No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INC EIN 34-1479833 NONE | Investment advisory (participants); Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Recordkeeping fees Service code 15 | — | $652K |
| AMERICAN TRUST COMPANY EIN 62-0951563 NONE | Investment management; Direct payment from the plan Service code 28 | — | $278K |
| FISHER INVESTMENTS EIN 20-2480800 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $89K |
| NEW ENGLAND PENSION CONSULTANTS,INC EIN 04-2927339 NONE | Investment management; Direct payment from the plan Service code 28 | — | $86K |
| NORTH PIER FIDUCIARY MANAGEMEN EIN 26-3521867 NONE | Investment management; Direct payment from the plan Service code 28 | — | $82K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 NONE | Shareholder servicing fees; Securities brokerage commissions and fees; Float revenue; Direct payment from the plan; Securities brokerage Service code 33 | — | $14K |
| EVERGREEN ADVISORS LLC EIN 80-0270035 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $12K |
| CHARLES SCHWAB & CO. INC. AND AFFIL | Shareholder servicing fees Service code 59 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,041 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,020 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 104 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 8,165 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | GENWORTH LIFE AND ANNUITY INSURANCE COMPANY | 3 | $0 |
| Other | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 902 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 902 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.