| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NORTH AMERICA ADMINISTRATORS, LP3 Filed as: NORTH AMERICA ADMINISTRATORS | 1826 ELM HILL PIKE NASHVILLE, TN 37210 | COMPANION LIFE INSURANCE COMPANY | $19K | — | $19K | 5.26% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKENS INSURANCE AGCY | 2305 RIVER ROAD LOUISVILLE, KY 40206 | ANTHEM HEALTH PLANS OF KENTUCKY | $23K | $9K | $32K | 12.30% |
| CREECH AND STAFFORD INS AGCY INC3 | 2416 SIR BARTON WAY STE 300 LEXINGTON, KY 40509 | ANTHEM HEALTH PLANS OF KENTUCKY | $22 | — | $22 | 0.01% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKENS INSURANCE AGCY | 2305 RIVER ROAD LOUISVILLE, KY 40206 | ANTHEM HEALTH PLANS OF KENTUCKY | $7K | — | $7K | 10.92% |
| CREECH AND STAFFORD INS AGCY INC3 | 2416 SIR BARTON WAY STE 300 LEXINGTON, KY 40509 | ANTHEM HEALTH PLANS OF KENTUCKY | — | — | $0 | 0.00% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKENS INSURANCE AGCY | 2305 RIVER ROAD LOUISVILLE, KY 40206 | ANTHEM HEALTH PLANS OF KENTUCKY | $5K | $2K | $7K | 12.14% |
| CREECH AND STAFFORD INS AGCY INC3 | 2416 SIR BARTON WAY STE 300 LEXINGTON, KY 40509 | ANTHEM HEALTH PLANS OF KENTUCKY | $5 | — | $5 | 0.01% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKENS INSURANCE AGCY | 2305 RIVER ROAD LOUISVILLE, KY 40206 | AFLAC | $6K | — | $6K | 13.64% |
| THOMAS A MORRIS AND ASSOC INC3 Filed as: THOMAS MORRIS AND ASSOC INC | 2322 PATCHEN WILKES DR LEXINGTON, KY 40509 | AFLAC | $4K | $31 | $4K | 10.12% |
| LAWRENCE TODD FUGATE3 | 2352 HARTLAND PARKSIDE DR LEXINGTON, KY 40515 | AFLAC | $2K | — | $2K | 3.80% |
| CAREN OSTROWSKI3 | 3167 CUSTER DR STE 104 LEXINGTON, KY 40517 | AFLAC | $879 | $6 | $885 | 2.17% |
| JOHN R HUGHES3 | 2841 BURNT MILL ROAD LEXINGTON, KY 40511 | AFLAC | $870 | — | $870 | 2.13% |
| LAURA BETH KELLER3 | 2220 EXECUTIVE DR STE 204 LEXINGTON, KY 40505 | AFLAC | $628 | $6 | $634 | 1.55% |
| TYLER DECKER3 | 4325 COBBLESTONE KNOLL DR LEXINGTON, KY 40515 | AFLAC | $627 | — | $627 | 1.54% |
| DEBRA SMART3 | 605 AUTUMNWOOD DRIVE RICHMOND, KY 40475 | AFLAC | $500 | — | $500 | 1.22% |
| LINDSEY HOSKINS3 | 782 VERMILLION PEAK PASS LEXINGTON, KY 40515 | AFLAC | $447 | — | $447 | 1.09% |
| CREECH AND STAFFORD INS AGCY INC3 | 2416 SIR BARTON WAY STE 300 LEXINGTON, KY 40509 | AFLAC | $293 | — | $293 | 0.72% |
| KEITH FRIZZELL3 | 1795 ALYSHEBA WAY STE 1204 LEXINGTON, KY 40509 | AFLAC | $81 | — | $81 | 0.20% |
| LESLIE K KIMBROUGH3 | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $79 | — | $79 | 0.19% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN JONES | 468 KECK CHURCH RD GRAY, KY 40734 | AFLAC | $58 | — | $58 | 0.14% |
| RAYE ANN THOMAS3 | 1600 JACKS CREEK PIKE LEXINGTON, KY 40515 | AFLAC | $34 | $16 | $50 | 0.12% |
| LAURA J NEWMAN-SUTER3 | 414 CHINOE RD LEXINGTON, KY 40502 | AFLAC | $49 | — | $49 | 0.12% |
| VONDA BLANCETT3 | 3529 WILLOW SPG LEXINGTON, KY 40509 | AFLAC | $38 | — | $38 | 0.09% |
| VICTORIA KENLEY3 | 9175 FORKLAND RD JUNCTION CITY, KY 40440 | AFLAC | $36 | — | $36 | 0.09% |
| REGINA K SANTANGELO3 Filed as: REGINA GWEN CALDWELL | 2046 SINKING CREEK RD LONDON, KY 40741 | AFLAC | $27 | — | $27 | 0.07% |
| RUEANN EMERSON3 | 11551 NUCKOLS RD STE P GLEN ALLEN, VA 23059 | AFLAC | $21 | — | $21 | 0.05% |
| JOSHUA C BURTON3 | 4550 MARSHALL RUN CIRCLE APT 308 GLEN ALLEN, VA 23059 | AFLAC | $21 | — | $21 | 0.05% |
| R AARON WRIGHT3 | 9200 SHELBYVILLE ROAD STE 605 LOUISVILLE, KY 40222 | AFLAC | $20 | — | $20 | 0.05% |
| BRIAN S MARTIN3 | 3280 BLAZER PARKWAY STE 201 LEXINGTON, KY 40509 | AFLAC | $12 | — | $12 | 0.03% |
| SUSAN M. HINKLE3 Filed as: SUSAN M HINKLE | 283 HYDE PARK LN CORBIN, KY 40701 | AFLAC | $12 | — | $12 | 0.03% |
| DEBORAH MCGREGOR ADDESSI3 | 1488 LEESTOWN RD LEXINGTON, KY 40511 | AFLAC | $9 | $3 | $12 | 0.03% |
| DALE I DAVIS3 | 1856 TRAVELLER RD LEXINGTON, KY 40504 | AFLAC | $9 | $3 | $12 | 0.03% |
| KRISTIANNA J FLY3 | PO BOX 206 NORTH MIDDLETOWN, KY 40357 | AFLAC | $8 | — | $8 | 0.02% |
| MARY CARMELA BERARDI3 Filed as: MARY CARMELA BERADI | 1795 ALYSHEBA WAY STE 1204 LEXINGTON, KY 40509 | AFLAC | $8 | — | $8 | 0.02% |
| CLIFFORD FRANKLIN BROOKS3 | 9200 SHELBYVILLE ROAD STE 605 LOUISVILLE, KY 40222 | AFLAC | $6 | — | $6 | 0.01% |
| BRADLEY L ELLIS3 | 7713 INDEPENDENCE PL CRESTWOOD, KY 40014 | AFLAC | $4 | — | $4 | 0.01% |
| DALE I DAVIS3 | 350 E SHORT ST NUMBER 416 LEXINGTON, KY 40507 | AFLAC | $3 | — | $3 | 0.01% |
| DAVID EMERSON3 Filed as: DAVID E EMERSON | 4820 LAKE BROOK DR STE 125 GLEN ALLEN, VA 23060 | AFLAC | $3 | — | $3 | 0.01% |
| DAVID A EMERSON3 | 11551 NUCKOLS RD STE P GLEN ALLEN, VA 23059 | AFLAC | $2 | — | $2 | 0.00% |
| MARY DUFF3 | 1005 RICHMOND RD LEXINGTON, KY 40502 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $905 | — | $905 | 2.72% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | 414 GALLIMORE ROAD GREENSBORO, NC 27409 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $468 | — | $468 | 1.41% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER AGY | 3931 S DIXIE DRIVE DAYTON, OH 45439 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $174 | — | $174 | 0.52% |
| DARRELL L PATTON INSURANCE, INC.3 Filed as: DARRELL PATTON | PO BOX 925 PRESTONBURG, KY 41653 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $153 | — | $153 | 0.46% |
| DEE ANN SLADE3 | 104 POTOMAC COURT FRANKFORT, KY 40601 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $100 | — | $100 | 0.30% |
| ANNE OWENS3 | 1516 DEER LAKE DRIVE LEXINGTON, KY 40515 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $86 | — | $86 | 0.26% |
| LERMAN VENTURES INC3 Filed as: LERMAN VENTURES | 2985 SURREY RIDGE ROAD CLARKSVILLE, TN 37043 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $70 | — | $70 | 0.21% |
| LISA R GRAVES3 | 1400 GLENNS CREEK RD FRANKFORT, KY 40601 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $56 | — | $56 | 0.17% |
| MARK HOLLAND3 | PO BOX 38366 GERMANTOWN, TN 38183 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $26 | — | $26 | 0.08% |
| BART GAUNT3 | 4021 ST GERMAINE CT LOUISVILLE, KY 40207 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $23 | — | $23 | 0.07% |
| JEFFREY ALAN BOSTON3 | 9700 STRUEH HENDRICKS RD EVANSVILLE, IN 47712 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $13 | — | $13 | 0.04% |
| BENEFIT SOLUTIONS INC3 Filed as: BENEFIT SOLUTIONS GROUP INC | 4021 ST GERMAINE CT LOUISVILLE, KY 40207 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $13 | — | $13 | 0.04% |
| FINCH INSURANCE GROUP LLC3 Filed as: FINCH INSURANCE GROUP | 3136 HYDE PARK DRIVE LEXINGTON, KY 40503 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $10 | — | $10 | 0.03% |
| CATHY M LERMAN3 | 2985 SURREY RIDGE ROAD CLARKSVILLE, TN 37043 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $8 | — | $8 | 0.02% |
| KAREN TOBIAS3 | 1366 DUNRAVEN DR MURFREESBORO, TN 37128 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $3 | — | $3 | 0.01% |
| ROBERT C RUSSELL3 | 6960 HWY 500 OWENSBORO, KY 42301 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $3 | — | $3 | 0.01% |
| CAROL LAMB3 | 309 FOX HARBOUR DRIVE LEXINGTON, KY 40517 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $2 | — | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,088 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,088 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ANTHEM HEALTH PLANS OF KENTUCKY | 766 | $259K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY | 589 | $62K |
| Life insurance(4 contracts, 4 carriers) | COMPANION LIFE INSURANCE COMPANY | 804 | $467K |
| Other | AFLAC | 106 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 804 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.