| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $19K | $0 | $19K | 8.00% |
| DECISION ADMINISTRATIVE SERVICES3 | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $17K | $0 | $17K | 7.00% |
| MARK F BARRETT LLC3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INS CO | $11K | $10K | $22K | 19.76% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | COLONIAL LIFE & ACCIDENT INS CO | $12K | $3K | $15K | 13.89% |
| CHERYL ANN GILES3 | 9100 9TH ST N ST PETERSBURG, FL 33702 | COLONIAL LIFE & ACCIDENT INS CO | $5K | $0 | $5K | 4.64% |
| WORKSITE AMERICA LLC3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INS CO | $3K | $2K | $5K | 4.19% |
| JARRET THOMAS HONAHAN3 | 7 HARBOR OAKS CIRCLE SAFETY HARBOR, FL 34695 | COLONIAL LIFE & ACCIDENT INS CO | $3K | $1K | $4K | 3.64% |
| TROY FOX3 | 3000 BAYPORT DR SUITE 910 TAMPA, FL 33607 | COLONIAL LIFE & ACCIDENT INS CO | $329 | $2K | $3K | 2.42% |
| SHIRLEY B DRAKE3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INS CO | $592 | $609 | $1K | 1.10% |
| KEVIN GRANT3 | 13206 PRIMA DR LAKEWOOD RANCH, FL 34211 | COLONIAL LIFE & ACCIDENT INS CO | $22 | $102 | $124 | 0.11% |
| ROSS ASSET INVESTMENT CORP3 | PO BOX 165 LOWELL, FL 32663 | COLONIAL LIFE & ACCIDENT INS CO | $73 | $0 | $73 | 0.07% |
| DECISION ADMINISTRATIVE SERVICES3 Filed as: DECISION ADMINISTRATIVE SERVICES IN | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | COLONIAL LIFE & ACCIDENT INS CO | $68 | $0 | $68 | 0.06% |
| J S LYON ENTERPRISE INC3 | 1765 E COUNTY RD WILDWOOD, FL 34785 | COLONIAL LIFE & ACCIDENT INS CO | $26 | $0 | $26 | 0.02% |
| CARUSO INSURANCE BENEFITS INC3 | 10872 WILDERNESS CT ORLANDO, FL 32821 | COLONIAL LIFE & ACCIDENT INS CO | $12 | $0 | $12 | 0.01% |
| STEVEN VERMETTE INC3 | 920 SPRING PARK LOOP CELEBRATION, FL 34747 | COLONIAL LIFE & ACCIDENT INS CO | $11 | $0 | $11 | 0.01% |
| GINAKES & ASSOCIATES LLC3 | 1020 W INTERNATIONAL SPEEDWAY DAYTONA BEACH, FL 32114 | COLONIAL LIFE & ACCIDENT INS CO | $11 | $0 | $11 | 0.01% |
| JOHN W PERKINS3 | 5151 MENAWA TRAIL MARIANNA, FL 32446 | COLONIAL LIFE & ACCIDENT INS CO | $8 | $0 | $8 | 0.01% |
| CHRISTINA L SUTTON3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INS CO | $7 | $0 | $7 | 0.01% |
| COACH CONCEPTS INC3 Filed as: COACH CONCEPT INC | 5655 OAKHURST DR SEMINOLE, FL 33772 | COLONIAL LIFE & ACCIDENT INS CO | $2 | $0 | $2 | 0.00% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 7.50% |
| DECISION ADMINISTRATIVE SERVICES3 | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 7.50% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 8.04% |
| DECISION ADMINISTRATIVE SERVICES3 | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 6.96% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 7.98% |
| DECISION ADMINISTRATIVE SERVICES3 | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 7.02% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 7.97% |
| DECISION ADMINISTRATIVE SERVICES3 | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.03% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 7.95% |
| DECISION ADMINISTRATIVE SERVICES3 | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.04% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.92% |
| DECISION ADMINISTRATIVE SERVICES3 | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.07% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $124 | $6 | $130 | 7.85% |
| DECISION ADMINISTRATIVE SERVICES3 | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $124 | $0 | $124 | 7.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,008 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,008 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | 388 | $242K |
| Vision(2 contracts) | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | 144 | $40K |
| Life insurance(3 contracts) | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | 1,740 | $103K |
| Long-term disability | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | 82 | $20K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INS CO | 118 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,740 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.