| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 | 2305 RIVER ROAD LOUISVILLE, KY 40206 | ANTHEM HEALTH PLANS OF KENTUCKY | $2K | $0 | $2K | 0.49% |
| ASSUREDPARTNERS3 | 2305 RIVER ROAD LOUISVILLE, KY 40206 | ANTHEM LIFE INSURANCE COMPANY | $573 | $0 | $573 | 0.49% |
| THOMAS W BOSTON3 Filed as: THOMAS A. MORRIS AND ASSOCIATES INC | 2322 PATCHEN WILKES DRIVE LEXINGTON, KY 40509 | AFLAC | $2K | $10 | $2K | 2.84% |
| ASSUREDPARTNERS3 | 5905 EAST GALBRAITH ROAD SUITE 5000 CINCINNATI, OH 45236 | AFLAC | $2K | $0 | $2K | 2.66% |
| MJ INSURANCE3 Filed as: CAREN OSTROWSKI AND VARIOUS AGENTS | 3167 CUSTER DRIVE, SUITE 104 LEXINGTON, KY 40517 | AFLAC | $947 | $2 | $949 | 1.67% |
| LAURA BETH KELLER3 | 2220 EXECUTIVE DRIVE, SUITE 204 LEXINGTON, KY 40505 | AFLAC | $853 | $6 | $859 | 1.51% |
| LAWRENCE TODD FUGATE3 | 2352 HARTLAND PARKSIDE DRIVE LEXINGTON, KY 40515 | AFLAC | $606 | $0 | $606 | 1.06% |
| CAREN OSTROWSKI3 Filed as: CAREN OSTROWKSI | 2551 CRUSADERS WAY LEXINGTON, KY 40509 | AFLAC | $409 | $4 | $413 | 0.73% |
| TYLER DECKER | 430 ENGINEER STREET CORBIN, KY 40701 | AFLAC | $339 | $0 | $339 | 0.60% |
| MARY DUFF3 | 1005 RICHMOND ROAD LEXINGTON, KY 40502 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $701 | $0 | $701 | 2.35% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVENUE, SUITE 201 RALEIGH, NC 27612 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $379 | $0 | $379 | 1.27% |
| ANNE OWENS3 Filed as: ANNE OWENS AND VARIOUS | 550 DAVISTOWN ROAD MIDWAY, KY 40347 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $260 | $0 | $260 | 0.87% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER AGY | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $176 | $0 | $176 | 0.59% |
| DARRELL L PATTON INSURANCE, INC.3 Filed as: DARRELL L PATTON | PO BOX 925 PRESTONBURG, KY 41653 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $109 | $0 | $109 | 0.37% |
| ASSUREDPARTNERS3 | 2416 SIR BARTON WAY LEXINGTON, KY 40509 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $91 | $0 | $91 | 0.31% |
| DEE ANN SLADE3 | 104 POTOMAC COURT FRANKFORT, KY 40601 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $83 | $0 | $83 | 0.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,174 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ANTHEM HEALTH PLANS OF KENTUCKY | 1,554 | $443K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY | 1,554 | $443K |
| Life insurance(3 contracts, 3 carriers) | ANTHEM LIFE INSURANCE COMPANY | 3,174 | $147K |
| Short-term disability | AFLAC | 49 | $57K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 3,174 | $117K |
| Other(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 3,174 | $174K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.