| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT SANFORD3 | 2011 23RD AVE MERIDIAN, MS 39301 | BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY | $96K | — | $96K | 2.70% |
| BENEFITS MANAGEMENT GROUP3 | PO BOX 3340 MERIDIAN, MS 39303 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | — | $24K | 9.98% |
| BENEFITS MANAGEMENT GROUP3 | 3420 HIGHWAY 39 N MERIDIAN, MS 39301 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 2.71% |
| BENEFITS MANAGEMENT GROUP3 Filed as: BENEFITS MANAGEMENT GROUP INC | 2011 23RD AVE MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | — | $7K | 5.28% |
| STEVE WELTON GREGORY3 | 614 CAMILLIA POINT BLVD. OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $545 | $5K | 3.79% |
| PAM ENTERPRISES INC3 | 839 REUNION CIRCLE PLACE BILOXI, MS 39532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $165 | $3K | 1.96% |
| MICHELLE BROOKER RILEY3 | P O BOX 263 MERIDIAN, MS 39302 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $999 | — | $999 | 0.71% |
| PAMELA ANN BURCHETTE3 | 15118 B JANUS ROAD BILOXI, MS 39532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $459 | — | $459 | 0.33% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES MICHAEL EMIDY | P O BOX 2021 RIDGELAND, MS 39158 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $432 | — | $432 | 0.31% |
| MOORE ADVISORY GROUP LLC3 Filed as: MOORE ADVISING GROUP LLC | 5210 COTTONWOOD CREEK LN LEAGUE CITY, TX 77573 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $210 | — | $210 | 0.15% |
| AON CONSULTING INC3 Filed as: RACHEL HEWITT | P O BOX 15757 HATTIESBURG, MS 39404 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $164 | — | $164 | 0.12% |
| HEATHER SUE GIPSON3 Filed as: HEATHER SUE GIBSON | 12 WHITNEY CIR PURVIS, MS 39475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $138 | — | $138 | 0.10% |
| PORTER A BURKE3 | 113 N MCGREGOR ST WIGGINS, MS 39577 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $131 | — | $131 | 0.09% |
| JEANIE MARIE MCKNIGHT3 | 14191 SADDIE ST. DIBERVILLE, MS 39540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $90 | — | $90 | 0.06% |
| HOMER BENJAMIN TURBEVILLE3 | 2722 QUAIL RUN JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | — | $77 | 0.05% |
| JENNA AILENE SWEARINGEN3 | 122 JOHN EVANS RD PETAL, MS 39465 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.01% |
| AON CONSULTING INC3 Filed as: HEWITT & ASSOCIATES INC | P O BOX 15697 HATTIESBURG, MS 39404 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| ADVANTAGE ONE INSURANCE INC.3 Filed as: ADVANTAGE ONE INSURANCE INC | 1019 W PINE STREET HATTIESBURG, MS 39401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| JAMES MIZE3 | 7414 HIGHWAY 4 W SENATOBIA, MS 38668 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| JUDGE BLOUNT3 | 2407 SOUTH SHORE DR BILOXI, MS 39532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| HOLLINGSWORTH BENEFITS SOLUTIONS3 | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| ROBBINS RESEARCH AND PLANNING INC3 | 11012 COVINGTON WAY OXFORD, MS 39208 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| WARREN ARDE3 | P O BOX 8575 GULFPORT, MS 39506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ADKINS BENEFITS SOLUTIONS INC3 | 6739 KING ROAD MERIDIAN, MS 39305 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BENEFITS MANAGEMENT GROUP3 Filed as: BENEFITS MANAGEMENT GROUP, INC. | 3420 HIGHWAY 39 N MERIDIAN, MS 39301 | EXPRESS SCRIPTS, INC. | $4K | — | $4K | 3.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 112 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 300 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY | 766 | $3.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 424 | $236K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 150 | $140K |
| Prescription drug | EXPRESS SCRIPTS, INC. | 132 | $114K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 150 | $140K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 766 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.