| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA, INC. | 2101 6TH N AVE SUITE1200 BIRMINGHAM, AL 35203 | DELTA DENTAL INSURANCE COMPANY | $24K | $0 | $24K | 4.59% |
| MICHELLE B RILEY3 Filed as: MICHELLE B MURPHY | P.O. BOX 263 MERIDIAN, MS 39302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29K | $0 | $29K | 15.70% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA, INC. | 2101 6TH AVE N SUITE 1200 BIRMINGHAM, AL 35203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20K | $0 | $20K | 10.86% |
| MICHELLE B RILEY3 Filed as: MICHELLE B MURPHY | P.O. BOX 263 MERIDIAN, MS 39302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12K | $0 | $12K | 6.66% |
| V L MONTGOMERY INC3 Filed as: V L MONTGOMERY, INC. | 6373 RED OAK DR BAILEY, MS 39320 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 2.66% |
| BARBARA WILLIAMS3 Filed as: BARBARA J WILLIAMS | 7533 FORREST DRIVE MERIDIAN, MS 39305 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.40% |
| E INGRAM INC3 Filed as: E. INGRAM, INC. | 501 COBBLESTONE CT, SUITE A MADISON, MS 39110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $899 | $0 | $899 | 0.49% |
| HARDY INSURANCE INC3 Filed as: HARDY INSURANCE, INC. | 721 WEST MAIN ST TUPELO, MS 38801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $632 | $0 | $632 | 0.34% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M. MARZARI | 601 CRESCENT BLVD, STE 102 JACKSON, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $463 | $0 | $463 | 0.25% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | CONTINENTAL AMERICAN INSURANCE COMPANY | $447 | $0 | $447 | 0.24% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | $0 | $14 | 0.01% |
| MICHELLE B RILEY3 Filed as: MICHELLE B. MURPHY | P.O. BOX 263 MERIDIAN, MS 39302 | AFLAC | $18K | $22 | $18K | 13.36% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA, INC. | 2101 6TH AVE N STE 1200 BIRMINGHAM, AL 35203 | AFLAC | $8K | $0 | $8K | 6.40% |
| V L MONTGOMERY INC3 Filed as: V L MONTGOMERY, INC. | 6373 RED OAK DRIVE BAILEY, MS 39320 | AFLAC | $4K | $4 | $4K | 2.89% |
| BARBARA WILLIAMS3 Filed as: BARBARA WILLIAMS, INC. | 7533 FORREST DRIVE MERIDIAN, MS 39305 | AFLAC | $2K | $0 | $2K | 1.41% |
| E SPEED INC3 Filed as: E SPEED, INC. | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $1K | $4 | $1K | 0.92% |
| HARDY INSURANCE INC3 Filed as: HARDY INSURANCE, INC. | P.O. BOX 872 TUPELO, MS 38802 | AFLAC | $262 | $0 | $262 | 0.20% |
| CHRISTOPHER S HARDY3 Filed as: CHRISTOPHER S. HARDY | 113 CLARK ST, STE 3 TUPELO, MS 38804 | AFLAC | $237 | $0 | $237 | 0.18% |
| JAMES K. MURPHY3 | 211 NORTH HILLS STREET MERIDIAN, MS 39305 | AFLAC | $114 | $0 | $114 | 0.09% |
| RICHARD TYLER AKERS3 | 4190 WAVERLY ROAD WEST POINT, MS 39773 | AFLAC | $71 | $0 | $71 | 0.05% |
| STAN A SHERLIN3 Filed as: STAN A. SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | AFLAC | $34 | $0 | $34 | 0.03% |
| CHRISTINE M MARZARI3 Filed as: CHRISTINE M. MARZARI | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $34 | $0 | $34 | 0.03% |
| MICHAEL R MEREDITH3 Filed as: MICHAEL R. MEREDITH | 806 TYVOLA ROAD SUITE 108 LOCKBOX 904037 CHARLOTTE, NC 28290 | AFLAC | $20 | $0 | $20 | 0.02% |
| MICHAEL R MEREDITH3 Filed as: MICHAEL P. MEREDITH | 300 CAPTAINS WALK APT 102 DELRAY BEACH, FL 33483 | AFLAC | $18 | $0 | $18 | 0.01% |
| MATTHEW SWAIN3 Filed as: MATTHEW K. SWAIN | 6706 13TH PL MERIDIAN, MS 39305 | AFLAC | $15 | $0 | $15 | 0.01% |
| D AND V BUTLER INC3 Filed as: D AND V BUTLER, INC. | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $14 | $0 | $14 | 0.01% |
| ROBERT J LOVERN3 Filed as: ROBERT J. LOVERN | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $12 | $0 | $12 | 0.01% |
| SCOTTI MADISON3 | 3330 COBB PARKWAY SUITE 324-3 ACWORTH, GA 30101 | AFLAC | $11 | $0 | $11 | 0.01% |
| RAYMOND L MELVIN3 Filed as: RAYMOND L. MELVIN | 1553 NAVIGATOR CIRCLE DACULA, GA 30019 | AFLAC | $8 | $0 | $8 | 0.01% |
| THOMAS ROBERT GIDDENS3 | P.O. BOX 2517 KENNESAW, GA 30156 | AFLAC | $2 | $0 | $2 | 0.00% |
| MELYNDA RAY-MCCUTCHEON3 | 1150 MALLARD LAKE DR BOGART, GA 30622 | AFLAC | $1 | $0 | $1 | 0.00% |
| KATHERINE LATIMER3 | 5093 BOONE LINKS LN COLUMBUS, GA 31909 | AFLAC | $1 | $0 | $1 | 0.00% |
| D P SMITH3 | P.O. BOX 16671 JACKSON, MS 39236 | AFLAC | $1 | $0 | $1 | 0.00% |
| DAWN T SUCHECKI3 Filed as: DAWN T. SUCHECKI | 3850 VINE ST, SUITE 130 RIVERSIDE, CA 92507 | AFLAC | $1 | $0 | $1 | 0.00% |
| MCDONALD PLUMMER III3 Filed as: MCDONALD PLUMMER, III | 2934 FLEETWOOD DR COLUMBUS, GA 31906 | AFLAC | $1 | $0 | $1 | 0.00% |
| RANDALL D LADNER3 Filed as: RANDALL D. LADNER | 6 GREENBRIAR DR. GULFPORT, MS 39507 | AFLAC | $0 | $0 | $0 | 0.00% |
| PETER B WILKINSON JR3 Filed as: PETER B. WILKINSON, JR | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $0 | $0 | $0 | 0.00% |
| WILLIAM M WARDLAW JR3 Filed as: WILLIAM M. WARDLAW, JR | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $0 | $0 | $0 | 0.00% |
| PAUL SHELBY AMOS II3 Filed as: PAUL SHELBY AMOS, II | 1932 WYNNTON RD 14TH FL COLUMBUS, GA 31999 | AFLAC | $0 | $0 | $0 | 0.00% |
| MARK S LEE3 Filed as: MARK S. LEE | 1192 PEYTON DR NW KENNESAW, GA 30156 | AFLAC | $0 | $0 | $0 | 0.00% |
| BAFFIN BAY MARKETING GROUP, LLC3 Filed as: BAFFIN BAY MARKETING GROUP, INC. | P.O. BOX 161690 AUSTIN, TX 78716 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $16K | $0 | $16K | 13.00% |
| INSURANCE ADVISORY GROUP, LLC3 | 900 20TH AVE MERIDIAN, MS 39301 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $12K | $0 | $12K | 10.00% |
| COASTAL STATES INSURANCE CORPORATIO3 | P.O. BOX 1042 PELAHATCHIE, MS 39145 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $4K | $0 | $4K | 3.00% |
| ASPEN REINSURANCE GROUP, INC.3 | 6900 S. MCCARREN BLVD SUITE 1010 RENO, NV 89509 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH | $1K | $0 | $1K | 1.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA, INC | 2101 6TH AVE N STE 1200 BIRMINGHAM, AL 35203 | VSP GLOBAL | $7K | $0 | $7K | 10.00% |
| FLEMING, ROBINSON, PARKER & GOFORTH3 Filed as: FLEMING ROBINSON PARKER & GOFORTH | P.O. BOX 5634 MERIDIAN, MS 39302 | CENTRAL UNITED LIFE INSURANCE COMPANY | $8K | $0 | $8K | 14.03% |
| RHONDA S PAPE3 Filed as: RHONDA PAPE | 115 EAST PLATT ST MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $798 | $0 | $798 | 1.32% |
| LOUIS BARBER3 Filed as: LOUIS C. BARBER | 8592 CORDES CIRCLE GERMANTOWN, TN 38139 | CENTRAL UNITED LIFE INSURANCE COMPANY | $671 | $0 | $671 | 1.11% |
| DANE PAPE3 | 115 EAST PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $358 | $0 | $358 | 0.59% |
| COMMONWEALTH MARKETING3 | 2001 ESE LOOP 323 TYLER, TX 75701 | CENTRAL UNITED LIFE INSURANCE COMPANY | $348 | $0 | $348 | 0.58% |
| FIRST FLIGHT MARKETING3 | 94 THISTLE BROOK PLACE THE WOODLANDS, TX 77382 | CENTRAL UNITED LIFE INSURANCE COMPANY | $309 | $0 | $309 | 0.51% |
| JAMES SNOW3 Filed as: JAMES HOWELL | P.O. BOX 26085 MACON, GA 31221 | CENTRAL UNITED LIFE INSURANCE COMPANY | $244 | $0 | $244 | 0.41% |
| COLE PAPE3 | 115 EAST PLATT ST MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $216 | $0 | $216 | 0.36% |
| CHARLES AVERY3 | 2001 ESE LOOP 323 TYLER, TX 75701 | CENTRAL UNITED LIFE INSURANCE COMPANY | $137 | $0 | $137 | 0.23% |
| ROGER HARDIN3 | 578 237TH AVE DELMAR, IA 52037 | CENTRAL UNITED LIFE INSURANCE COMPANY | $55 | $0 | $55 | 0.09% |
| JESSE A WING3 Filed as: JESSE WING | 115 EAST PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $45 | $0 | $45 | 0.07% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $378K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 851 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 853 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 661 | $245K |
| Dental | DELTA DENTAL INSURANCE COMPANY | 1,602 | $513K |
| Vision | VSP GLOBAL | 573 | $71K |
| Other(2 contracts, 2 carriers) | AFLAC | 196 | $253K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,602 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.