| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OPTUM HEALTHCARE SOLUTIONS3 Filed as: OPTUM-HEALTH FINANCIAL SERVICES | 6300 OLSON MEMORIAL PARKWAY MN010-W117 GOLDEN VALLEY, MN 55427 | UNIMERICA INSURANCE COMPANY | $445K | — | $445K | — |
| WESTLAKE FINANCIAL GROUP INC3 Filed as: WESTLAKE FINANCIAL GROUP, INC. | 2345 WAUKEGAN ROAD, SUITE 120 BANNOCKBURN, IL 60015 | UNIMERICA INSURANCE COMPANY | $292K | — | $292K | — |
| MEDIMPACT HEALTHCARE SYSTEMS, INC.3 | 10181 SCRIPPS GATEWAY COURT SAN DIEGO, CA 92131 | UNIMERICA INSURANCE COMPANY | $35K | — | $35K | — |
| AMERICAN HEALTH HOLDING3 | 100 WEST OLD WILSON BRIDGE ROAD WORTHINGTON, OH 43085 | UNIMERICA INSURANCE COMPANY | $34K | — | $34K | — |
| COOPERATIVE CARE3 | 217 SOUTH THIRD STREET DANVILLE, KY 40422 | UNIMERICA INSURANCE COMPANY | $11K | — | $11K | — |
| BLUEGRASS FAMILY HEALTH3 | 651 PERIMETER DRIVE, SUITE 300 LEXINGTON, KY 40517 | UNIMERICA INSURANCE COMPANY | $4K | — | $4K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNIMERICA INSURANCE COMPANY | 1,186 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,186 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.