| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE SVCS INC | 9648 KINGSTON PK SUITE 8 KNOXVILLE, TX 37922 | SYMETRA LIFE INSURANCE COMPANY | $65K | — | $65K | 7.50% |
| ASSURED INSURANCE CONSULTANTS LLC3 Filed as: ASSURED INSURANCE CONSULTANS LLC | 127 W HWY 25/70 SUITE A DANDRIDGE, TN 37725 | SYMETRA LIFE INSURANCE COMPANY | $65K | — | $65K | 7.50% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | SYMETRA LIFE INSURANCE COMPANY | $44K | — | $44K | 5.00% |
| GROUP INSURANCE SERVICES INC3 | 1 CAMERON HILL CIRCLE CHATTANOOGA, TN 37402 | SYMETRA LIFE INSURANCE COMPANY | $20K | — | $20K | 2.25% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTONA, GA 30115 | PRINCIPAL LIFE INSURANCE COMPANY | — | $18K | $18K | 4.00% |
| ASSURED INSURANCE CONSULTANTS LLC3 | 127 W HWY 25/70 SUITE A DANDRIDGE, TN 37725 | PRINCIPAL LIFE INSURANCE COMPANY | $17K | — | $17K | 3.79% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 W 47TH ST STE 1100, KANSAS CITY KANSAS CITY, MO 64112 | PRINCIPAL LIFE INSURANCE COMPANY | $17K | — | $17K | 3.79% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23K | — | $23K | 47.30% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | PO BOX 632886 CINCINNATI, OH 45263 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17K | — | $17K | 34.51% |
| ASSURED INSURANCE CONSULTANTS LLC3 Filed as: ASSURED INSURANCE CONSULTANTS, LLC | 127 W HWY 25/70 SUITE A DANDRIDGE, TN 37725 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15K | — | $15K | 29.76% |
| JOHNATHAN TYLER AKERS3 | 7212 DEER SPRINGS WAY POWELL, TN 37849 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 11.61% |
| MOLLIE L ZIGELNIK3 | 1204 RACHEL ST SEVIERVILLE, TN 37876 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 8.25% |
| TAYLOR THIGPEN3 | 605 COMMODORE LANE KNOXVILLE, TN 37934 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 7.73% |
| JOHN DOMEIER3 Filed as: JOHN HALE DOMEIER | 720 17TH AVE NORTH SAINT PETERSBURG, FL 33704 | CONTINENTAL AMERICAN INSURANCE COMPANY | $89 | — | $89 | 0.18% |
| DARRELL STANLEY BRANDIMORE3 | 1720 BRIGHTWTERS BLVD NE SAINT PETERSBURG, FL 33704 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | 0.13% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 37.57% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 W 47TH STREET SUITE 1100 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 26.41% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS CONSULTANTS, LLC | 127 W HIGHWAY 25/70 SUITE A DANDRIDGE, TN 37725 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 20.85% |
| MOLLIE ZIGELNIK3 Filed as: MOLLIE L ZIGELINK | PO BOX 6695 SEVIERVILLE, TN 37864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 9.35% |
| TAYLOR THIGPEN3 | 605 COMMODORE LANE KNOXVILLE, TN 37934 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 5.87% |
| JONATHAN TYLER AKERS3 | 7212 DEER SPRINGS WAY POWELL, TN 37849 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 5.79% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 22.68% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 W 47TH STREET SUITE 1100 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 18.85% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS CONSULTANTS, LLC | 127 W HIGHWAY 25/70 SUITE A DANDRIDGE, TN 37725 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 18.70% |
| MOLLIE ZIGELNIK3 Filed as: MOLLIE L ZIGELINK | PO BOX 6695 SEVIERVILLE, TN 37864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $453 | — | $453 | 8.26% |
| TAYLOR THIGPEN3 | 605 COMMODORE LANE KNOXVILLE, TN 37934 | CONTINENTAL AMERICAN INSURANCE COMPANY | $235 | — | $235 | 4.29% |
| JONATHAN TYLER AKERS3 | 7212 DEER SPRINGS WAY POWELL, TN 37849 | CONTINENTAL AMERICAN INSURANCE COMPANY | $146 | — | $146 | 2.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,263 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 1,922 | $443K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 1,922 | $443K |
| Life insurance(2 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 3,263 | $1.3M |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 3,263 | $872K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 3,263 | $872K |
| Other(4 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 3,773 | $954K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,773 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.