| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BEECHER CARLSON | 1300 25TH AVENUE SUITE 120 GULFPORT, MS 39501 | DELTA DENTAL INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| BAFFIN BAY MARKETING GROUP, LLC3 Filed as: BAFFIN BAY MARKETING GROUP, INC. | P.O. BOX 161690 AUSTIN, TX 78716 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $17K | $0 | $17K | 13.00% |
| FLEMING, ROBINSON, PARKER & GOFORTH3 | 900 20TH AVE MERIDIAN, MS 39301 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $7K | $0 | $7K | 5.10% |
| INSURANCE ADVISORY GROUP, LLC3 | 900 20TH AVE MERIDIAN, MS 39301 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $6K | $0 | $6K | 4.89% |
| COASTAL STATES INSURANCE CORPORATIO3 | P.O. BOX 1042 PELAHATCHIE, MS 39145 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $4K | $0 | $4K | 3.00% |
| ASPEN REINSURANCE GROUP, INC.3 | 6900 S. MCCARREN BLVD SUITE 1010 RENO, NV 89509 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $1K | $0 | $1K | 1.00% |
| FLEMING, ROBINSON, PARKER & GOFORTH3 | P.O. BOX 5634 MERIDIAN, MS 39302 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $11K | $0 | $11K | 14.04% |
| RHONDA S PAPE3 Filed as: RHONDA PAPER | 115 EAST PLATT ST MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $1K | $0 | $1K | 1.39% |
| LOUIS BARBER3 Filed as: LOUIS C BARBER | 8592 CORDES CIRCLE GERMANTOWN, TN 38139 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $1K | $0 | $1K | 1.24% |
| DANE PAPE3 | 115 EAST PLATT ST MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $521 | $0 | $521 | 0.65% |
| COMMONWEALTH MARKETING3 | 2001 ESE LOOP 323 TYLER, TX 75701 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $450 | $0 | $450 | 0.56% |
| FIRST FLIGHT MARKETING3 | 94 THISTLE BROOK PLACE THE WOODLANDS, TX 77382 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $408 | $0 | $408 | 0.51% |
| JAMES SNOW3 Filed as: JAMES HOWELL | P.O. BOX 26085 MACON, GA 31221 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $339 | $0 | $339 | 0.42% |
| COLE PAPE3 | 115 EAST PLATT ST MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $299 | $0 | $299 | 0.37% |
| BARBARA KNIGHT3 | 975 B KNIGHT RD MERIDIAN, MS 39301 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $188 | $0 | $188 | 0.23% |
| CHARLES AVERY3 | 2001 ESE LOOP 323 TYLER, TX 75701 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $182 | $0 | $182 | 0.23% |
| ROGER HARDIN3 | 578 237TH AVE DELMAR, IA 52037 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $98 | $0 | $98 | 0.12% |
| JESSE A WING3 Filed as: JESSE WING | 115 EAST PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $71 | $0 | $71 | 0.09% |
| UNITED SUPPLEMENTS3 | 8592 CORDES CIRCLE GERMANTOWN, TN 38139 | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | $8 | $0 | $8 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,010 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,014 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CENTRAL UNITED LIFE INSURANCE COMPANY/MANHATTEN INSURANCE GROUP | 87 | $81K |
| Dental | DELTA DENTAL INSURANCE COMPANY | 865 | $557K |
| Other | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | 95 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 865 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.