| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID KEYES | — | BLUE CROSS BLUE SHIELD OF MS, INC | — | — | $0 | 0.00% |
| INSURANCE ASSOCIATES OF MAGEE INC | PO BOX 1070 MAGEE, MS 39111 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7K | — | $7K | 6.39% |
| HOLLINGSWORTH BENEFITS SOLUTIONS | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 3.67% |
| ROBBINS RESEARCH AND PLANNING INC | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $1K | $2K | 1.90% |
| LISA S LEE | 5794 SCR 131 MORTON, MS 39117 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $675 | $2K | 1.87% |
| DOROTHY AKIN LITTLE | 2101 23RD AVE MERIDIAN, MS 39301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 1.15% |
| EMILY MEGUMI ERVIN | 1012 HWY 43 N PELAHATCHIE, MS 39145 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $834 | $12 | $846 | 0.75% |
| KERI GARRISON CHATHAM | 382B ROCKY HILL RD PICKENS, MS 39146 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $769 | $34 | $803 | 0.71% |
| ASHLEY S WALDRUP Filed as: ASHLEY SCOTT | 295 POSEY LANE VAUGHAN, MS 39179 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $442 | $356 | $798 | 0.71% |
| VIRGINIA W LAVENDER | 1915 BARNES ROAD CANTON, MS 39046 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $559 | $66 | $625 | 0.55% |
| THOMAS A TURNER IV INSURANCE LLC | 909 BAY RIDGE DR JACKSON, MS 39211 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $423 | $178 | $601 | 0.53% |
| LARRY WELCH | 4730 COLONNADE PLACE BIRMINGHAM, AL 35243 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $426 | $60 | $486 | 0.43% |
| STACEY HENN GASPARD | 115 GLEN ARBOR ST BRANDON, MS 39042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $299 | $37 | $336 | 0.30% |
| J MICHAEL NORRIS INC | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $263 | — | $263 | 0.23% |
| SEHC BENEFITS LLC | 242 SAWBRIDGE DR RIDGELAND, MS 39157 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $196 | $30 | $226 | 0.20% |
| SAMUEL FERRELL | 1019 NORTH WIND LN BRANDON, MS 39047 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $222 | — | $222 | 0.20% |
| HOMER BENJAMIN TURBEVILLE | 2722 QUAIL RUN JACKSON, MS 39211 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $159 | $1 | $160 | 0.14% |
| BARRY P MURPHY | PO BOX 8137 MERIDIAN, MS 39303 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $149 | — | $149 | 0.13% |
| BENEFIT CONSULTANTS INC Filed as: BENEFIT CONSULTANTS PA | 407 WINDSOR DRIVE CLINTON, MS 39056 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $105 | $32 | $137 | 0.12% |
| THE JAMES B OSWALD COMPANY Filed as: JAMES MICHAEL EMIDY | PO BOX 2021 RIDGELAND, MS 39158 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $94 | — | $94 | 0.08% |
| DON FENNELL | 13659 QUEENS HARBOR BLVD N JACKSONVILLE, FL 32225 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.02% |
| BSK BENEFITS PLUS LLC | 205 PINECREST DR COVINGTON, LA 70433 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.02% |
| E J MCMULLEN | 2257 HWY 496 MERIDIAN, MS 39301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.02% |
| LISA KAY AKIN | 2023 23RD AVE MERIDIAN, MS 39301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.01% |
| SANDRA HARRISON | 139 RENFROE ROAD FLORA, MS 39071 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| BEVERLY TAYLOR Filed as: BEVERLY SPARKS | PO BOX 720669 JACKSON, MS 39272 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| GARLAND INSURANCE INC Filed as: GARLAND INSURANCE | 6254 WATERFORD DRIVE JACKSON, MS 39211 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 520 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 520 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MS, INC | 520 | $1.4M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 211 | $119K |
| Vision | VISION SERVICE PLAN | 162 | $18K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 240 | $141K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 239 | $3K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 240 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 520 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.