| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LISA S LEE3 Filed as: LISA S. LEE | 5794 SCR 131 MORTON, MS 39117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1.3M | $83K | $1.4M | — |
| HOLLINGSWORTH BENEFITS SOLUTIONS3 | 2 WIGEON LANE RAYMOND, MS 39154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1.0M | $308K | $1.3M | — |
| GASPAD EMPLOYEE BENEFITS LLC3 | 102 RED OAK LANE BRANDON, MS 39042 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $290K | $103K | $393K | — |
| FRANK WOODWARD CRAIG3 | 731 AVIGNON DRIVE STE 1 RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $106K | $113K | $218K | — |
| ROBBINS RESEARCH AND PLANNING INC3 | 11012 COVINGTON WAY OXFORD, MS 38665 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $62K | $44K | $106K | — |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES MICHAEL EMIDY | P.O. BOX 2021 RIDGELAND, MS 39158 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $517 | $66K | $66K | — |
| SARA MULLINS3 | P.O. BOX 735 MENDENHALL, MS 39114 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64K | $66 | $64K | — |
| GUADALUPE LUCY STEVENSON3 | 115 LAKE DOCKERY DRIVRE BYRAM, MS 39272 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32K | — | $32K | — |
| KATE MULLINS WALDROP3 | 1042 POPLAR SPRINGS ROAD MENDENHALL, MS 39114 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32K | — | $32K | — |
| FRANCES MOBLEY3 | 163 FANNIN LANDING CIRCLE BRANDON, MS 39047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13K | $12K | $25K | — |
| ANDREW SCOTT SMITH3 | 117 SWEETGUM LANE FLORENCE, MS 39073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19K | $2K | $21K | — |
| LISA KAY AKIN3 | C/O LISA KAY AKIN MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19K | — | $19K | — |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNES GULF COAST INSURANCE | P.O. BOX 1070 MAGEE, MS 39111 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | — | $6K | — |
| HEATHER SUE GIPSON3 | 12 WHITNEY CIRCLE PURVIS, MS 39475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $391 | $5K | — |
| SCARLETT PARKER3 | 19 GRANDBABY LANE HATTIESBURG, MS 39402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $66 | $3K | — |
| J MICHAEL NORRIS INC3 | 731 AVIGNON DRIVE SUITE 1 RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $484 | $484 | $968 | — |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DRIVE COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $462 | — | $462 | — |
| STEVEN WELTON GREGORY3 | 614 CAMELLIA POINTE BLVD OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $402 | $59 | $461 | — |
| AON CONSULTING INC3 Filed as: THERESE HEWITT | P.O. BOX 15697 HATTIESBURG, MS 39404 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $402 | — | $402 | — |
| THOMAS A TURNER IV INSURANCE LLC3 | 909 BAY RIDGE DRIVE JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $158 | — | $158 | — |
| SAMUEL FERRELL3 | 1019 NORTHWIND LANE BRANDON, MS 39407 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $154 | — | $154 | — |
| EMILY MEGUMI ERVIN3 | 4938 VEAZEY ROAD COLDWATER, MS 38618 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $154 | — | $154 | — |
| GARLAND INSURANCE INC3 | C/O HOWARD S GARLAND ESTATE CRYSTAL SPRINGS, MS 39059 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 250 | $0 |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 250 | $0 |
| Long-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 250 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.