| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARRY BRYAN3 Filed as: BARRY GANN BRYAN JR | 2318 PANSY STREET SW HUNTSVILLE, AL 35801 | PRINCIPAL LIFE INSURANCE COMPANY | $16K | $3K | $19K | 14.55% |
| TRINITY BENEFIT SOLUTIONS | 2318 PANSEY STREET SW HUNTSVILLE, AL 35801 | AFLAC | $8K | $237 | $8K | 8.62% |
| BARRY BRYAN | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | AFLAC | $8K | — | $8K | 8.34% |
| ANGELA KAYE DOWDY | 18837 CANOEBROOK LN TONEY, AL 35773 | AFLAC | $4K | $88 | $4K | 4.08% |
| KELVIN MICHAEL RICE | 529 EDINBURGH WAY DOTHAN, AL 36305 | AFLAC | $2K | $35 | $2K | 1.84% |
| CNL ENTERPRISES INC | 278 PLANTATION SPRINGS DR FLORENCE, AL 35630 | AFLAC | $736 | — | $736 | 0.76% |
| SAIC INC | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $719 | — | $719 | 0.75% |
| R AND L SUPPLEMENTAL BENEFITS INC | PO BOX 893 FLORENCE, AL 35631 | AFLAC | $298 | — | $298 | 0.31% |
| BARBARA ANN MCNAUGHTON | 4910 CORPORATE DRIVE NW STE G HUNTSVILLE, AL 35805 | AFLAC | $242 | $50 | $292 | 0.30% |
| RONALD E KIRKLAND Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $154 | — | $154 | 0.16% |
| JOSEPH P CALARCO Filed as: JOSEPH N. MCBRIDE | 106 AMY LANE MUSCLE SHOALS, AL 35661 | AFLAC | $126 | — | $126 | 0.13% |
| JAMES S. WARD | 106 MADISON VILLAS WAY MADISON, AL 35758 | AFLAC | $124 | — | $124 | 0.13% |
| MICHAEL SHANE KIRKLAND | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $61 | $10 | $71 | 0.07% |
| SCOTT J RUSSELL Filed as: SCOTT J. RUSSELL | 15275 LOBLOLLY CT NORTHPORT, AL 35475 | AFLAC | $69 | — | $69 | 0.07% |
| SACHIKO BASDEN | 914 WARREN AVE TUSCUMBIA, AL 35674 | AFLAC | $54 | — | $54 | 0.06% |
| SUZETTE GOULD | 7924 CLEAR BROOK CIR FORT WORTH, TX 76123 | AFLAC | $46 | — | $46 | 0.05% |
| JOHN TODD LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $38 | — | $38 | 0.04% |
| MARSHA K LAVENDER | PO BOX 322 EVA, AL 35621 | AFLAC | $31 | — | $31 | 0.03% |
| GREGORY REYNOLDS | 201 BRIARWOOD DRIVE KILLEN, AL 35645 | AFLAC | $25 | — | $25 | 0.03% |
| LYNNE HUDGINS MOORE | 8650 MINNIE BROWN ROAD STE 150 MONTGOMERY, AL 36117 | AFLAC | $21 | — | $21 | 0.02% |
| JOEL SANDERS | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $21 | — | $21 | 0.02% |
| JOHN W AMOS | 10051 VETERANS PKWY 2B MIDLAND, GA 31820 | AFLAC | $21 | — | $21 | 0.02% |
| STAN A SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | AFLAC | $17 | — | $17 | 0.02% |
| LOUIS CULLEN SMITH | 3205 QUIET TREE GRV OLD HICKORY, TN 37138 | AFLAC | $17 | — | $17 | 0.02% |
| JADEANNE WAGNER | 742 WILLOWSPRINGS BLVD FRANKLIN, TN 37064 | AFLAC | $13 | — | $13 | 0.01% |
| RHONDA I LOWERY | PO BOX 213 KILLEN, AL 35645 | AFLAC | $13 | — | $13 | 0.01% |
| JOSEPH E PARKER JR | 6668 US HWY 98 STE A HATTIESBURG, MS 39402 | AFLAC | $11 | — | $11 | 0.01% |
| GARY L PRINE | 90 DYESS CIR COLUMBIA, MS 39429 | AFLAC | $10 | — | $10 | 0.01% |
| SHARON E PRINE | 90 DYESS CIR COLUMBIA, MS 39429 | AFLAC | $10 | — | $10 | 0.01% |
| DAVID M CRUMLEY Filed as: DAVID E WATSON | PO BOX 3094 BRENTWOOD, TN 37024 | AFLAC | $7 | — | $7 | 0.01% |
| GARY I HOLT | 7040 HIGHWAY 231 N BETHPAGE, TN 37022 | AFLAC | $4 | — | $4 | 0.00% |
| ERIN L KIRKLAND | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $3 | — | $3 | 0.00% |
| ABBIE W COFFMAN | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $3 | — | $3 | 0.00% |
| CHRISTOPHER C HAYWARD | PO BOX 30668 PLAM BEACH GARDENS, FL 33420 | AFLAC | — | — | $0 | 0.00% |
| LASHONDA P HAYES | PO BOX 2561 TONEY, AL 35773 | AFLAC | — | — | $0 | 0.00% |
| MKF & ASSOCIATES INC | 4505 PINE TREE CIRCLE STE 201 BIRMINGHAM, AL 35243 | AFLAC | — | — | $0 | 0.00% |
| TERESA A RUCKER | 6248 BORDEAUX CIRCLE SANFORD, FL 32771 | AFLAC | — | — | $0 | 0.00% |
| BRITTANY N TALLON | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | — | — | $0 | 0.00% |
| SUWAT ASSAWAMATIYANONT | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | — | — | $0 | 0.00% |
| BRIAN E HICKS | 188 FRONT ST STE 11639 FRANKLIN, TN 37064 | AFLAC | — | — | $0 | 0.00% |
| KANDI H HECKLER | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | — | — | $0 | 0.00% |
| BARRY BRYAN | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | AFLAC | $129 | — | $129 | 4.76% |
| ANGELA KAYE DOWDY | 18837 CANOEBROOK LN TONEY, AL 35773 | AFLAC | $55 | — | $55 | 2.03% |
| TRINITY BENEFIT SOLUTIONS | 2318 PANSY STREET SW HUNTSVILLE, AL 35801 | AFLAC | $51 | — | $51 | 1.88% |
| SAIC INC | 1639 BRADLEY PARK DRIVE STE 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $29 | — | $29 | 1.07% |
| JOSEPH P CALARCO Filed as: JOSEPH N. MCBRIDE | 106 AMY LANE MUSCLE SHOALS, AL 35661 | AFLAC | $21 | — | $21 | 0.78% |
| SACHIKO BASDEN | 914 WARREN AVE TUSCUMBIA, AL 35674 | AFLAC | $21 | — | $21 | 0.78% |
| RONALD E KIRKLAND Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $13 | — | $13 | 0.48% |
| JOHN TODD LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $2 | — | $2 | 0.07% |
| STAN A SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | AFLAC | $2 | — | $2 | 0.07% |
| CHRISTOPHER C HAYWARD | PO BOX 30668 PLAM BEACH GARDENS, FL 33420 | AFLAC | — | — | $0 | 0.00% |
| TERESA A RUCKER | 6248 BORDEAUX CIRCLE SANFORD, FL 32771 | AFLAC | — | — | $0 | 0.00% |
| LASHONDA P HAYES | PO BOX 2561 TONEY, AL 35773 | AFLAC | — | — | $0 | 0.00% |
| MKF & ASSOCIATES INC | 4505 PINE TREE CIRCLE STE 201 BIRMINGHAM, AL 35243 | AFLAC | — | — | $0 | 0.00% |
| JAMES S. WARD | 106 MADISON VILLAS WAY MADISON, AL 35758 | AFLAC | — | — | $0 | 0.00% |
| BRITTANY N TALLON | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | — | — | $0 | 0.00% |
| BARRY BRYAN | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | AFLAC | $77 | — | $77 | 4.07% |
| TRINITY BENEFIT SOLUTIONS | 2318 PANSEY STREET SW HUNTSVILLE, AL 35801 | AFLAC | $56 | — | $56 | 2.96% |
| ANGELA KAYE DOWDY | 18837 CANOEBROOK LN TONEY, AL 35773 | AFLAC | $27 | — | $27 | 1.43% |
| GREGORY REYNOLDS | 201 BRIARWOOD DRIVE KILLEN, AL 35645 | AFLAC | $23 | — | $23 | 1.21% |
| MICHAEL SHANE KIRKLAND | 137 PLANTATION DRIVE KILLEN, AL 35645 | AFLAC | $12 | — | $12 | 0.63% |
| RONALD E KIRKLAND Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $7 | — | $7 | 0.37% |
| CATHIE TATE | 110 SUMMER WIND CIR MADISON, AL 35758 | AFLAC | $7 | — | $7 | 0.37% |
| JOSEPH P CALARCO Filed as: JOSEPH N. MCBRIDE | 106 AMY LANE MUSCLE SHOALS, AL 35661 | AFLAC | — | — | $0 | 0.00% |
| TRINITY BENEFIT SOLUTIONS | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | AFLAC | $161 | $17 | $178 | 15.29% |
| BARRY BRYAN Filed as: BARRY G BRYAN | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | AFLAC | $116 | — | $116 | 9.97% |
| ANGELA KAYE DOWDY | 18837 CANOEBROOK LN TONEY, AL 35773 | AFLAC | $69 | $7 | $76 | 6.53% |
| KELVIN MICHAEL RICE | 529 EDINBURGH WAY DOTHAN, AL 36305 | AFLAC | $41 | $7 | $48 | 4.12% |
| CNL ENTERPRISES INC | 278 PLANTATION SPRINGS DR FLORENCE, AL 35630 | AFLAC | $4 | — | $4 | 0.34% |
| SAIC INC | 1639 BRADLEY PARK DR STE COLUMBUS, GA 31904 | AFLAC | $3 | — | $3 | 0.26% |
| SUZETTE GOULD | 7924 CLEAR BROOK CIR FORT WORTH, TX 76123 | AFLAC | $3 | — | $3 | 0.26% |
| R AND L SUPPLEMENTAL BENEFITS INC | PO BOX 893 FLORENCE, AL 35631 | AFLAC | $2 | — | $2 | 0.17% |
| MICHAEL SHANE KIRKLAND | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $1 | — | $1 | 0.09% |
| BARBARA ANN MCNAUGHTON | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $1 | — | $1 | 0.09% |
| JOEL SANDERS | 2165 HALYCON BLVD MONTGOMERY, AL 36117 | AFLAC | — | — | $0 | 0.00% |
| JOHN W AMOS | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | — | — | $0 | 0.00% |
| LYNNE HUDGINS MOORE | 8650 MINNIE BORWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 224 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 224 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 538 | $2.2M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 538 | $2.2M |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 412 | $131K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 412 | $131K |
| Short-term disability(4 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 412 | $232K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 538 | $2.2M |
| Other | BLUE CROSS BLUE SHIELD OF ALABAMA | 538 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 538 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.