| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 1001 BRICKELL BAY DR., FLOOR 10 MIAMI, FL 331314915 | BLUE CROSS BLUE SHIELD OF FLORIDA | $148K | — | $148K | 4.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 200 E RANDOLPH STREET 10TH FLOOR CHICAGO, IL 60601 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 2.99% |
| L A D FINANCIAL CORP3 | 3800 N OCEAN DRIVE APT 1450 SINGER ISLAND, FL 33404 | AFLAC | $7K | $389 | $7K | 7.12% |
| BROOKS VENTURES INC3 | 7111 NW 46TH COURT LAUDERHILL, FL 33319 | AFLAC | $4K | — | $4K | 3.86% |
| ORTS ENTERPRISES INC3 | 8350 SANDS POINT BOULEVARD E106 TAMARAC, FL 33321 | AFLAC | $4K | $156 | $4K | 3.76% |
| STEVE SERVI3 | 6421 CONGRESS AVENUE SUITE 100 BOCA RATON, FL 33497 | AFLAC | $2K | $109 | $2K | 1.77% |
| AILEEN KEENAN3 | 9603 NW 36TH COURT CORAL SPRINGS, FL 33065 | AFLAC | $2K | $179 | $2K | 1.66% |
| RND FINANCIAL ASSOCIATES INC3 | 12103 SW BAYBERRY AVENUE PORT ST. LUCIE, FL 34987 | AFLAC | $489 | — | $489 | 0.48% |
| ROBERT HUNTER WHITTINGTON3 Filed as: ROBERT CLAYTON | 3208 NW 23RD COURT BOCA RATON, FL 33431 | AFLAC | $278 | $72 | $350 | 0.35% |
| ALFRED RIETKERK3 | 3120 NE 47TH STREET FORT LAUDERDALE, FL 33308 | AFLAC | $256 | — | $256 | 0.25% |
| JAVIER ORTIZ3 | 165 NE 96TH STREET MIAMI SHORES, FL 33138 | AFLAC | $107 | $43 | $150 | 0.15% |
| ARASAY LOPEZ3 | 17000 NW 89TH AVENUE HIALEAH, FL 33018 | AFLAC | $111 | — | $111 | 0.11% |
| DIANA WECHSLER3 | 1110 NW 96TH TERRACE PEMBROKE PINES, FL 33024 | AFLAC | $92 | $10 | $102 | 0.10% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $60 | — | $60 | 0.06% |
| MANUELA LLINAS OCHOA3 | 901 CYPRESS GROVE DRIVE 203 POMPANO BEACH, FL 33069 | AFLAC | $59 | — | $59 | 0.06% |
| INFINITY BENEFIT SOLUTIONS INC3 | 7962 NW 7TH COURT PLANTATION, FL 33324 | AFLAC | $54 | — | $54 | 0.05% |
| IRENE SHULGIN3 | 2663 RIO DE JANIERO AVENUE HOLLYWOOD, FL 33026 | AFLAC | $51 | — | $51 | 0.05% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMASON, GA 30824 | AFLAC | $47 | — | $47 | 0.05% |
| JAMES THARP3 | 12472 W ATLANTIC BOULEVARD CORAL SPRINGS, FL 33071 | AFLAC | $45 | — | $45 | 0.04% |
| KATTY W COHEN3 Filed as: KATTY COHEN | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $40 | — | $40 | 0.04% |
| JOY L CRENSHAW3 Filed as: JOY CRENSHAW | 19170 WESTBROOK DRIVE BOCA RATON, FL 33434 | AFLAC | $35 | — | $35 | 0.03% |
| MICHAEL SCHLIMOWITZ3 Filed as: MICHAEL SHLIMOWITZ | 2663 RIO DE JANEIRO AVENUE HOLLYWOOD, FL 33026 | AFLAC | $34 | — | $34 | 0.03% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $31 | — | $31 | 0.03% |
| REHANNA PAPANEK3 | 10755 NW 18TH COURT CORAL SPRINGS, FL 33071 | AFLAC | $29 | — | $29 | 0.03% |
| SUE EUSEPI AND ASSOC INC3 Filed as: SUE EUSEPI AND ASSOCIATES INC | PO BOX 631 JUPITER, FL 33468 | AFLAC | $22 | — | $22 | 0.02% |
| SUWAT ASSAWAMATIYANONT3 | 1600 NE 48TH COURT FORT LAUDERDALE, FL 33308 | AFLAC | $17 | $4 | $21 | 0.02% |
| VINCENT HYLTON3 | 375 WEST DAYTON CIRCLE FT LAUDERDALE, FL 33312 | AFLAC | $16 | — | $16 | 0.02% |
| JACOB DUBE3 | 8350 SANDS POINT BOULEVARD APARTMENT E106 TAMARAC, FL 33321 | AFLAC | $15 | — | $15 | 0.01% |
| OMAR D DOTTO2 Filed as: OMAR DOTTO | 1235 SUMMERWOOD CIRCLE WELLINGTON, FL 33414 | AFLAC | $15 | — | $15 | 0.01% |
| V V BENEFIT SOLUTIONS INC3 Filed as: V. V. BENEFIT SOLUTIONS INC | 15704 75TH LANE N LOXAHATCHEE, FL 33470 | AFLAC | $14 | — | $14 | 0.01% |
| DEXTER ANTONIO HARRIS3 Filed as: DEXTER HARRIS | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $12 | — | $12 | 0.01% |
| DARLENE SANDERS3 | 1701 VILLAGE BOULEVARD APARTMENT 305 WEST PALM BEACH, FL 33400 | AFLAC | $10 | — | $10 | 0.01% |
| SOPHIA OSBORNE3 | 850 SUNSET DRIVE W HAMILTON, GA 31811 | AFLAC | $10 | — | $10 | 0.01% |
| LELAND E MCCRAVY3 Filed as: LELAND MCCRAVY | 9736 SPYGLASS DRIVE VILLA RICA, GA 30180 | AFLAC | $10 | — | $10 | 0.01% |
| KENNETH S BAKER3 Filed as: KENNETH BAKER | 367 HERITAGE OVERLOOK WOODSTOCK, GA 30188 | AFLAC | $8 | $2 | $10 | 0.01% |
| LANCE E SULLIVAN3 Filed as: LANCE SULLIVAN | 2105 LAVERS CIRCLE APARTMENT 211 DELRAY BEACH, FL 33444 | AFLAC | $8 | — | $8 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 Filed as: FRANK SOBOCINSKI | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | AFLAC | $6 | $2 | $8 | 0.01% |
| MARVIN STONE3 | 5876 REGAL GLEN DRIVE APARTMENT 203 BOYNTON BEACH, FL 33437 | AFLAC | $6 | — | $6 | 0.01% |
| MOLLY SCHIBLY CATALDO3 Filed as: MOLLY CATALDO | 2011 NE 59TH COURT FT LAUDERDALE, FL 33308 | AFLAC | $6 | — | $6 | 0.01% |
| JOSEPH GLENN EVANS3 Filed as: JOSEPH EVANS SR | 4312 DIAMOND TERRACE WESTON, FL 33331 | AFLAC | $6 | — | $6 | 0.01% |
| PATRICIA ACKERMAN3 | 1863 NW 96TH AVENUE PLANTATION, FL 33322 | AFLAC | $6 | — | $6 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NE 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $4 | $2 | $6 | 0.01% |
| MICHAEL A ORTIZ3 Filed as: MICHAEL ORTIZ | 3433 VOLTAIRE LANE ST. CHARLES, IL 60175 | AFLAC | $5 | — | $5 | 0.00% |
| CLAUDIA MELO3 | 1008 NE 24TH AVENUE HALLANDALE, FL 33009 | AFLAC | $5 | — | $5 | 0.00% |
| JUAN C FERLINI3 Filed as: JUAN FERLINI | 13826 CHRISTIAN BARRETT DRIVE MOORPARK, CA 93021 | AFLAC | $4 | — | $4 | 0.00% |
| HAROLD L STAFFORD3 Filed as: HAROLD STAFFORD | 15655 77TH TRAIL N PALM BEACH GARDENS, FL 33418 | AFLAC | $4 | — | $4 | 0.00% |
| DE VITA B MCKENZIE3 Filed as: DE VITA MCKENZIE | 110 SE 6TH STREET SUITE 1700 FT LAUDERDALE, FL 33301 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES W BENCIN3 Filed as: JAMES BENCIN | 11 SHELDRAKE LANE WEST PALM BEACH, FL 33418 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID S MORRIS3 Filed as: DAVID MORRIS | 10519 WHEELHOUSE CIRCLE BOCA RATON, FL 33428 | AFLAC | $2 | — | $2 | 0.00% |
| THOMAS R BAILEY3 Filed as: THOMAS BAILEY | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $1 | — | $1 | 0.00% |
| MARIA ORBE3 Filed as: MARIA ORSE | 8362 PINES BOULEVARD SUITE 250 PEMBROKE PINES, FL 33024 | AFLAC | $1 | — | $1 | 0.00% |
| MJ INSURANCE3 Filed as: OTHER VARIOUS AGENTS | 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $1 | — | $1 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | P.O. BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $705 | $9K | 16.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - MIAMI | PO BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $1K | $4K | 10.10% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 200 EAST RANDOLPH STREET CHICAGO, IL 60601 | NATIONAL VISION ADMINISTRATORS, L.L.C. | $4K | — | $4K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 971 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 976 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 807 | $3.7M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 660 | $272K |
| Vision | NATIONAL VISION ADMINISTRATORS, L.L.C. | 692 | $43K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 971 | $101K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 807 | $3.7M |
| Other(4 contracts, 3 carriers) | AFLAC | 971 | $210K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 971 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.