| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID KEYES | PO BOX 1070 MAGEE, MS 39111 | BLUE CROSS BLUE SHIELD OF MS INC | $0 | — | $0 | 0.00% |
| INSURANCE ASSOCIATES OF MAGEE INC | PO BOX 1070 MAGEE, MS 39111 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 6.29% |
| LISA S LEE | 5794 SCR 131 MORTON, MS 39117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $2K | $5K | 3.73% |
| HOLLINGSWORTH BENEFITS SOLUTIONS | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $1K | $5K | 3.35% |
| ROBBINS RESEARCH AND PLANNING INC | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $937 | $2K | 1.54% |
| EMILY MEGUMI ERVIN | 1012 HWY 43 N PELAHATCHIE, MS 39145 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $102 | $1K | 0.90% |
| KATIE MULLINS WALDROP Filed as: KATIE ABIGAIL MULLINS | 1042 POPLAR SPRINGS RD MENDENHALL, MS 39114 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $956 | $111 | $1K | 0.76% |
| THOMAS A TURNER IV INSURANCE LLC | 909 BAY RIDGE DR JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $966 | $88 | $1K | 0.75% |
| DOROTHY AKIN LITTLE | 2101 23RD AVE MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.72% |
| CONSTANCE R WALKER | 2361 HIGHWAY 49 SOUTH FLORENCE, MS 39073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $578 | $86 | $664 | 0.47% |
| GASPARD EMPLOYEE BENEFITS LLC | 115 GLEN ARBOR CT BRANDON, MS 39042 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $622 | $15 | $637 | 0.45% |
| ASHLEY S WALDRUP | 295 POSEY LANE VAUGHN, MS 39179 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $97 | $108 | $205 | 0.15% |
| J MICHAEL NORRIS INC | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $185 | — | $185 | 0.13% |
| SAMUEL FERRELL | 1019 NORTH WIND LN BRANDON, MS 39047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | — | $120 | 0.09% |
| SEHC BENEFITS LLC | 242 SAWBRIDGE DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $105 | — | $105 | 0.07% |
| THE JAMES B OSWALD COMPANY Filed as: JAMES MICHAEL EMIDY | PO BOX 2021 RIDGELAND, MS 39158 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | — | $77 | 0.05% |
| VIRGINIA W LAVENDER | 1915 BARNES RD CANTON, MS 39046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $75 | — | $75 | 0.05% |
| HOMER BENJAMIN TURBEVILLE | 2722 QUAIL RUN JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | $1 | $55 | 0.04% |
| LARRY WELCH | 5004 HAWTHORNE PLACE CHELSEA, AL 35043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | — | $49 | 0.03% |
| STACY HENN GASPARD | 115 GLEN ARBOR CT BRANDON, MS 39042 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | $1 | $33 | 0.02% |
| BSK BENEFITS PLUS LLC | 205 PINECREST DR COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.01% |
| E J MCMULLEN | 2257 HWY 496 MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.01% |
| DON FENNELL | 13659 QUEENS HARBOR BLVD JACKSONVILLE, FL 32225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| LISA KAY AKIN | 3700 CARLISLE CLOSE MOBILE, AL 36609 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| BEVERLY TAYLOR | PO BOX 720669 BYRAM, MS 39272 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| BENEFIT CONSULTANTS INC | 407 WINDSOR DRIVE CLINTON, MS 39056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| KERI GARRISON CHATHAM | 382B ROCKY HILL RD PICKENS, MS 39146 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| SANDRA HARRISON | 1410 63RD ST MERIDIAN, MS 39305 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| DANA LYNNE SHEARER | 45 LAKE HILL TERRACE BRANDON, MS 39042 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| DAVID H SUMMERLIN | PO BOX 320773 FLOWOOD, MS 39232 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| GARLAND INSURANCE INC Filed as: GARLAND INSURANCE PA | 6254 WATERFORD DRIVE JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| DIANNE CATLEDGE SCHMITZ | 421 TURTLE LANE BRANDON, MS 39047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| INSURANCE ASSOCIATES OF MAGEE INC | PO BOX 1070 MAGEE, MS 39111 | UNION SECURITY INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| INSURANCE ASSOCIATES OF MAGEE INC | PO BOX 1070 MAGEE, MS 39111 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $862 | $862 | 1.03% |
| INSURANCE ASSOCIATES OF MAGEE INC Filed as: INSURANCE ASSOCIATES OF MAGEE, INC | 1663 SIMPSON HIGHWAY 49 MAGEE, MS 39111 | VISION SERVICE PLAN | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 497 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 497 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MS INC | 497 | $2.9M |
| Dental | UNION SECURITY INSURANCE COMPANY | 236 | $134K |
| Vision | VISION SERVICE PLAN | 177 | $20K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 240 | $223K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 240 | $223K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 240 | $83K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 497 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.