| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | DELTA DENTAL OF KENTUCKY | $8K | — | $8K | 1.63% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | $7K | $19K | 4.49% |
| PEDIGO LESSENBERRY INSURANCE3 | 103 PIN OAK LANE GLASGOW, KY 42141 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | — | $8K | 2.00% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 1.00% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $5K | $9K | 3.26% |
| PEDIGO LESSENBERRY INSURANCE3 | 103 PIN OAK LANE GLASGOW, KY 42141 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 1.16% |
| BENEFIT ADVISORS SERVICES3 | 1125 SANCTUARY PARKWAY SUITE 200 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 1.00% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $3K | $6K | 2.80% |
| BENEFIT ADVISORS SERVICES3 | 1125 SANCTUARY PARKWAY ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 1.00% |
| PEDIGO LESSENBERRY INSURANCE3 | 103 PIN OAK LANE GLASGOW, KY 42141 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 0.92% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $8K | — | $8K | 5.96% |
| PEDIGO LESSENBERRY INSURANCE3 Filed as: PEDIGO LESSENBERRY INS AGENCY INC. | P.O. BOX 1899 GLASGOW, KY 42142 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $5K | — | $5K | 3.97% |
| MURPHY M DEMUNBRUN JR3 | 93 ARNOLD DRIVE GLASGOW, KY 42141 | AFLAC | $2K | — | $2K | 2.33% |
| WANDA JEAN ANDERSON3 | 1751 WHITE OAK RIDGE ROAD FOUNTAIN RUN, KY 42133 | AFLAC | $1K | — | $1K | 1.38% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | AFLAC | $1K | — | $1K | 1.22% |
| DARRYL J YOUNG3 | 3820 GOLD CITY ROAD FRANKLIN, KY 42134 | AFLAC | $1K | — | $1K | 1.09% |
| DEBORAH BIGGERS3 | 126 LONGHUNTERS TRAIL GLASGOW, KY 42141 | AFLAC | $944 | — | $944 | 0.94% |
| PEDIGO LESSENBERRY INSURANCE3 Filed as: PEDIGO LESSENBERRY INSURANCE AGENCY | P.O. BOX 1899 GLASGOW, KY 42142 | AFLAC | $787 | — | $787 | 0.79% |
| R AARON WRIGHT3 | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $619 | — | $619 | 0.62% |
| BRANDI DICKEN3 Filed as: BRANDI ANN DICKEN | 3753 POPLAR SPRING ROAD GLASGOW, KY 42141 | AFLAC | $527 | — | $527 | 0.53% |
| REBECCA ANN DOEPKE3 | 10733 WORTHINGTON LANE PROSPECT, KY 40059 | AFLAC | $261 | — | $261 | 0.26% |
| TYLER M TRAVIS3 | 707 LESLIE AVENUE GLASOW, KY 42141 | AFLAC | $248 | — | $248 | 0.25% |
| MURPHY M DEMUNBRUN JR3 | 900 REX BARTLEY ROAD GLASGOW, KY 42141 | AFLAC | $241 | — | $241 | 0.24% |
| WILLIAM L DOZIER JR3 | 351 PASCOE BOULEVARD SUITE 100 BOWLING GREEN, KY 42104 | AFLAC | $239 | — | $239 | 0.24% |
| MARK GALVIN LLC3 Filed as: MARK GLAVIN LLC | 204 DEERFIELD HILLS ROAD ELIZABETHTOWN, KY 42701 | AFLAC | $125 | — | $125 | 0.12% |
| PHILIP D BLAKEMAN3 | 217 REMBRANDT DRIVE ELIZABETHTOWN, KY 42701 | AFLAC | $121 | — | $121 | 0.12% |
| BETTY J LINDSEY3 | 1216 GENERAL GEORGE PATTON ROAD NASHVILLE, TN 37221 | AFLAC | $119 | — | $119 | 0.12% |
| CLIFFORD FRANKLIN BROOKS3 | 8200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $98 | — | $98 | 0.10% |
| DENNIS HARTIN3 | 3115 PHOENIX AVENUE OLDSMAR, FL 34677 | AFLAC | $81 | — | $81 | 0.08% |
| W MICHAEL BURRIS3 | 2436 MENTOR ALLEY ROAD LOUISVILLE, TN 37777 | AFLAC | $77 | — | $77 | 0.08% |
| JOHN MIKE COLLINS3 Filed as: JOHN DAVID STARR | 17766 SE 90TH CLEMSON CIRCLE THE VILLAGES, FL 32162 | AFLAC | $73 | — | $73 | 0.07% |
| STACY LYN CASTELLANETA3 | 276 MONTEREY DRIVE SUITE 4 NEW LENOX, IL 60451 | AFLAC | $72 | — | $72 | 0.07% |
| ELIZABETH WATTS3 Filed as: ELIZABETH A WATTS | 3142 HARDINSBURG ROAD CECILIA, KY 42724 | AFLAC | $63 | — | $63 | 0.06% |
| DAN ANTLE3 Filed as: DAN L ANTLE | P.O. BOX 10 COLUMBIA, KY 42728 | AFLAC | $48 | — | $48 | 0.05% |
| BROCK POWELL3 | 3944 MURPHY CANYON ROAD SUITE C203 SAN DIEGO, CA 92123 | AFLAC | $38 | — | $38 | 0.04% |
| FAITH M BURRIS3 | 251 LONG BEACH DRIVE HOT SPRINGS, AR 71913 | AFLAC | $35 | — | $35 | 0.03% |
| JAMES GROSS3 | 8907 ALPHIN COURT LOUISVILLE, KY 40299 | AFLAC | $32 | — | $32 | 0.03% |
| BRADLEY L ELLIS3 | 1500 BEVILLE ROAD SUITE 606 #327 DAYTONA BEACH, FL 32114 | AFLAC | $31 | — | $31 | 0.03% |
| LORI N DEMUNBRUN3 | 93 ARNOLD DRIVE GLASGOW, KY 42141 | AFLAC | $31 | — | $31 | 0.03% |
| MICHAEL RAY3 Filed as: MICHAEL STEPHEN RAY | 2995 TUCKER SCHOOLHOUSE ROAD HANSON, KY 42413 | AFLAC | $24 | — | $24 | 0.02% |
| WILLIAM H CARDER II3 | 140 MAIN STREET GAMALIEL, KY 42140 | AFLAC | $23 | — | $23 | 0.02% |
| OLIVIA K ELLIOTT3 | 8321 SOLANO BAY LOOP APARTMENT 1315 TAMPA, FL 33635 | AFLAC | $22 | — | $22 | 0.02% |
| MARTHA CARDER3 Filed as: MARTHA R CARDER | P.O. BOX 145 GAMALIEL, KY 42140 | AFLAC | $20 | — | $20 | 0.02% |
| DONOVAN DEFERRARO3 | 3711 WEST LOCUST CIRCLE PROSPECT, KY 40059 | AFLAC | $19 | — | $19 | 0.02% |
| LESLIE K KIMBROUGH3 | P.O. BOX 273488 BOCA RATON, FL 33427 | AFLAC | $19 | — | $19 | 0.02% |
| KAREN L ESTES3 | P.O. BOX 514 SIMPSONVILLE, KY 40067 | AFLAC | $17 | — | $17 | 0.02% |
| BONNIE L TAFT3 | 573 CANE RUN STREET HARRODSBURG, KY 40330 | AFLAC | $16 | — | $16 | 0.02% |
| TIMOTHY T TEAGUE3 | 5104 RUSSELL ROAD FRANKLIN, TN 37064 | AFLAC | $11 | — | $11 | 0.01% |
| JAMES C THOMPSON3 | 5549 BURKESVILLE ROAD GLASGOW, KY 42141 | AFLAC | $11 | — | $11 | 0.01% |
| JAMES A TAFT JR3 | 573 CANE RUN STREET HARRODSBURG, KY 40330 | AFLAC | $9 | — | $9 | 0.01% |
| ROBERT L GOBLE3 | 250 34TH AVENUE NE HICKORY, NC 28601 | AFLAC | $8 | — | $8 | 0.01% |
| DENNIS HARTIN3 Filed as: DENNIS SCOTT HARTIN | 3115 PHOENIX AVENUE OLDSMAR, FL 34677 | AFLAC | $7 | — | $7 | 0.01% |
| SANDRA C BALDWIN3 | 146 CHAMBERLAIN DRIVE GEORGETOWN, KY 40324 | AFLAC | $5 | — | $5 | 0.00% |
| REBECCA MOORE3 Filed as: REBECCA E MOORE | 798 OLIVER STREET APARTMENT B SCOTTSVILLE, KY 42164 | AFLAC | $4 | — | $4 | 0.00% |
| RALPH E HOPKINS3 | P.O. BOX 606 GEORGETOWN, KY 40324 | AFLAC | $4 | — | $4 | 0.00% |
| LORI N DEMUNBRUN3 | 900 REX BARTLEY ROAD GLASGOW, KY 42141 | AFLAC | $3 | — | $3 | 0.00% |
| OLIVIA K ELLIOTT3 | 13455 GRAHAM YARDEN DRIVE RIVERVIEW, FL 33579 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT L GOBLE3 | 1410 4TH STREET DRIVE NW UNIT 208 HICKORY, NC 28601 | AFLAC | $1 | — | $1 | 0.00% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $621 | $2K | 6.50% |
| PEDIGO LESSENBERRY INSURANCE3 | 103 PIN OAK LANE GLASGOW, KY 42141 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 4.20% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $374 | — | $374 | 1.00% |
| KHA SOLUTIONS GROUP3 | P.O. BOX 436629 LOUISVILLE, KY 40253 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $50 | — | $50 | 8.96% |
| WILLIAM H. MEYER AGENCY, INC.3 Filed as: WILLIAM H MEYER AGENCY INC. | 1660 NW PROFESSIONAL PLAZA SUITE J COLUMBUS, OH 43220 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $33 | — | $33 | 5.91% |
| KENTUCKY HOSPITAL SVS CORP3 | P.O. BOX 436629 LOUISVILLE, KY 40253 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 82.00% |
| COURTLANN M ATKINSON3 | 618 FAIRWAY STREET BOWLING GREEN, KY 42103 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 28.00% |
| HOUCHENS INSURANCE GROUP INC3 | 1240 FAIRWAY STREET BOWLING GREEN, KY 42103 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 28.00% |
| DEBORAH S GOLDEN3 | 1830 DESTINY LANE BOWLING GREEN, KY 42104 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 16.00% |
| BOBBIE J WHITTAKER3 | 2530 SCOTTSVILLE ROAD BOWLING GREEN, KY 42104 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 10.00% |
| LISA R GRAVES3 | 1400 GLENNS CREEK ROAD FRANKFORT, KY 40601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 4.00% |
| CATHERINE JASKO REDMON3 | 108 SARATOGA DRIVE FRANKFORT, KY 40601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 4.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KENTUCKY | 2,261 | $476K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 1,813 | $133K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,152 | $279K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 512 | $222K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,104 | $416K |
| Other(4 contracts, 3 carriers) | AFLAC | 1,152 | $138K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.