| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $15K | $6K | $21K | 4.31% |
| PEDIGO LESSENBERRY INSURANCE3 | 103 PIN OAK LANE GLASGOW, KY 42141 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | — | $10K | 2.00% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | DELTA DENTAL OF KENTUCKY | $4K | — | $4K | 0.92% |
| PEDIGO LESSENBERRY INSURANCE3 Filed as: PEDIGO-LESSENBERRY INS AGENCY INC. | P.O. BOX 1899 GLASGOW, KY 42142 | DELTA DENTAL OF KENTUCKY | $3K | — | $3K | 0.61% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $4K | $10K | 2.93% |
| PEDIGO LESSENBERRY INSURANCE3 | 103 PIN OAK LANE GLASGOW, KY 42141 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 1.16% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $4K | $8K | 2.51% |
| PEDIGO LESSENBERRY INSURANCE3 | 103 PIN OAK LANE GLASGOW, KY 42141 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 0.92% |
| MURPHY M DEMUNBRUN JR3 Filed as: MURPHY DEMUNBRUN JR | 900 REX BARTLEY ROAD GLASGOW, KY 42141 | AFLAC | $4K | — | $4K | 2.71% |
| WANDA JEAN ANDERSON3 Filed as: WANDA ANDERSON | 1751 WHITE OAK RIDGE ROAD FOUNTAIN RUN, KY 42133 | AFLAC | $2K | — | $2K | 1.49% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | AFLAC | $2K | — | $2K | 1.29% |
| DARRYL J YOUNG3 Filed as: DARRYL YOUNG | 3820 GOLD CITY ROAD FRANKLIN, KY 42134 | AFLAC | $2K | — | $2K | 1.18% |
| DEBORAH BIGGERS3 | 126 LONGHUNTERS TRACE GLASGOW, KY 42141 | AFLAC | $2K | — | $2K | 0.96% |
| PEDIGO LESSENBERRY INSURANCE3 Filed as: PEDIGO LESSENBERRY INSURANCE AGENCY | P.O. BOX 1899 GLASGOW, KY 42142 | AFLAC | $1K | — | $1K | 0.83% |
| R WRIGHT3 | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $1K | — | $1K | 0.64% |
| BRANDI DICKEN3 | 3753 POPULAR SRRING ROAD GLASGOW, KY 42141 | AFLAC | $835 | — | $835 | 0.51% |
| TASHA WILBURN DOZIER3 | 151 HIGHLAND RIDGE DRIVE SALTILLO, MS 38866 | AFLAC | $372 | — | $372 | 0.23% |
| TYLER M TRAVIS3 Filed as: TYLER TRAVIS | 707 LESLIE AVENUE GLASGOW, KY 42141 | AFLAC | $359 | — | $359 | 0.22% |
| REBECCA A MCLAUGHLAN3 Filed as: REBECCA DOEPKE | 418 WALLACE AVENUE LOUISVILLE, KY 40207 | AFLAC | $350 | — | $350 | 0.22% |
| PHILLIP D BLAKEMAN3 Filed as: PHILLIP BLAKEMAN | 217 REMBRANDT DRIVE ELIZABETHTOWN, KY 42701 | AFLAC | $174 | — | $174 | 0.11% |
| JOHN MIKE COLLINS3 Filed as: JOHN STARR | 1088 TOURNAMENT DRIVE SPRING HILL, FL 34608 | AFLAC | $159 | — | $159 | 0.10% |
| MARK GALVIN LLC3 | 204 DEERFIELD ROAD ELIZABETHTOWN, KY 42701 | AFLAC | $158 | — | $158 | 0.10% |
| BETTY J LINDSEY3 | 1216 GENERAL GEORGE PATTON ROAD NASHVILLE, TN 37221 | AFLAC | $143 | — | $143 | 0.09% |
| DENNIS HARTIN3 | 500 KNIGHTS RUN AVENUE UNIT 1801 TAMPA, FL 33602 | AFLAC | $107 | — | $107 | 0.07% |
| CLIFFORD FRANKLIN BROOKS3 Filed as: CLIFFORD BROOKS | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $101 | — | $101 | 0.06% |
| W BURRIS3 | 251 LONG BEACH DRIVE HOT SPRINGS, AR 71913 | AFLAC | $84 | — | $84 | 0.05% |
| STACEY LYN CASTELLANETA3 Filed as: STACEY CASTELLANETA | 276 MONTEREY DRIVE SUITE 4 NEW LENOX, IL 60451 | AFLAC | $82 | — | $82 | 0.05% |
| ELIZABETH WATTS3 | 658 RAMBLIN ROAD MT WASHINGTON, KY 40047 | AFLAC | $71 | — | $71 | 0.04% |
| DAN ANTLE3 | P.O. BOX 10 COLUMBIA, KY 42728 | AFLAC | $51 | — | $51 | 0.03% |
| POWELL ENTERPRISES LLC3 | 125 PLANTATION CENTRE DRIVE SOUTH SUITE 900 MACON, GA 31210 | AFLAC | $41 | — | $41 | 0.03% |
| WILLIAM H CARDER II3 Filed as: WILLIAM CARDER II | 140 MAIN STREET GAMALIEL, KY 42140 | AFLAC | $40 | — | $40 | 0.02% |
| ROBERT P MCFARLAND3 Filed as: ROBERT INGRAM BARNES III | 227 CHRISTENBURY LANE CLAYTON, NC 27527 | AFLAC | $40 | — | $40 | 0.02% |
| FAITH CRYSTAL TAYLOR3 Filed as: FAITH BURRIS | 251 LONG BEACH DRIVE HOT SPRINGS, AR 71913 | AFLAC | $38 | — | $38 | 0.02% |
| LORI N DEMUNBRUN3 Filed as: LORI DEMUNBRUN | 900 REX BARTLEY ROAD GLASGOW, KY 42141 | AFLAC | $37 | — | $37 | 0.02% |
| BRADLEY L ELLIS3 Filed as: BRADLEY ELLIS | 7713 INDEPENDENCE PLACE CRESTWOOD, KY 40014 | AFLAC | $31 | — | $31 | 0.02% |
| OLIVIA BASTIN3 | 8809 PERRY ROAD LOUISVILLE, KY 40222 | AFLAC | $27 | — | $27 | 0.02% |
| MICHAEL RAY3 | 2995 TUCKER SCHOOLHOUSE ROAD HANSON, KY 42413 | AFLAC | $26 | — | $26 | 0.02% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | P.O. BOX 273488 BOCA RATON, FL 33427 | AFLAC | $23 | — | $23 | 0.01% |
| MARTHA CARDER3 | P.O. BOX 145 GAMALIEL, KY 42140 | AFLAC | $22 | — | $22 | 0.01% |
| DONOVAN DEFERRARO3 | 3022 ROSEDALE BOULEVARD LOUISVILLE, KY 40220 | AFLAC | $22 | — | $22 | 0.01% |
| JAMES GROSS3 | 8907 ALPHIN COURT LOUISVILLE, KY 40299 | AFLAC | $20 | — | $20 | 0.01% |
| PAULA WINCHELL3 | 260 HOLLIS THOMAS ROAD GLASGOW, KY 42141 | AFLAC | $19 | — | $19 | 0.01% |
| KAREN L ESTES3 Filed as: KAREN ESTES | P.O. BOX 514 SIMPSONVILLE, KY 40067 | AFLAC | $18 | — | $18 | 0.01% |
| BONNIE TAFT3 | 573 CANE STREET HARRODSBURG, KY 40330 | AFLAC | $17 | — | $17 | 0.01% |
| TIMOTHY T TEAGUE3 | 5104 RUSSELL ROAD FRANKLIN, TN 37064 | AFLAC | $12 | — | $12 | 0.01% |
| JAMES A. THOMPSON3 Filed as: JAMES THOMPSON | 5549 BURKESVILLE ROAD GLASGOW, KY 42141 | AFLAC | $11 | — | $11 | 0.01% |
| ROBERT GOBLE3 | 1410 4TH STREET DRIVE NW UNIT 208 HICKORY, NC 28601 | AFLAC | $11 | — | $11 | 0.01% |
| JAMES A TAFT JR3 Filed as: JAMES TAFT JR | 573 CAN RUN STREET HARRODSBURG, KY 40330 | AFLAC | $10 | — | $10 | 0.01% |
| GLASGOW INSURANCE AGENCY INC.3 | 318 SO GREEN STREET GLASGOW, KY 42141 | AFLAC | $8 | — | $8 | 0.00% |
| SANDRA C BALDWIN3 Filed as: SANDRA BALDWIN | 146 CHAMBERLAIN DRIVE GEORGETOWN, KY 40324 | AFLAC | $6 | — | $6 | 0.00% |
| LINDA HOPKINS3 | 201 HIGHLAND TRACE HIGHLAND HEIGHTS, KY 41076 | AFLAC | $5 | — | $5 | 0.00% |
| REBECCA MOORE3 | 798 OLIVER STREET APARTMENT B SCOTTSVILLE, KY 42164 | AFLAC | $4 | — | $4 | 0.00% |
| SARAH LARKIN3 | 397 FLATROCK ROAD ELIZABETHTOWN, KY 42701 | AFLAC | $2 | — | $2 | 0.00% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $7K | — | $7K | 4.76% |
| PEDIGO LESSENBERRY INSURANCE3 Filed as: PEDIGO LESSENBERRY INS AGENCY INC. | P.O. BOX 1899 GLASGOW, KY 42142 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $5K | — | $5K | 3.18% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $482 | $3K | 8.10% |
| PEDIGO LESSENBERRY INSURANCE3 | 103 PIN OAK LANE GLASGOW, KY 42141 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 4.61% |
| KHA SOLUTIONS GROUP3 | P.O. BOX 436629 LOUISVILLE, KY 40253 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $92 | $19 | $111 | 10.82% |
| WILLIAM H. MEYER AGENCY, INC.3 Filed as: WILLIAM H MEYER AGENCY INC. | 1660 NW PROFESSIONAL PLAZA SUITE J COLUMBUS, OH 43220 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $62 | — | $62 | 6.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KENTUCKY | 2,130 | $489K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 1,620 | $146K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,134 | $339K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 417 | $311K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 992 | $494K |
| Other(3 contracts, 2 carriers) | AFLAC | 1,134 | $204K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,130 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.