — | $5K | 13.38% |
| RHONDA S PAPE3 Filed as: RHONDA PAPE | 115 EAST PLATT ST MAQUOETA, IA 52060 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $576 | — | $576 | 1.69% |
| LOUIS BARBER3 Filed as: LOUIS C BARBER | 8592 CORDES CIRCLE GERMANTOWN, TN 38139 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $425 | — | $425 | 1.25% |
| DANE PAPE3 | 115 EAST PLATT ST MAQUOKETA, IA 52060 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $251 | — | $251 | 0.74% |
| JAMES SNOW3 Filed as: JAMES HOWELL | P.O. BOX 26085 MACON, GA 31221 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $177 | — | $177 | 0.52% |
| FIRST FLIGHT MARKETING3 | 94 THISTLE BROOK PLACE THE WOODLANDS, TX 77382 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $172 | — | $172 | 0.51% |
| COMMONWEALTH MARKETING3 | 2001 ESE LOOP 323 TYLER, TX 75701 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $157 | — | $157 | 0.46% |
| COLE PAPE3 | 115 EAST PLATT ST MAQUOKETA, IA 52060 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $153 | — | $153 | 0.45% |
| CHARLES AVERY3 | 2001 ESE LOOP 323 TYLER, TX 75701 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $75 | — | $75 | 0.22% |
| ROGER HARDIN3 | 578 237TH AVE DELMAR, IA 52037 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $43 | — | $43 | 0.13% |
| JESSE A WING3 Filed as: JESSE WING | 115 EAST PLATT MAQUOKETA, IA 52060 | MAHATTANLIFE ASSURANCE COMPANY OF AMERICA | $35 | — | $35 | 0.10% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KEY BENEFIT ADMINISTRATORS, INC EIN 35-8145036 NONE | Contract Administrator Service code 13 | — | $193K |
| AMERICAN HEALTH DATA INSTITUE EIN 35-2048379 NONE | Contract Administrator Service code 13 | — | $94K |
| FIRST HEALTH EIN 20-1736437 NONE | Contract Administrator Service code 13 | — | $28K |
| INSPIRA FINANCIAL NONE | Contract Administrator Service code 13 | 2001 SPRING ROAD OAK BROOK, IL 60523 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 806 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 806 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | LIBERTY INSURANCE UNDERWRITERS | 806 | $350K |
| Dental | DELTA DENTAL | 743 | $540K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY | 1,182 | $71K |
| Life insurance | AFLAC | 225 | $120K |
| Other(4 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 363 | $821K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,182 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.