| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 1001 BRICKELL BAY DR., FLOOR 10 MIAMI, FL 331314915 | BLUE CROSS BLUE SHIELD OF FLORIDA | $132K | $0 | $132K | 4.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 200 E RANDOLPH STREET 10TH FLOOR CHICAGO, IL 60601 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $5K | $9K | 10.17% |
| LAD FINANCIAL CORP3 Filed as: LAD FINANCIAL CORP. | 605 HERMITAGE CIRCLE PALM BEACH GARDENS, FL 33410 | AFLAC | $6K | $449 | $6K | 8.95% |
| AILEEN KEENAN3 | 9603 NW 36TH COURT CORAL SPRINGS, FL 33065 | AFLAC | $2K | $244 | $3K | 3.48% |
| ORTS ENTERPRISES INC3 | 8350 SANDS POINT BOULEVARD E106 TAMARAC, FL 33321 | AFLAC | $2K | $66 | $2K | 2.24% |
| ROBERT HUNTER WHITTINGTON3 Filed as: ROBERT WAYNE CLAYTON | 3208 NW 23RD COURT FT LAUDERDALE, FL 33431 | AFLAC | $1K | $0 | $1K | 1.67% |
| STEVE D SERVI3 | 1451 W CYPRESS CREEK ROAD SUITE 300 FT LAUDERDALE, FL 33309 | AFLAC | $911 | $131 | $1K | 1.44% |
| ALFRED RIETKERK3 | 3120 NE 47TH STREET FORT LAUDERDALE, FL 33308 | AFLAC | $284 | $136 | $420 | 0.58% |
| RND FINANCIAL ASSOCIATES INC3 | 5275 S ATLANTIC AVENUE APARTMENT 1006 NEW SMYRNA BEACH, FL 32169 | AFLAC | $409 | $0 | $409 | 0.56% |
| DIANA WECHSLER3 | 1110 NW 96TH TERRACE PEMBROKE PINES, FL 33024 | AFLAC | $318 | $0 | $318 | 0.44% |
| JAVIER ORTIZ3 | 165 NE 96TH STREET MIAMI SHORES, FL 33138 | AFLAC | $202 | $5 | $207 | 0.29% |
| LISA LYNN BONILLA3 | 2455 LINDELL BOULEVARD APARTMENT 3408 DELRAY BEACH, FL 33071 | AFLAC | $140 | $0 | $140 | 0.19% |
| REHANA PAPANEK3 | 10755 NW 18TH COURT CORAL SPRINGS, FL 33071 | AFLAC | $67 | $33 | $100 | 0.14% |
| V V BENEFIT SOLUTIONS INC3 Filed as: VV BENEFIT SOLUTIONS INC | 15704 75TH LANE N LOXAHATCHEE, FL 33470 | AFLAC | $65 | $0 | $65 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 355 SCOTT FARM DRIVE POWDER SPRINGS, GA 30127 | AFLAC | $54 | $0 | $54 | 0.07% |
| MANUELA LLINAS OCHOA3 | 901 CYPRESS GROVE DRIVE 203 POMPANO BEACH, FL 33069 | AFLAC | $50 | $0 | $50 | 0.07% |
| KENNETH S BAKER3 | 11770 HAYNES BRIDGE ROAD SUITE 205-213 ALPHARETTA, GA 30004 | AFLAC | $48 | $0 | $48 | 0.07% |
| INFINITY BENEFIT SOLUTIONS INC3 | 7962 NW 7TH COURT PLANTATION, FL 33324 | AFLAC | $46 | $0 | $46 | 0.06% |
| AMY ANDERSEN3 | 8050 MURANO CIRCLE PALM BEACH GARDENS, FL 33418 | AFLAC | $42 | $0 | $42 | 0.06% |
| RND FINANCIAL ASSOCIATES INC3 | 12103 SW BAYBERRY AVENUE PORT ST LUCIE, FL 34987 | AFLAC | $42 | $0 | $42 | 0.06% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $39 | $0 | $39 | 0.05% |
| JAMES THARP3 Filed as: JAMES A THARP | 12472 W ATLANTIC BOULEVARD CORAL SPRINGES, FL 33071 | AFLAC | $37 | $0 | $37 | 0.05% |
| JOY L CRENSHAW3 | 19170 WESTBROOK DRIVE BOCA RATON, FL 33434 | AFLAC | $29 | $0 | $29 | 0.04% |
| MICHEL SHLIMOWITZ3 Filed as: MICHEL SCHUMOWITZ | 2663 RIO DE JANEIRO AVENUE HOLLYWOOD, FL 33026 | AFLAC | $28 | $0 | $28 | 0.04% |
| VINCENT HYLTON3 Filed as: VINCENT J HYLTON | 375 WEST DAYTON CIRCLE FT LAUDERDALE, FL 33312 | AFLAC | $21 | $0 | $21 | 0.03% |
| JACOB DUBE3 | 8350 SANDS POINT BOULEVARD APARTMENT E106 TARMARAC, FL 33321 | AFLAC | $13 | $0 | $13 | 0.02% |
| MOLLY SCHIBLY CATALDO3 | 2119 NE 57TH STREET FT LAUDERDALE, FL 33308 | AFLAC | $9 | $0 | $9 | 0.01% |
| DARLENE SANDERS3 | 4142 HIBISCUS CIRCLE WEST PALM BEACH, FL 33409 | AFLAC | $9 | $0 | $9 | 0.01% |
| KENNETH S BAKER2 | 2239 SW MANELE PLACE PALM CITY, FL 34990 | AFLAC | $8 | $0 | $8 | 0.01% |
| SOPHIA OSBORNE3 Filed as: SOPHIA L OSBORNE | 650 SUNSET DRIVE W HAMITON, GA 31811 | AFLAC | $8 | $0 | $8 | 0.01% |
| ARASAY LOPEZ3 | 17000 NW 89TH AVENUE HIALEAH, FL 33018 | AFLAC | $8 | $0 | $8 | 0.01% |
| LELAND E MCCRAVY3 | 9736 SPYGLASS DRIVE VILLA RICA, GA 30180 | AFLAC | $8 | $0 | $8 | 0.01% |
| MARVIN STONE3 Filed as: MARVIN L STONE | 5876 REGAL GLEN DRIVE APARTMENT 203 BOYNTON BEACH, FL 33437 | AFLAC | $5 | $0 | $5 | 0.01% |
| JOSEPH GLENN EVANS3 Filed as: JOSEPH G EVANS SR | 4312 DIAMOND TERRACE WESTON, FL 33331 | AFLAC | $5 | $0 | $5 | 0.01% |
| KATTY W COHEN3 | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $3 | $0 | $3 | 0.00% |
| PATRICIA ACKERMAN3 | 1863 NW 96TH AVENUE PLANTATION, FL 33322 | AFLAC | $2 | $0 | $2 | 0.00% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $2 | $0 | $2 | 0.00% |
| SUE EUSEPI AND ASSOC INC3 Filed as: SUE EUSEPI AND ASSOCIATES INC | PO BOX 631 JUPITER, FL 33468 | AFLAC | $2 | $0 | $2 | 0.00% |
| CLAUDIA MELO3 | 100 NE 24TH AVENUE HALLANDALE, FL 33009 | AFLAC | $2 | $0 | $2 | 0.00% |
| OMAR D DOTTO3 | 1235 SUMMERWOOD CIRCLE WELLINGTON, FL 33414 | AFLAC | $1 | $0 | $1 | 0.00% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $1 | $0 | $1 | 0.00% |
| LANCE E SULLIVAN3 | 2105 LAVERS CIRCLE APARTMENT 211 DELRAY BEACH, FL 33444 | AFLAC | $1 | $0 | $1 | 0.00% |
| OMAR D DOTTO | — | AFLAC | — | — | $0 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | P.O. BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 15.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 200 EAST RANDOLPH STREET CHICAGO, IL 60601 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $4K | $0 | $4K | 10.00% |
| KELLEY J RHEAULT4 Filed as: KELLEY J. RHEAULT | 1499 S. FEDERAL HWY., UNIT 213 BOYNTON BEACH, FL 33435 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $831 | $0 | $831 | 26.05% |
| AKA SOLUTIONS INC4 Filed as: AKA SOLUTIONS INC. | 1499 S. FEDERAL HWY., UNIT 213 BOYNTON BEACH, FL 33435 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $64 | $0 | $64 | 2.01% |
| ROSA THOMPSON4 | 6716 SUSAN DR. DELTA, OH 44824 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $26 | $0 | $26 | 0.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 960 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 968 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 664 | $3.3M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 527 | $91K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 622 | $35K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 202 | $40K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 664 | $3.3M |
| Other(4 contracts, 4 carriers) | AFLAC | 650 | $123K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 664 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.