| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 200 E RANDOLPH ST 10TH FLOOR CHICAGO, IL 60673 | THE GUARDIAN LIFE INSNURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 2.48% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 28290 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $23K | $0 | $23K | 15.00% |
| JOHANA IRAIDA OSUNA MONTIEL3 | AND OTHER VARIOUS BROKERS 5413 54TH WAY WEST PALM BEACH, FL 33409 | AFLAC | $5K | $54 | $5K | 6.65% |
| L A D FINANCIAL CORP3 | 13308 ALTON RD PALM BEACH GARDENS, FL 33418 | AFLAC | $4K | $158 | $4K | 5.57% |
| AILEEN KEENAN3 | 9603 NW 36TH CT CORAL SPRINGS, FL 33065 | AFLAC | $3K | $608 | $4K | 4.79% |
| ORTIS ENTERPRISES INC3 | 14551 S TRAVEL DR UNIT 432 DRAPER, UT 84020 | AFLAC | $758 | $142 | $900 | 1.18% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $1K | $9K | 12.53% |
| MAHONEY AND ASSOCIATES3 | 1 MONARCH PL STE 1840 SPRINGFIELD, MA 01144 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $0 | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,492 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,492 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 149 | $76K |
| Dental | THE GUARDIAN LIFE INSNURANCE COMPANY OF AMERICA | 1,020 | $336K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,482 | $70K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,492 | $155K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,456 | $642K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,492 | $155K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,492 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.