| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DR, SUITE 200 CAMDEN, NJ 08103 | FLORIDA HEALTH CARE PLANS, INC. | $58K | — | $58K | 5.00% |
| FRP CORP DBA ACENTRIA DAYTONA3 | 780 W GRANADA BLVD ORMOND BEACH, FL 32174 | BLUE CROSS BLUE SHIELD OF FLORIDA | $8K | — | $8K | 3.05% |
| FRP CORP DBA ACENTRIA DAYTONA3 | 780 W GRANADA BLVD ORMOND BEACH, FL 321742301 | FLORIDA COMBINED LIFE | $7K | — | $7K | 10.20% |
| FRP CORP DBA ACENTRIA DAYTONA3 | 780 W GRANADA BLVD ORMOND BEACH, FL 321742301 | USABLE LIFE | $6K | — | $6K | 11.99% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $523 | — | $523 | 1.01% |
| FOUNDATION RISK PARTNERS CORP3 Filed as: FOUNDATION RISK PARTNERS CORP. | 780 W GRANDA BLVD ORMOND BEACH, FL 32174 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | $1K | — | $1K | 8.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 158 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 16 | $248K |
| Dental | FLORIDA COMBINED LIFE | 156 | $71K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | 156 | $13K |
| Life insurance | USABLE LIFE | 113 | $52K |
| Other | USABLE LIFE | 113 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.