| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DECISION ADMINISTRATIVE SERVICES3 Filed as: DECISION ADMINISTATIVE SERVICES | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $39K | — | $39K | 9.82% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | 300 1ST AVE S 5TH FLOOR ST PETERSBURG, FL 33701 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $39K | — | $39K | 9.82% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $118 | $5K | 7.69% |
| DECISION ADMINISTRATIVE SERVICES3 Filed as: DECISION ADMINISTATIVE SERVICES | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 7.50% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $136 | $4K | 7.78% |
| DECISION ADMINISTRATIVE SERVICES3 Filed as: DECISION ADMINISTATIVE SERVICES | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 7.50% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $52 | $2K | 7.67% |
| DECISION ADMINISTRATIVE SERVICES3 Filed as: DECISION ADMINISTATIVE SERVICES | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 7.50% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $50 | $2K | 7.67% |
| DECISION ADMINISTRATIVE SERVICES3 Filed as: DECISION ADMINISTATIVE SERVICES | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 7.50% |
| ENROLLMENT ALLIANCE LLC3 Filed as: ENROLLMENT ALLIANCE | 3030 N ROCKY POINT DR SUITE 150 TAMPA, FL 33607 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 29.38% |
| DECISION ADMINISTRATIVE SERVICES3 Filed as: DECISION ADMINISTATIVE SERVICES | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 6.30% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | 300 1ST AVE S 5TH FLOOR ST PETERSBURG, FL 33701 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 6.30% |
| WORKSITE AMERICA LLC3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $588 | $314 | $902 | 12.30% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $639 | — | $639 | 8.71% |
| CHERYL ANN GILES3 | 9100 9TH ST N ST PETERSBURG, FL 33702 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $376 | — | $376 | 5.13% |
| TROY FOX3 | 3000 BAYPORT DR SUITE 910 TAMPA, FL 33607 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $218 | $243 | 3.31% |
| JARRET THOMAS HONAHAN3 | 7 HARBOR OAKS CIR SAFETY HARBOR, FL 34695 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $133 | $20 | $153 | 2.09% |
| SHIRLEY B DRAKE3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | $16 | $53 | 0.72% |
| DECISION ADMINISTRATIVE SERVICES3 Filed as: DECISION ADMINISTATIVE SERVICES | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.31% |
| CHRISTINA L SUTTON3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $5 | $12 | 0.16% |
| ROSS ASSET INVESTMENT CORP3 | PO BOX 165 LOWELL, FL 32663 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $5 | $7 | 0.10% |
| KEVIN GRANT3 | 13206 PRIMA DR LAKEWOOD RANCH, FL 34211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $5 | $6 | 0.08% |
| J S LYON ENTERPRISE INC3 Filed as: J S LYON | 1765 E COUNTY RD WILDWOOD, FL 34785 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,882 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,882 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 505 | $394K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 505 | $394K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,585 | $109K |
| Short-term disability(3 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 505 | $426K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 100 | $29K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 120 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,585 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.