| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 27409 | ANTHEM HEALTH PLANS OF KY, INC. (G1700) | $22K | $6K | $28K | 2.96% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | ANTHEM HEALTH PLANS OF KY, INC. (G1700) | $5K | — | $5K | 0.51% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 550 SOUTH CALDWELL STREET SUITE 1500 CHARLOTTE, NC 28202 | DELTA DENTAL OF KENTUCKY | $3K | — | $3K | 4.89% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY,LLC | 161 WASHINGTON STREET SUITE 1200 CONSHOHOCKEN, PA 19428 | DELTA DENTAL OF KENTUCKY | $420 | — | $420 | 0.77% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 27409 | ANTHEM LIFE INSURANCE COMPANY | $1K | — | $1K | 4.23% |
| CHARLENE MONTGOMERY LLC3 | 214 EDGEWOOD DR NICHOLASVILLE, KY 40356 | AFLAC | $2K | $66 | $2K | 7.55% |
| PAMELA ROWSEY LARSON3 | 844 SANDSTONE RDG COLD SPRING, KY 41076 | AFLAC | $374 | $16 | $390 | 1.65% |
| STEVEN TYLER JONES3 | 149 WOLF RUN RD FLEMINGSBURG, KY 41041 | AFLAC | $345 | — | $345 | 1.46% |
| COY BRYAN KERSEY3 | 6037 LAURELWOOD DR MILTON, FL 32570 | AFLAC | $290 | — | $290 | 1.22% |
| BRENT HUTCHINSON3 | 1450 N BROADWAY LEXINGTON, KY 40505 | AFLAC | $220 | $16 | $236 | 1.00% |
| DENNIS W HOFFMAN3 | 5736 GRAHAM LN OWENSBORO, KY 42303 | AFLAC | $145 | — | $145 | 0.61% |
| LAURA BETH KELLER3 | 445 MADISON POINT DR LEXINGTON, KY 40515 | AFLAC | $137 | — | $137 | 0.58% |
| BRETT ALAN BOOKER3 | 4390 CLEARWATER WAY APT 1505 LEXINGTON, KY 40515 | AFLAC | $137 | — | $137 | 0.58% |
| LIB WILSON & ASSOCIATES, INC.3 Filed as: LIB WILSON & ASSOCIATES,INC | 214 EDGEWOOD DR NICHOLASVILLE, KY 40356 | AFLAC | $92 | — | $92 | 0.39% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 910610 LEXINGTON, KY 40591 | AFLAC | $78 | — | $78 | 0.33% |
| KAYLA MORRIS3 | 422 FREDERICA ST OWENSBORO, KY 42301 | AFLAC | $53 | — | $53 | 0.22% |
| JOSEPH L EAMES3 | 2854 AVENUE OF THE PARK OWENSBORO, KY 42303 | AFLAC | $51 | — | $51 | 0.22% |
| DALE IRA DAVIS3 | 5892 CEDARCREEK LN LEXINGTON, KY 40515 | AFLAC | $49 | — | $49 | 0.21% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 5905 E GALBREAITH RD STE 5000 CINCINNATI, OH 45236 | AFLAC | $35 | — | $35 | 0.15% |
| LAWRENCE TODD FUGATE3 | 2352 HARTLAND PARKSIDE DR LEXINGTON, KY 40515 | AFLAC | $32 | — | $32 | 0.14% |
| JONATHAN SHYTLE3 | 1627 WURTS AVE ASHLAND, KY 41101 | AFLAC | $32 | — | $32 | 0.14% |
| JOSEPH GARETT KELLER3 | 422 FREDERICA ST OWENSBORO, KY 42301 | AFLAC | $29 | — | $29 | 0.12% |
| ROGER LEON STACY3 | 2017 TRILLIUM GDNS OWENSBORO, KY 42303 | AFLAC | $24 | — | $24 | 0.10% |
| THE HORTON GROUP3 Filed as: PHILLIP GARY HORTON | 1226 BOOTH AVE OWENSBORO, KY 42301 | AFLAC | $22 | — | $22 | 0.09% |
| BRIAN S MARTIN3 | 3280 BLAZER PKWY STE 100 LEXINGTON, KY 40509 | AFLAC | $19 | — | $19 | 0.08% |
| CORBY C. BURUS3 Filed as: CORBY C BURUS | 340 WHITFIELD DR LEXINGTON, KY 40515 | AFLAC | $18 | — | $18 | 0.08% |
| DENNIS HARTIN3 | 12203 STATE ST TAMPA, FL 33635 | AFLAC | $14 | — | $14 | 0.06% |
| JENNIFER KELLER3 Filed as: JENNIFER L KELLER | 422 FREDERICA ST OWENSBORO, KY 42301 | AFLAC | $13 | — | $13 | 0.05% |
| CONNIE JO HOFFMAN3 | 5736 GRAHAM LN OWENSBORO, KY 42303 | AFLAC | $13 | — | $13 | 0.05% |
| JOEL SCHNEIDER3 | 1025 STAR SHOOT PKWY LEXINGTON, KY 40509 | AFLAC | $12 | — | $12 | 0.05% |
| R AARON WRIGHT3 | 9505 TRUSCOTT CT PROSPECT, KY 40059 | AFLAC | $12 | — | $12 | 0.05% |
| MELISSA ANN HINTON3 | 121 E ELECTRIC AVE FLEMINGSBURG, KY 41041 | AFLAC | $11 | — | $11 | 0.05% |
| BROCK POWELL3 | 3654 OGLEBAY DR GREEN COVE SPRINGS, FL 32043 | AFLAC | $9 | — | $9 | 0.04% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $7 | — | $7 | 0.03% |
| LESLIE K KIMBROUGH3 | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $6 | — | $6 | 0.03% |
| RUEANN M EMERSON3 | 1017 ASHES DR STE 106 WILMINGTON, NC 28405 | AFLAC | $5 | — | $5 | 0.02% |
| CLIFFORD FRANKLIN BROOKS3 | 9200 SHELBYVILLE RD STE 605 LOUISVILLE, KY 40222 | AFLAC | $4 | — | $4 | 0.02% |
| KATHLEEN A SMITH3 | 1180 HIGH POINT DR NICHOLASVILLE, KY 40356 | AFLAC | $4 | — | $4 | 0.02% |
| DAVID A EMERSON3 | 142 NE 1ST ST OAK ISLAND, NC 28465 | AFLAC | $3 | — | $3 | 0.01% |
| BROCK POWELL3 | 1763 FIDDLERS RIDGE DR FLEMING ISLAND, FL 32003 | AFLAC | $3 | — | $3 | 0.01% |
| RUEANN EMERSON3 | 142 NE 1ST ST OAK ISLAND, NC 28465 | AFLAC | $3 | — | $3 | 0.01% |
| JEANNETTE E FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL L MCDONALD3 | 329 S EUCLID AVE OAK PARK, IL 60302 | AFLAC | $1 | — | $1 | 0.00% |
| ROGER L BENNETT3 | PO BOX 1268 VERSAILLES, KY 40383 | AFLAC | $1 | — | $1 | 0.00% |
| KRISTIANNA J FLY3 | PO BOX 206 NORTH MIDDLETOWN, KY 40357 | AFLAC | $1 | — | $1 | 0.00% |
| STACEY LYN CASTELLANETA3 | 276 MONTEREY DR STE 4 NEW LENOX, IL 60451 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY L ELLIS3 | 6807 GRAINERY RD TIMNATH, CO 80547 | AFLAC | $0 | — | $0 | 0.00% |
| BRYAN MARTIN3 Filed as: BRYAN D MARTIN | 17102 MALLET HILL DR LOUSIVILLE, KY 40245 | AFLAC | $0 | — | $0 | 0.00% |
| GARY DWAYN CHAMBERS3 | 673 PROVIDENCE RD LEXINGTON, KY 40502 | AFLAC | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KY, INC. (G1700) | 170 | $935K |
| Dental | DELTA DENTAL OF KENTUCKY | 177 | $54K |
| Vision | ANTHEM HEALTH PLANS OF KY, INC. (G1700) | 170 | $935K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 290 | $30K |
| Short-term disability | AFLAC | 25 | $24K |
| Other | ANTHEM LIFE INSURANCE COMPANY | 290 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.