| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARRY BRYAN3 Filed as: BARRY GANN BRYAN JR | 2318 PANSY STREET SW HUNTSVILLE, AL 35801 | PRINCIPAL LIFE INSURANCE COMPANY | $9K | $2K | $11K | 15.27% |
| BARRY BRYAN | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | AFLAC | $4K | — | $4K | 8.47% |
| CATHIE TATE | 110 SUMMER WIND CIR MADISON, AL 35758 | AFLAC | $1K | $4 | $1K | 2.64% |
| ANGELA KAYE DOWDY | 18837 CANOEBROOK LN TONEY, AL 35773 | AFLAC | $1K | $56 | $1K | 2.19% |
| TRINITIY BENEFIT SOLUTIONS | 2318 PANSEY STREET SW HUNTSVILLE, AL 35801 | AFLAC | $843 | $135 | $978 | 1.89% |
| CNL ENTERPRISES INC | PO BOX 2746 FLORENCE, AL 35630 | AFLAC | $782 | — | $782 | 1.51% |
| RONALD E KIRKLAND Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $672 | $56 | $728 | 1.40% |
| SAIC INC | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $555 | — | $555 | 1.07% |
| R AND L SUPPLEMENTAL BENEFITS INC | PO BOX 893 FLORENCE, AL 35631 | AFLAC | $327 | — | $327 | 0.63% |
| SAIC INC | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $263 | — | $263 | 0.51% |
| JOSEPH P CALARCO Filed as: JOSEPH N. MCBRIDE | 106 AMY LANE MUSCLE SHOALS, AL 35661 | AFLAC | $185 | — | $185 | 0.36% |
| JAMES S. WARD | 106 MADISON VILLAS WAY MADISON, AL 35758 | AFLAC | $180 | — | $180 | 0.35% |
| GREGORY REYNOLDS | 201 BRIARWOOD DRIVE KILLEN, AL 35645 | AFLAC | $82 | $1 | $83 | 0.16% |
| SACHIKO BASDEN | 230 BLDG 3 EAST GOODMAN ROAD STE 100 SOUTHAVEN, MS 38671 | AFLAC | $82 | — | $82 | 0.16% |
| SCOTT J RUSSELL Filed as: SCOTT J. RUSSELL | 15275 LOBLOLLY CT NORTHPORT, AL 35475 | AFLAC | $54 | — | $54 | 0.10% |
| JOHN TODD LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $48 | — | $48 | 0.09% |
| MICHAEL SHANE KIRKLAND | 327 S WALNUT STREET FLORENCE, AL 35630 | AFLAC | $28 | $1 | $29 | 0.06% |
| STAN A SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | AFLAC | $25 | — | $25 | 0.05% |
| JOEL SANDERS | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $23 | — | $23 | 0.04% |
| JOHN W AMOS | 10051 VETERANS PKWY 2B MIDLAND, GA 31820 | AFLAC | $23 | — | $23 | 0.04% |
| LYNNE HUDGINS MOORE | 8650 MINNIE BROWN ROAD STE 150 MONTGOMERY, AL 36117 | AFLAC | $23 | — | $23 | 0.04% |
| MICHAEL SHANE KIRKLAND | 137 PLANTATION DRIVE KILLEN, AL 35645 | AFLAC | $17 | — | $17 | 0.03% |
| CHRISTOPHER C HAYWARD | PO BOX 30668 PLAM BEACH GARDENS, FL 33420 | AFLAC | $7 | — | $7 | 0.01% |
| TERESA A RUCKER | 6248 BORDEAUX CIRCLE SANFORD, FL 32771 | AFLAC | $6 | — | $6 | 0.01% |
| JOSEPH E PUPEK JR | 327 S WALNUT STREET FLORENCE, AL 35630 | AFLAC | $3 | — | $3 | 0.01% |
| LASHONDA P HAYES | PO BOX 2561 TONEY, AL 35773 | AFLAC | $3 | — | $3 | 0.01% |
| MKF & ASSOCIATES INC | 4505 PINE TREE CIRCLE STE 201 BIRMINGHAM, AL 35243 | AFLAC | $3 | — | $3 | 0.01% |
| RHONDA I LOWERY | PO BOX 213 KILLEN, AL 35645 | AFLAC | $3 | — | $3 | 0.01% |
| BRITTANY N TALLON | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $1 | — | $1 | 0.00% |
| SUWAT ASSAWAMATIYANONT | 1800 NE 48 CT FORT LAUDERDALE, FL 33308 | AFLAC | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 302 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 302 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 344 | $1.4M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 344 | $1.4M |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 218 | $74K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 218 | $74K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 218 | $126K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 344 | $1.4M |
| Other | BLUE CROSS BLUE SHIELD OF ALABAMA | 344 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 344 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.