No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INC EIN 34-1479833 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Investment advisory (participants); Recordkeeping fees Service code 15 | — | $588K |
| AMERICAN TRUST COMPANY EIN 62-0951563 NONE | Investment management; Direct payment from the plan Service code 28 | — | $284K |
| FISHER INVESTMENTS EIN 20-2480800 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $69K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 NONE | Float revenue; Securities brokerage commissions and fees; Direct payment from the plan; Shareholder servicing fees; Securities brokerage Service code 33 | — | $10K |
| EVERGREEN ADVISORS LLC EIN 80-0270035 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $8K |
| CHARLES SCHWAB & CO. INC. AND AFFIL | Shareholder servicing fees Service code 59 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,084 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,141 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 105 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 8,330 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | GENWORTH LIFE AND ANNUITY INSURANCE COMPANY | 1 | $0 |
| Other | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 986 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 986 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.