| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PRICE & RAMEY3 Filed as: PRICE & RAMEY INC | 1524 BRIDGEWATER LANE, SUITE 101 KINGSPORT, TN 37660 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $147K | $0 | $147K | 7.25% |
| ASSURED INSURANCE CONSULTANTS LLC3 Filed as: ASSURED INSURANCE CONSULTANTS, LLC | 1108 GATEWAY SERVICE PARK RD MORRISTOWN, TN 37813 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $19K | $0 | $19K | 0.92% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES | PO BOX 632886 CINCINNATI, OH 452632886 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $19K | $0 | $19K | 0.92% |
| PRICE & RAMEY3 Filed as: PRICE & RAMEY INSURANCE | 1524 BRIDGEWATER LANE, SUITE 101 KINGSPORT, TN 37660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $17K | $0 | $17K | 12.06% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE SVCS INC | PO BOX 632886 CINCINNATI, OH 452632886 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.47% |
| ASSURED INSURANCE CONSULTANTS LLC3 | 1108 GATEWAY SERVICE PARK RD MORRISTOWN, TN 37813 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.47% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | PO BOX 11229 COLUMBIA, SC 29211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 1.37% |
| PRICE & RAMEY3 Filed as: PRICE & RAMEY INC | 1524 BRIDGEWATER LN, STE 101 KINGSPORT, TN 37660 | PRINCIPAL LIFE INSURANCE COMPANY | $13K | $0 | $13K | 13.20% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES INC | PO BOX 632886 CINCINNATI, OH 452632886 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 4.15% |
| PRICE & RAMEY3 Filed as: PRICE & RAMEY INSURANCE | 1524 BRIDGEWATER LANE, SUITE 101 KINGSPORT, TN 37660 | HARTFORD LIFE AND ACCIDENT | $9K | $0 | $9K | 10.35% |
| PRICE & RAMEY3 Filed as: PRICE & RAMEY INSURANCE | 1524 BRIDGEWATER LANE, SUITE 101 KINGSPORT, TN 37660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $0 | $10K | 11.92% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE SVCS INC | PO BOX 632886 CINCINNATI, OH 452632886 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.54% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | PO BOX 11229 COLUMBIA, SC 29211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.44% |
| ASSURED INSURANCE CONSULTANTS LLC3 | 1108 GATEWAY SERVICE PARK RD MORRISTOWN, TN 37813 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.31% |
| PRICE & RAMEY3 Filed as: PRICE & RAMEY INSURANCE | 1524 BRIDGEWATER LANE, SUITE 101 KINGSPORT, TN 37660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $0 | $10K | 11.98% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE SVCS INC | PO BOX 632886 CINCINNATI, OH 452632886 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.51% |
| ASSURED INSURANCE CONSULTANTS LLC3 | 1108 GATEWAY SERVICE PARK RD MORRISTOWN, TN 37813 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.51% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | PO BOX 11229 COLUMBIA, SC 29211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.41% |
| PRICE & RAMEY3 Filed as: PRICE & RAMEY INSURANCE | 1524 BRIDGEWATER LANE, SUITE 101 KINGSPORT, TN 37660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 12.46% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE SVCS INC | PO BOX 632886 CINCINNATI, OH 452632886 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $351 | $0 | $351 | 1.27% |
| ASSURED INSURANCE CONSULTANTS LLC3 | 1108 GATEWAY SERVICE PARK RD MORRISTOWN, TN 37813 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $350 | $0 | $350 | 1.27% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | PO BOX 11229 COLUMBIA, SC 29211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $327 | $327 | 1.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,167 | $2.0M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,167 | $2.0M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,167 | $2.0M |
| Life insurance(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 1,194 | $218K |
| Short-term disability(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 341 | $335K |
| Long-term disability(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 340 | $271K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,167 | $2.0M |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 1,194 | $204K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.