| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JO ANN PANTALONE3 Filed as: ANN MARIE MUNN | UNKNOWN LUCEDALE, MS 39452 | BLUE CROSS & BLUE SHIELD OF MISSISSIPPI | $100K | — | $100K | 3.31% |
| BENEFITS MANAGEMENT GROUP3 | 3420 HIGHWAY 39 NORTH MERIDIAN, MS 39301 | PRINCIPAL LIFE INSURANCE COMPANY | $23K | $0 | $23K | 10.00% |
| GHS BENEFIT SOLUTIONS LLC3 | 614 CAMELLIA POINTE BOULEVARD OCEAN SPRINGS, MS 39564 | PRINCIPAL LIFE INSURANCE COMPANY | — | $7K | $7K | 3.00% |
| BENEFITS MANAGEMENT GROUP3 Filed as: BENEFITS MANAGEMENT GROUP INC | 2011 23RD AVENUE MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | $0 | $11K | 6.32% |
| PAM ENTERPRISES INC3 | 28 56TH STREET GULFPORT, MS 39507 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $840 | $7K | 3.74% |
| STEVEN WELTON GREGORY3 Filed as: STEVEN GREGORY | 614 CAMELLIA POINTE BOULEVARD OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $290 | $6K | 3.60% |
| MJ INSURANCE3 Filed as: JAMES EMIDY AND VARIOUS AGENTS | PO BOX 2021 RIDGELAND, MS 39158 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $7 | $1K | 0.70% |
| PAMELA ANN BURCHETTE3 Filed as: PAMELA BURCHETTE | 15118B JANUS ROAD DIBERVILLE, MS 39540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $856 | $29 | $885 | 0.50% |
| HEATHER SUE GIPSON3 Filed as: HEATHER GIPSON | 12 WHITNEY CIRCLE PURVIS, MS 39475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $653 | $108 | $761 | 0.43% |
| JEANIE MARIE MCKNIGHT3 Filed as: JEANIE MCKNIGHT | 14191 SADDLE STREET DIBERVILLE, MS 39540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $643 | $35 | $678 | 0.38% |
| BENEFITS MANAGEMENT GROUP3 | 3420 HIGHWAY 39 NORTH MERIDIAN, MS 39301 | EXPRESS SCRIPTS, INC. | $5K | — | $5K | 3.37% |
| BENEFITS MANAGEMENT GROUP3 | 3420 HIGHWAY 39 NORTH MERIDIAN, MS 39301 | COMMUNITY EYE CARE | $5K | $0 | $5K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 349 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 349 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS & BLUE SHIELD OF MISSISSIPPI | 819 | $3.0M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 644 | $227K |
| Vision | COMMUNITY EYE CARE | 512 | $53K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 181 | $176K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS & BLUE SHIELD OF MISSISSIPPI | 819 | $3.2M |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 181 | $176K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 819 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.