| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARRY BRYAN3 Filed as: BARRY GANN BRYAN JR | 2318 PANSY STREET SW HUNTSVILLE, AL 35801 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | $2K | $15K | 14.77% |
| BARRY BRYAN | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | AFLAC | $6K | — | $6K | 8.73% |
| TRINITY BENEFIT SOLUTIONS | 2318 PANSEY STREET SW HUNTSVILLE, AL 35801 | AFLAC | $5K | $327 | $5K | 6.78% |
| ANGELA KAYE DOWDY | 18837 CANOEBROOK LN TONEY, AL 35773 | AFLAC | $2K | $112 | $2K | 3.19% |
| BARBARA ANN MCNAUGHTON | 4910 CORPORATE DRIVE NW STE G HUNTSVILLE, AL 35805 | AFLAC | $767 | $42 | $809 | 1.12% |
| CNL ENTERPRISES INC | PO BOX 2746 FLORENCE, AL 35630 | AFLAC | $760 | — | $760 | 1.06% |
| SAIC INC | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $742 | — | $742 | 1.03% |
| RONALD E KIRKLAND Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $264 | $70 | $334 | 0.46% |
| R AND L SUPPLEMENTAL BENEFITS INC | PO BOX 893 FLORENCE, AL 35631 | AFLAC | $299 | — | $299 | 0.42% |
| MICHAEL SHANE KIRKLAND | 327 S WALNUT STREET FLORENCE, AL 35630 | AFLAC | $208 | $10 | $218 | 0.30% |
| SUZETTE GOULD | 6216 TRUMAN ALDRICH PKWY WEST BLOCTON, AL 35184 | AFLAC | $130 | $10 | $140 | 0.19% |
| JOSEPH P CALARCO Filed as: JOSEPH N. MCBRIDE | 106 AMY LANE MUSCLE SHOALS, AL 35661 | AFLAC | $138 | — | $138 | 0.19% |
| JAMES S. WARD | 106 MADISON VILLAS WAY MADISON, AL 35758 | AFLAC | $130 | — | $130 | 0.18% |
| KELVIN MICHAEL RICE | 102 CRICHTON CT DOTHAN, AL 36305 | AFLAC | $93 | — | $93 | 0.13% |
| SCOTT J RUSSELL Filed as: SCOTT J. RUSSELL | 15275 LOBLOLLY CT NORTHPORT, AL 35475 | AFLAC | $71 | — | $71 | 0.10% |
| SACHIKO BASDEN | PO BOX 235 BATESVILLE, IN 47006 | AFLAC | $63 | — | $63 | 0.09% |
| JOHN TODD LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $40 | — | $40 | 0.06% |
| GREGORY REYNOLDS | 201 BRIARWOOD DRIVE KILLEN, AL 35645 | AFLAC | $32 | — | $32 | 0.04% |
| GARY L PRINE | 201 BRIARWOOD DRIVE KILLEN, AL 35645 | AFLAC | $25 | $6 | $31 | 0.04% |
| SHARON E PRINE | 90 DYESS CIR COLUMBIA, MS 39429 | AFLAC | $25 | $6 | $31 | 0.04% |
| JOEL SANDERS | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $22 | — | $22 | 0.03% |
| JOHN W AMOS | 10051 VETERANS PKWY 2B MIDLAND, GA 31820 | AFLAC | $22 | — | $22 | 0.03% |
| LYNNE HUDGINS MOORE | 8650 MINNIE BROWN ROAD STE 150 MONTGOMERY, AL 36117 | AFLAC | $22 | — | $22 | 0.03% |
| STAN A SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | AFLAC | $18 | — | $18 | 0.03% |
| JOSEPH E PARKER JR | 2516 OLD HIGHWAY 24 STE F HATTIESBURG, MS 39402 | AFLAC | $15 | $2 | $17 | 0.02% |
| CHRISTOPHER C HAYWARD | PO BOX 30668 PLAM BEACH GARDENS, FL 33420 | AFLAC | $2 | — | $2 | 0.00% |
| LASHONDA P HAYES | PO BOX 2561 TONEY, AL 35773 | AFLAC | $1 | — | $1 | 0.00% |
| MKF & ASSOCIATES INC | 4505 PINE TREE CIRCLE STE 201 BIRMINGHAM, AL 35243 | AFLAC | $1 | — | $1 | 0.00% |
| TERESA A RUCKER | 6248 BORDEAUX CIRCLE SANFORD, FL 32771 | AFLAC | $1 | — | $1 | 0.00% |
| BRITTANY N TALLON | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | — | — | $0 | 0.00% |
| SUWAT ASSAWAMATIYANONT | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | — | — | $0 | 0.00% |
| BARRY BRYAN | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | AFLAC | $171 | — | $171 | 3.81% |
| TRINITY BENEFIT SOLUTIONS | 2318 PANSEY STREET SW HUNTSVILLE, AL 35801 | AFLAC | $150 | $6 | $156 | 3.48% |
| ANGELA KAYE DOWDY | 18837 CANOEBROOK LN TONEY, AL 35773 | AFLAC | $101 | $2 | $103 | 2.30% |
| GREGORY REYNOLDS | 201 BRIARWOOD DRIVE KILLEN, AL 35645 | AFLAC | $32 | — | $32 | 0.71% |
| RONALD E KIRKLAND Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $25 | $2 | $27 | 0.60% |
| MICHAEL SHANE KIRKLAND | 327 S WALNUT STREET FLORENCE, AL 35630 | AFLAC | $16 | — | $16 | 0.36% |
| JOSEPH P CALARCO Filed as: JOSEPH N. MCBRIDE | 106 AMY LANE MUSCLE SHOALS, AL 35661 | AFLAC | $3 | — | $3 | 0.07% |
| BARRY BRYAN | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | AFLAC | $148 | — | $148 | 4.41% |
| ANGELA KAYE DOWDY | 18837 CANOEBROOK LN TONEY, AL 35773 | AFLAC | $61 | — | $61 | 1.82% |
| TRINITY BENEFIT SOLUTIONS | 2318 PANSEY STREET SW HUNTSVILLE, AL 35801 | AFLAC | $57 | — | $57 | 1.70% |
| SAIC INC | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $34 | — | $34 | 1.01% |
| JOSEPH P CALARCO Filed as: JOSEPH N. MCBRIDE | 106 AMY LANE MUSCLE SHOALS, AL 35661 | AFLAC | $24 | — | $24 | 0.72% |
| SACHIKO BASDEN | PO BOX 235 BATESVILLE, IN 47006 | AFLAC | $23 | — | $23 | 0.69% |
| RONALD E KIRKLAND Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $15 | — | $15 | 0.45% |
| CHRISTOPHER C HAYWARD | PO BOX 30668 PLAM BEACH GARDENS, FL 33420 | AFLAC | $8 | — | $8 | 0.24% |
| TERESA A RUCKER | 6248 BORDEAUX CIRCLE SANFORD, FL 32771 | AFLAC | $6 | — | $6 | 0.18% |
| JOHN TODD LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $3 | — | $3 | 0.09% |
| LASHONDA P HAYES | PO BOX 2561 TONEY, AL 35773 | AFLAC | $3 | — | $3 | 0.09% |
| MKF & ASSOCIATES INC | 4505 PINE TREE CIRCLE STE 201 BIRMINGHAM, AL 35243 | AFLAC | $3 | — | $3 | 0.09% |
| STAN A SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | AFLAC | $3 | — | $3 | 0.09% |
| JAMES S. WARD | 106 MADISON VILLAS WAY MADISON, AL 35758 | AFLAC | $2 | — | $2 | 0.06% |
| BRITTANY N TALLON | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $1 | — | $1 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 173 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 388 | $1.6M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 388 | $1.6M |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 308 | $101K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 308 | $101K |
| Short-term disability(4 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 308 | $180K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 388 | $1.6M |
| Other | BLUE CROSS BLUE SHIELD OF ALABAMA | 388 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 388 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.