No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SCHWAB RETIREMENT PLAN SVCS, INC. EIN 34-1479833 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Recordkeeping fees Service code 15 | — | $361K |
| UNIFIED TRUST COMPANY, NA EIN 61-1256314 NONE | Direct payment from the plan; Investment management Service code 28 | — | $286K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 NONE | Direct payment from the plan; Shareholder servicing fees; Float revenue; Securities brokerage; Securities brokerage commissions and fees Service code 33 | — | $34K |
| CHARLES SCHWAB BANK EIN 42-1558009 NONE | Trustee (directed); Other services; Float revenue; Investment management fees paid indirectly by plan; Direct payment from the plan Service code 25 | — | $28 |
| CHARLES SCHWAB & CO AND AFFILIATES | Shareholder servicing fees Service code 59 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,319 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 789 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 71 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 7,179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | GE LIFE AND ANNUITY | 6 | $1K |
| Other | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.