| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | LINCOLN FINANCE GROUP | $32K | $2K | $34K | 15.88% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | LINCOLN FINANCIAL GROUP | $16K | $3K | $18K | 17.43% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | LINCOLN FINANCIAL GROUP | $7K | $798 | $8K | 16.75% |
| MARK BARRETT LLC3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE | $20K | $19K | $39K | 120.38% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | COLONIAL LIFE | $16K | $5K | $21K | 64.56% |
| JARRET THOMAS HONAHAN3 | 7 HARBOR OAKS CIRCLE SAFETY HARBOR, FL 34695 | COLONIAL LIFE | $4K | $2K | $6K | 18.18% |
| CHERYL ANN GILES3 | 9100 9TH ST N ST PETERSBURG, FL 33702 | COLONIAL LIFE | $5K | $0 | $5K | 15.76% |
| WORKSITE AMERICA LLC3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE | $3K | $2K | $5K | 14.09% |
| TROY FOX3 | 3000 BAYPORT DR STE 910 TAMPA, FL 33607 | COLONIAL LIFE | $329 | $2K | $3K | 8.13% |
| SHIRLEY B DRAKE3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE | $710 | $730 | $1K | 4.43% |
| KEVIN GRANT3 | 13206 PRIMA DR LAKEWOOD RANCH, FL 34211 | COLONIAL LIFE | $23 | $102 | $125 | 0.38% |
| ROSS ASSET INVESTMENT CORP3 | PO BOX 165 LOWELL, FL 32663 | COLONIAL LIFE | $119 | $0 | $119 | 0.37% |
| DECISION ADMINISTRATIVE SERVICES3 Filed as: DECISION ADMINISTRATION SERVICES | 11101 ROOSEVELT BLVD N ST PETERSBURG, FL 33716 | COLONIAL LIFE | $68 | $0 | $68 | 0.21% |
| J S LYON ENTERPRISE INC3 | 1765 E COUNTY RD WILDWOOD, FL 34785 | COLONIAL LIFE | $44 | $0 | $44 | 0.14% |
| CARUSO INSURANCE BENEFITS INC3 | 10872 WILDERNESS CT ORLANDO, FL 32821 | COLONIAL LIFE | $20 | $0 | $20 | 0.06% |
| STEVEN VERMETTE INC3 | 920 SPRING PARK LOOP CELEBRATION, FL 34747 | COLONIAL LIFE | $19 | $0 | $19 | 0.06% |
| GINAKES & ASSOCIATES LLC3 | 1020 W INTERNATIONAL SPEEDWAY DAYTONA BEACH, FL 32114 | COLONIAL LIFE | $18 | $0 | $18 | 0.06% |
| JOHN W PERKINS3 | 5151 MENAWA TRAIL MARIANNA, FL 32446 | COLONIAL LIFE | $14 | $0 | $14 | 0.04% |
| CHRISTINA L SUTTON3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE | $7 | $0 | $7 | 0.02% |
| M & L BENEFIT SOLUTIONS LLC3 | PO BOX 16362 PANAMA CITY, FL 32406 | COLONIAL LIFE | $6 | $1 | $7 | 0.02% |
| COACH CONCEPTS INC3 Filed as: COACH CONCEPTS | 5655 OAKHURST DR SEMINOLE, FL 33772 | COLONIAL LIFE | $3 | $0 | $3 | 0.01% |
| STEPHANIE MICHELLE PROCTOR3 | PO BOX 16362 PANAMA CITY, FL 32406 | COLONIAL LIFE | $1 | $0 | $1 | 0.00% |
| STEPHANIE SHEPPA3 | 3687 IMPERIAL RIDGE PKWY PALM HARBOR, FL 34684 | COLONIAL LIFE | $1 | $0 | $1 | 0.00% |
| THOMAS WALLACE JR3 | PO BOX 3654 PONTE VEDRA, FL 32004 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| WILLIAM C WESTER3 | PO BOX 375 GRANDRIDGE, FL 32442 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| JOEY MIGUES3 Filed as: JOEY GRUBBS BENEFITS LLC | 4527 ARGYLE LANE TALLAHASSEE, FL 32309 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| ERNIE E VANCE3 | 37 MAGNOLIA RIDGE N CRAWFORDVILLE, FL 32327 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| PHIL COLEMAN3 | 18908 RIVERWIND LANE DAVIDSON, NC 28036 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| LINDA P COLEMAN3 | 18908 RIVERWIND LANE DAVIDSON, NC 28036 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| TONI E STEED LLC3 | 11218 WARFIELD AVE HUNTERSVILLE, NC 28078 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| RICHARD RIVERA3 | 7603 COCONUT CREEK CT ORLANDO, FL 32822 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| MARK F BARRETT LLC3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE | $9K | $5K | $14K | 44.46% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | COLONIAL LIFE | $5K | — | $5K | 14.68% |
| JARRET THOMAS HONAHAN3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE | $1K | $542 | $2K | 5.73% |
| SHIRLEY B DRAKE3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE | $118 | $85 | $203 | 0.64% |
| M & L BENEFIT SOLUTIONS LLC3 | PO BOX 16362 PANAMA CITY, FL 32406 | COLONIAL LIFE | $21 | $3 | $24 | 0.08% |
| STEPHANIE MICHELLE PROCTOR3 | PO BOX 16362 PANAMA CITY, FL 32406 | COLONIAL LIFE | $4 | $0 | $4 | 0.01% |
| JOEY MIGUES3 Filed as: JOEY GRUBBS BENEFITS LLC | 4527 ARGYLE LN TALLAHASSEE, FL 32309 | COLONIAL LIFE | $1 | $3 | $4 | 0.01% |
| COACH CONCEPTS INC3 | 9500 KOGER BLVD ST PETERSBURG, FL 33702 | COLONIAL LIFE | $1 | $0 | $1 | 0.00% |
| STEVEN VERMETTE INC3 | 920 SPRING PARK LOOP CELEBRATION, FL 34747 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| ROSS ASSET INVESTMENT CORP3 | PO BOX 165 LOWELL, FL 32663 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| STEPHANIE SHEPPA3 | 3687 IMPERIAL RIDGE PKWY PALM HARBOR, FL 34684 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| MARK F BARRETT LLC3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE | $7K | $4K | $12K | 45.20% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | COLONIAL LIFE | $4K | $0 | $4K | 15.31% |
| JARRET THOMAS HONAHAN3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE | $1K | $447 | $2K | 5.83% |
| SHIRLEY B DRAKE3 | 14141 46TH ST N CLEARWATER, FL 33762 | COLONIAL LIFE | $103 | $75 | $178 | 0.69% |
| CHERYL ANN GILES3 | 9100 9TH ST N ST PETERSBURG, FL 33702 | COLONIAL LIFE | $70 | $0 | $70 | 0.27% |
| ROSS ASSET INVESTMENT CORP3 | PO BOX 165 LOWELL, FL 32663 | COLONIAL LIFE | $7 | $0 | $7 | 0.03% |
| J S LYON ENTERPRISE INC3 | 1765 E COUNTY RD WILDWOOD, FL 34785 | COLONIAL LIFE | $5 | $0 | $5 | 0.02% |
| CARUSO INSURANCE BENEFITS INC3 | 10872 WILDERNESS CT ORLANDO, FL 32821 | COLONIAL LIFE | $2 | $0 | $2 | 0.01% |
| STEVEN VERMETTE INC3 | 920 SPRING PARK LOOP CELEBRATION, FL 34747 | COLONIAL LIFE | $1 | $0 | $1 | 0.00% |
| GINAKES & ASSOCIATES LLC3 | 1020 W INTERNATIONAL SPEEDWAY DAYTONA BEACH, FL 32114 | COLONIAL LIFE | $1 | $0 | $1 | 0.00% |
| THOMAS WALLACE JR3 | PO BOX 3654 PONTE VEDRA FL, FL 32004 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| JOHN W PERKINS3 | 5151 MENAWA TRAIL MARIANNA, FL 32446 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| TONI E STEED LLC3 | 11218 WARFIELD AVE HUNTERSVILLE, NC 28078 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| WILLIAM C WESTER3 | PO BOX 375 GRANDRIDGE, FL 32442 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| ERNIE E VANCE3 | 60 HUMMINGBIRD LN CRAWFORDVILLE, FL 32327 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| PHIL COLEMAN3 | 18908 RIVERWIND LN DAVIDSON, NC 28036 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| LINDA P COLEMAN3 | 18908 RIVERWIND LN DAVIDSON, NC 28036 | COLONIAL LIFE | $0 | $0 | $0 | 0.00% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | LINCOLN FINANCIAL GROUP | $3K | $131 | $3K | 15.69% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | LINCOLN FINANCIAL GROUP | $3K | $190 | $3K | 16.10% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33716 | LINCOLN LIFE GROUP | $3K | $336 | $3K | 16.98% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM | PO BOX 33020 ST PETERSBURG, FL 33733 | LINCOLN FINANCIAL GROUP | $2K | $183 | $2K | 16.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,394 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,394 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | LINCOLN FINANCE GROUP | 384 | $213K |
| Vision(2 contracts) | LINCOLN FINANCIAL GROUP | 136 | $36K |
| Life insurance(2 contracts) | LINCOLN FINANCIAL GROUP | 2,086 | $152K |
| Long-term disability | LINCOLN FINANCIAL GROUP | 65 | $15K |
| Other(4 contracts, 2 carriers) | COLONIAL LIFE | 141 | $107K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,086 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.