| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OPTUM HEALTHCARE SOLUTIONS3 Filed as: OPTUM-HEALTH FINANCIAL SERVICES | 6300 OLSON MEMORIAL PARKWAY GOLDEN VALLEY, MN 55427 | UNIMERICA INSURANCE COMPANY | $432K | — | $432K | — |
| WESTLAKE FINANCIAL GROUP INC3 Filed as: WESTLAKE FINANCIAL GROUP | 2345 WAUKEGAN ROAD, SUITE 120 BANNOCKBURN, IL 60015 | UNIMERICA INSURANCE COMPANY | $341K | — | $341K | — |
| AULT INTERNATIONAL MEDICAL MGMT3 | 1491 POLARIS PARKWAY BOX 213 COLUMBUS, OH 43240 | UNIMERICA INSURANCE COMPANY | $33K | — | $33K | — |
| MEDIMPACT HEALTHCARE SYSTEMS, INC.3 | 10181 SCRIPPS GATEWAY COURT SAN DIEGO, CA 92131 | UNIMERICA INSURANCE COMPANY | $5K | — | $5K | — |
| BLUEGRASS FAMILY HEALTH3 | 651 PERIMETER DRIVE, SUITE 300 LEXINGTON, KY 40517 | UNIMERICA INSURANCE COMPANY | $4K | — | $4K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,452 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,456 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNIMERICA INSURANCE COMPANY | 1,456 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,456 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.