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Sponsor portfolioWelfare / HealthEIN 61-0492356
EPHRAIM MCDOWELL HEALTH
217 S 3RD STREET · DANVILLE, KY 404221823
8592393452
- Plans filed
- 8
- Years active
- 2015–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$2.3M
No prior year
Persons covered
1,624
No prior year
Total participants
1,624
No prior year
Plans filed
8
No prior year
Plans under this sponsor
8 plans
Plan #525$2.3M
EPHRAIM MCDOWELL HEALTH WRAP PLAN DOCUMENT
Mixed1,624 covered·3 carriers
Primary: GUARDIAN
Plan #521$558K
EPHRAIM MCDOWELL HEALTH PREPAID DENTAL CARE PLAN
Fully insured2,253 covered·1 carrier
Primary: DELTA DENTAL OF KENTUCKY
Plan #503$426K
EPHRAIM MCDOWELL HEALTH TERM LIFE GROUP INSURANCE PLAN AND ADD
Fully insured2,425 covered·1 carrier
Primary: RELIASTAR LIFE INSURANCE COMPANY
Plan #501$289K
EPHRAIM MCDOWELL HEALTH HEALTH PROTECTION PLAN
Self-funded1,456 covered·1 carrier
Primary: UNIMERICA INSURANCE COMPANY
Plan #502$218K
EPHRAIM MCDOWELL HEALTH LONG TERM DISABILITY PLAN
Mixed1,042 covered·1 carrier
Primary: RELIASTAR LIFE INSURANCE COMPANY
Plan #522$203K
EPHRAIM MCDOWELL HEALTH VOLUNTARY WORKSITE BENEFITS PLAN
Fully insured515 covered·1 carrier
Primary: CONTINENTAL AMERICAN INSURANCE COMPANY
Plan #504$193K
EPHRAIM MCDOWELL HEALTH VOLUNTARY DISABILITY INCOME PROTECTION PLAN
Fully insured405 covered·1 carrier
Primary: RELIASTAR LIFE INSURANCE COMPANY
Plan #520$155K
EPHRAIM MCDOWELL HEALTH VOLUNTARY VISION PLAN
Fully insured2,075 covered·1 carrier
Primary: DAVIS VISION
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $774K | 27.8% | |
| Vision | $774K | 27.8% | |
| Life | $542K | 19.5% | |
| Short-term disability | $412K | 14.8% | |
| Long-term disability | $266K | 9.6% | |
| Other | $14K | 0.5% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 930242990 | LSTDLTD | $1.5M | 65.9% | 1 | 4 | 1,624 |
EIN 135123390 | DV | $774K | 33.5% | 1 | 1 | 1,458 |
EIN 341650967 | Oth | $14K | 0.6% | 1 | 1 | 96 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | ROLLING MEADOWS, IL | STANDARD INSURANCE COMPANY, GUARDIAN | $224K | $188K | $413K | 97.5% | 1 |
| WATCHTOWER BENEFITS, LLC | CHICAGO, IL | GUARDIAN | $11K | $0 | $11K | 2.5% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan