| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS GROUP OF LEXINGTON LLC3 | — | BAPTIST HEALTH PLAN | $37K | — | $37K | 3.34% |
| BENEFITS GROUP OF LEXINGTON LLC | 1080 WELLINGTON WAY LEXINGTON, KY 40513 | HARTFORD LIFE AND ACCIDENT | $13K | $7K | $20K | 14.57% |
| BENEFITS GROUP OF LEXINGTON LLC3 | — | DELTA DENTAL OF KENTUCKY | $6K | — | $6K | 5.98% |
| BENEFITS GROUP OF LEXINGTON LLC3 | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 8.79% |
| LIFETIME FINANCIAL GROWTH CO O3 Filed as: LIFETIME FIN GRWTH CO OF OHIO LLC | 224 BLVD OF THE ALLIES PITTSBURGH, PA 15222 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $34 | — | $34 | 0.18% |
| BENEFITS GROUP OF LEXINGTON LLC3 | 1080 WELLINGTON WAY LEXINGTON, KY 40513 | AFLAC | $1K | — | $1K | 5.82% |
| SUSAN MAE DANIEL3 Filed as: SUSAN HANDY | 1738 LOCH LEVEN CT ORANGE PARK, FL 32065 | AFLAC | $587 | — | $587 | 3.06% |
| ROGER BOUCHARD INSURANCE INC3 Filed as: ROGER BENNETT | 326 COLONY DR VERSAILLES, KY 40505 | AFLAC | $461 | — | $461 | 2.41% |
| LAURA BETH KELLER3 Filed as: LAURA KELLER | 2228 EXECUTIVE DR STE 204 LEXINGTON, KY 40505 | AFLAC | $175 | $22 | $197 | 1.03% |
| CURTIS SCHWARTZ3 | 2253 THUNDERSTICK DR STE 1104 LEXINGTON, KY 40505 | AFLAC | $150 | $22 | $172 | 0.90% |
| THOMAS W BOSTON3 Filed as: THOMAS A MORRIS AND ASSOCIATES INC. | 2322 PATCHEN WILKES DR LEXINGTON, KY 40509 | AFLAC | $127 | — | $127 | 0.66% |
| RPM LTD3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $85 | — | $85 | 0.44% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | PO BOX 273188 BOCA RATON, FL 33427 | AFLAC | $83 | — | $83 | 0.43% |
| R WRIGHT3 | 9200 SHELBYVILLE ROAD, SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $31 | $17 | $48 | 0.25% |
| LIB WILSON & ASSOCIATES, INC.3 Filed as: LIB WILSON & ASSOCIATES INC. | 214 EDGEWOOD DRIVE NICHOLASVILLE, KY 40356 | AFLAC | $36 | — | $36 | 0.19% |
| BROCK POWELL3 | 400 DABNEY DR APT 1 LEXINGTON, KY 40509 | AFLAC | $25 | — | $25 | 0.13% |
| RUEANN EMERSON3 | 4820 LAKE BROOK DR STE 125 GLEN ALLEN, VA 23060 | AFLAC | $23 | — | $23 | 0.12% |
| PAUL RICHARDSON3 | 529 W MAIN ST MOREHEAD, KY 40351 | AFLAC | $22 | — | $22 | 0.11% |
| DAVID EMERSON3 | 4820 LAKE BROOK DR STE 125 GLEN ALLEN, VA 23060 | AFLAC | $16 | — | $16 | 0.08% |
| BRYAN FISH3 Filed as: BRYAN FRIZZELL | 1795 ALYSHEBA WAY STE 1204 LEXINGTON, KY 40509 | AFLAC | $16 | — | $16 | 0.08% |
| ARTHUR PRIDDY3 | 214 LIBERTY RD JACKSON, TN 38305 | AFLAC | $12 | — | $12 | 0.06% |
| MICHAEL FATHERREE3 | 11876 MOORHEN CIR FORT WORTH, TX 76244 | AFLAC | $11 | — | $11 | 0.06% |
| JAMES WOFORD3 | 99 GRANDKIDS WAY MOREHEAD, KY 40351 | AFLAC | $3 | — | $3 | 0.02% |
| CHARLES THOMPSON3 Filed as: CHARLES EDDY | 421 REDDING RD APT 91 LEXINGTON, KY 40517 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 218 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BAPTIST HEALTH PLAN | 254 | $1.1M |
| Dental | DELTA DENTAL OF KENTUCKY | 332 | $97K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 102 | $19K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 444 | $154K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 444 | $135K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 444 | $135K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 444 | $154K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 444 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.