| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS GROUP OF LEXINGTON LLC | — | BAPTIST HEALTH PLAN | $33K | — | $33K | 2.60% |
| HOUCHENS INSURANCE GROUP INC | 1750 SCOTTSVILLE STE 4 BOWLING GREEN, KY 42104 | HARTFORD LIFE AND ACCIDENT | $7K | — | $7K | 5.57% |
| BENEFITS GROUP OF LEXINGTON LLC | — | HARTFORD LIFE AND ACCIDENT | $7K | — | $7K | 5.29% |
| HOUCHENS INSURANCE GROUP INC | 1240 FAIRWAY ST BOWLING GREEN, KY 40513 | DELTA DENTAL OF KENTUCKY | $3K | — | $3K | 3.09% |
| BENEFITS GROUP OF LEXINGTON LLC3 | — | DELTA DENTAL OF KENTUCKY | $3K | — | $3K | 2.88% |
| BENEFITS GROUP OF LEXINGTON LLC3 | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 4.75% |
| HOUCHENS INSURANCE GROUP INC3 | 109 INTERNATIONAL DRIVE, SUITE 101 FRANKLIN, TN 37067 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $809 | — | $809 | 3.51% |
| BENEFITS GROUP OF LEXINGTON LLC3 | — | AFLAC | $876 | — | $876 | 6.50% |
| SUSAN MAE DANIEL3 Filed as: SUSAN HANDY | — | AFLAC | $328 | — | $328 | 2.43% |
| ROGER BOUCHARD INSURANCE INC3 Filed as: ROGER BENNETT | — | AFLAC | $252 | — | $252 | 1.87% |
| LAURA BETH KELLER3 Filed as: LAURA KELLER | — | AFLAC | $134 | $13 | $147 | 1.09% |
| THOMAS W BOSTON3 Filed as: THOMAS A MORRIS AND ASSOCIATES INC. | — | AFLAC | $109 | — | $109 | 0.81% |
| BRYAN FISH3 Filed as: BRYAN FRIZZELL | — | AFLAC | $64 | $13 | $77 | 0.57% |
| RPM LTD3 | — | AFLAC | $61 | — | $61 | 0.45% |
| LESLIE K KIMBROUGH3 | — | AFLAC | $60 | — | $60 | 0.45% |
| COY BRYAN KERSEY3 | 3322 TISDALE RD LEXINGTON, KY 40503 | AFLAC | $44 | — | $44 | 0.33% |
| CURTIS SCHWARTZ3 Filed as: CURTIS SCHWARTZ INC | — | AFLAC | $41 | — | $41 | 0.30% |
| B ORELLA BENNETT3 | — | AFLAC | $32 | — | $32 | 0.24% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL KEITH RICHARDSON | — | AFLAC | $20 | — | $20 | 0.15% |
| DAVID A EMERSON3 | — | AFLAC | $14 | — | $14 | 0.10% |
| RUEANN EMERSON3 | — | AFLAC | $13 | — | $13 | 0.10% |
| R AARON WRIGHT3 | — | AFLAC | $11 | — | $11 | 0.08% |
| ARTHUR M PRIDDY3 | — | AFLAC | $11 | — | $11 | 0.08% |
| BROCK POWELL3 | 107 SOUTHERN BLVD STE 103A SAVANNAH, GA 31405 | AFLAC | $6 | — | $6 | 0.04% |
| CLIFFORD FRANKLIN BROOKS3 | — | AFLAC | $4 | — | $4 | 0.03% |
| KRISTIANNA J FLY3 | — | AFLAC | $4 | — | $4 | 0.03% |
| CURTIS SCHWARTZ3 | — | AFLAC | $3 | — | $3 | 0.02% |
| DAVID A EMERSON3 | — | AFLAC | $3 | — | $3 | 0.02% |
| BRADLEY L ELLIS3 | — | AFLAC | $3 | — | $3 | 0.02% |
| BRANDY ANN HARTIN3 | — | AFLAC | $3 | — | $3 | 0.02% |
| TANDRA FAYE FREED3 | — | AFLAC | $3 | — | $3 | 0.02% |
| MICHEAL W HART3 Filed as: MICHEAL FATHERREE | — | AFLAC | $2 | — | $2 | 0.01% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES CLAYTON WOFORD | — | AFLAC | $2 | — | $2 | 0.01% |
| THOMAS W BOSTON3 Filed as: THOMAS WORKMAN | — | AFLAC | $1 | — | $1 | 0.01% |
| GARY DWAYN CHAMBERS3 | — | AFLAC | $1 | — | $1 | 0.01% |
| REGINA K SANTANGELO3 Filed as: REGINA GWEN CALDWELL | — | AFLAC | $1 | — | $1 | 0.01% |
| JAMES M BROCK3 Filed as: JAMES BROCK | 301 W BRAODWAY BLVD JOHNSON CITY, IL 62951 | AFLAC | $1 | — | $1 | 0.01% |
| JEANNETTE E FATHERREE3 | — | AFLAC | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 265 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BAPTIST HEALTH PLAN | 257 | $1.3M |
| Dental | DELTA DENTAL OF KENTUCKY | 372 | $103K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 128 | $23K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 253 | $147K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 253 | $134K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 253 | $134K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 253 | $147K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 372 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.