| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES I | 9648 KINGSTONE PARKWAY SUITE 8 KNOXVILLE, TN 37922 | SYMETRA LIFE INSURANCE COMPANY | $145K | — | $145K | 10.74% |
| ASSURED INSURANCE CONSULTANTS LLC3 Filed as: ASSURED INSURANCE CONSULTANS LLC | 127 W HWY 25/70 SUITE A DANDRIDGE, TN 37725 | SYMETRA LIFE INSURANCE COMPANY | $101K | — | $101K | 7.50% |
| GROUP INSURANCE SERVICES INC3 | 1 CAMERON HILL CIRCLE CHATTANOOGA, TN 37402 | SYMETRA LIFE INSURANCE COMPANY | $30K | — | $30K | 2.25% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | SYMETRA LIFE INSURANCE COMPANY | $24K | — | $24K | 1.76% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | PO BOX 632886 CINCINATTI, OH 45263 | PRINCIPAL LIFE INSURANCE COMPANY | $18K | $2K | $21K | 4.25% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTONA, GA 30115 | PRINCIPAL LIFE INSURANCE COMPANY | — | $20K | $20K | 4.04% |
| ASSURED INSURANCE CONSULTANTS LLC3 | 127 W HWY 25/70 SUITE A DANDRIDGE, TN 37725 | PRINCIPAL LIFE INSURANCE COMPANY | $18K | — | $18K | 3.82% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20K | — | $20K | 11.82% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 W. 47TH STREET SUITE 100 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15K | — | $15K | 9.10% |
| ASSURED INSURANCE CONSULTANTS LLC3 Filed as: ASSURED INSURANCE CONSULTANTS, LLC | 127 W HWY 25/70 SUITE A DANDRIDGE, TN 37725 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15K | — | $15K | 8.72% |
| TAYLOR THIGPEN3 | 605 COMMODORE LANE KNOXVILLE, TN 37934 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 4.40% |
| ETHAN GREER3 | 558 CLINGMANS LANE CHATTANOOGA, TN 37419 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.21% |
| JOHNATHAN TYLER AKERS3 | PO BOX 875 WATKINSVILLE, GA 30677 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.18% |
| MOLLIE L ZIGELNIK3 | PO BOX 6695 SEVIERVILLE, TN 37864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.74% |
| JOHN DOMEIER3 Filed as: JOHN HALE DOMEIER | 720 17TH AVE NORTH SAINT PETERSBURG, FL 33704 | CONTINENTAL AMERICAN INSURANCE COMPANY | $270 | — | $270 | 0.16% |
| DARRELL STANLEY BRANDIMORE3 | 1720 BRIGHTWTERS BLVD NE SAINT PETERSBURG, FL 33704 | CONTINENTAL AMERICAN INSURANCE COMPANY | $90 | — | $90 | 0.05% |
| TIMOTHY CHAPPELL3 | 522 ROCK SPRINGS ROAD WATERTOWN, TN 37184 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 W 47TH STREET SUITE 1100 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 9.35% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS CONSULTANTS, LLC | 127 W HIGHWAY 25/70 SUITE A DANDRIDGE, TN 37725 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 5.76% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 4.03% |
| TAYLOR THIGPEN3 | 605 COMMODORE LANE KNOXVILLE, TN 37934 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.26% |
| JONATHAN TYLER AKERS3 | 7212 DEER SPRINGS WAY POWELL, TN 37849 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.60% |
| ETHAN GREER3 | 558 CLINGMANS LANE CHATTANOOGA, TN 37419 | CONTINENTAL AMERICAN INSURANCE COMPANY | $516 | — | $516 | 0.63% |
| MOLLIE ZIGELNIK3 Filed as: MOLLIE L ZIGELINK | PO BOX 6695 SEVIERVILLE, TN 37864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $204 | — | $204 | 0.25% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 W 47TH STREET SUITE 1100 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 14.12% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS CONSULTANTS, LLC | 127 W HIGHWAY 25/70 SUITE A DANDRIDGE, TN 37725 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 7.47% |
| TAYLOR THIGPEN3 | 605 COMMODORE LANE KNOXVILLE, TN 37934 | CONTINENTAL AMERICAN INSURANCE COMPANY | $722 | — | $722 | 4.46% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $418 | — | $418 | 2.58% |
| ETHAN GREER3 | 558 CLINGMANS LANE CHATTANOOGA, TN 37419 | CONTINENTAL AMERICAN INSURANCE COMPANY | $198 | — | $198 | 1.22% |
| MOLLIE ZIGELNIK3 Filed as: MOLLIE L ZIGELINK | PO BOX 6695 SEVIERVILLE, TN 37864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $97 | — | $97 | 0.60% |
| JONATHAN TYLER AKERS3 | PO BOX 875 WATKINSVILLE, GA 30677 | CONTINENTAL AMERICAN INSURANCE COMPANY | $59 | — | $59 | 0.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,265 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 2,020 | $483K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 2,020 | $483K |
| Life insurance(2 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 4,265 | $1.8M |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 4,265 | $1.3M |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 4,265 | $1.3M |
| Other(4 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 4,265 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,265 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.