| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT SANFORD3 | 2011 23RD AVE MERIDIAN, MS 39301 | BLUE CROSS BLUE SHIELD OF MS, INC. | $93K | — | $93K | 3.74% |
| BENEFITS MANAGEMENT GROUP3 | PO BOX 3340 MERIDIAN, MS 393033340 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | — | $23K | 9.96% |
| BENEFITS MANAGEMENT GROUP3 Filed as: BENEFITS MANAGEMENT GROUP, INC. | 2011 23RD AVENUE MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | — | $7K | 5.28% |
| STEVEN WELTON GREGORY3 Filed as: STEVEN W. GREGORY | 614 CAMELLIA POINTE BLVD OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $739 | $6K | 4.45% |
| MCS SERVICES, INC.3 | 2011 23RD AVENUE MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 2.43% |
| APRIL MECHATTO3 | 839 RENUNION CIRCLE PLACE BILOXI, MS 39532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $287 | $3K | 2.20% |
| PAMELA ANN BURCHETTE3 | 15118 B JANUS ROAD BILOXI, MS 39532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $216 | $2K | 1.34% |
| MOORE ADVISORY GROUP LLC3 | 12447 QUITMAN MERIDIAN HIGHWAY MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $867 | $131 | $998 | 0.77% |
| HEATHER SUE GIPSON3 | 12 WHITNEY CIRCLE PURVIS, MS 39475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $596 | $45 | $641 | 0.49% |
| JAMES M. EMIDY3 | P. O. BOX 2021 RIDGELAND, MS 39158 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $569 | — | $569 | 0.44% |
| PORTER A BURKE3 Filed as: PORTER A. BURKE | 113 N MCGREGOR STREET GULFPORT, MS 39577 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $349 | — | $349 | 0.27% |
| MARCIE LANNON DUKE3 | 9612 A HIGHWAY 19 N COLLINSVILLE, MS 39325 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $263 | $3 | $266 | 0.21% |
| AON CONSULTING INC3 Filed as: RACHEL HEWITT | P. O. BOX 15757 HATTIESBURG, MS 39404 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $171 | — | $171 | 0.13% |
| HOMER BENJAMIN TURBEVILLE3 Filed as: HOMER B. TURBEVILLE | 2722 QUAIL RUN JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | — | $64 | 0.05% |
| TRACY BURNS3 | 430 CR 474 CORINTH, MS 38834 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | — | $64 | 0.05% |
| AON CONSULTING INC3 Filed as: HEWITT & ASSOCIATES, INC. | PO BOX 15697 HATTISBURG, MS 39404 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.03% |
| DAVID STEPHENS3 | 580 TUSCALOOSA ROAD COLUMBUS, MS 39702 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $5 | $23 | 0.02% |
| JAMES MIZE3 | 7414 HIGHWAY 4 W SENATOBIA, MS 38668 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $10 | $22 | 0.02% |
| ADKINS BENEFITS SOLUTIONS INC3 Filed as: ADKINS BENEFITS SOLUTIONS, INC. | 6739 KING ROAD MERIDIAN, MS 39305 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $3 | $21 | 0.02% |
| JUDGE BLOUNT3 | 2407 SOUTH SHORE DR BILOXI, MS 39532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| ADVANTAGE ONE INSURANCE INC.3 | 1019 W PINE ST HATTIESBURG, MS 39401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| HOLLINGSWORTH BENEFITS SOLUTIONS3 | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| ROBBINS RESEARCH AND PLANNING INC3 Filed as: ROBBINS RESEARCH AND PLANNING INC. | 731 AVIGNON DRIVE RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| JENNA AILENE SWEARINGEN3 | 122 JOHN EVANS RD PETAL, MS 39465 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| JENNIFER ARDE3 | PO BOX 8575 GULFPORT, MS 39506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| CONSTANCE R WALKER3 Filed as: CONSTANCE R. WALKER | 2361 HIGHWAY 49 SOUTH FLORENCE, MS 39073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| WARREN ARDE3 | PO BOX 8575 GULFPORT, MS 39506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BENEFITS MANAGEMENT GROUP3 Filed as: BENEFITS MANAGEMENT GROUP, INC. | 3420 HWY 39 NORTH MERIDIAN, MS 39301 | EXPRESS SCRIPTS,INC. | $5K | — | $5K | 4.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 180 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 135 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 138 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 453 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MS, INC. | 741 | $2.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 405 | $234K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 153 | $130K |
| Prescription drug | EXPRESS SCRIPTS,INC. | 129 | $113K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 153 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 741 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.